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Assumable homes for sale in McMinnville, TN

21 homesFHA & VA loansrates from 2.25% vs 7.40% today

McMinnville assumption guide
105 Lillian St, McMinnville, TN, 37110 — assumable FHA mortgage at 2.86%
FHA
Active
27
$234,999$33,418 equity gap
Rate
2.86%
7.40%today
Payment
$923/mo
$1,543today
  • 4beds
  • 2baths
  • 1,664sqft

105 Lillian St, McMinnville

1022 Fairview Rd, McMinnville, TN, 37110 — assumable FHA mortgage at 2.99%
FHA
Active
20
$289,000$65,440 equity gap
Rate
2.99%
7.40%today
Payment
$1,054/mo
$1,734today
  • 3beds
  • 2baths
  • 2,287sqft

1022 Fairview Rd, McMinnville

2656 Laws Rd, McMinnville, TN, 37110 — assumable FHA mortgage at 2.96%
FHA
Active
34
$370,000$126,481 equity gap
Rate
2.96%
7.40%today
Payment
$1,152/mo
$1,902today
  • 3beds
  • 2baths
  • 2,001sqft

2656 Laws Rd, McMinnville

555 Randall Hitchcock Rd, Rock Island, TN, 38581 — assumable VA mortgage at 2.25%
VA
Active
100
$850,000$401,240 equity gap
Rate
2.25%
7.40%today
Payment
$1,992/mo
$3,608today
  • 4beds
  • 5baths
  • 4,262sqft

555 Randall Hitchcock Rd, Rock Island

114 Westwood 4th Ave, McMinnville, TN, 37110 — assumable FHA mortgage at 2.86%
FHA
Active
41
$305,000$158,273 equity gap
Rate
2.86%
7.40%today
Payment
$701/mo
$1,173today
  • 3beds
  • 2baths
  • 1,773sqft

114 Westwood 4th Ave, McMinnville

232 Covenant Ln, McMinnville, TN, 37110 — assumable FHA mortgage at 2.98%
FHA
Active
98
$599,900$308,099 equity gap
Rate
2.98%
7.40%today
Payment
$1,420/mo
$2,337today
  • 4beds
  • 4baths
  • 3,400sqft

232 Covenant Ln, McMinnville

1363 Laws Rd, McMinnville, TN, 37110 — assumable FHA mortgage at 2.99%
FHA
Active
37
$250,000$106,658 equity gap
Rate
2.99%
7.40%today
Payment
$682/mo
$1,122today
  • 4beds
  • 2baths
  • 1,670sqft

1363 Laws Rd, McMinnville

153 Duggin Rd, McMinnville, TN, 37110 — assumable VA mortgage at 3.03%
VA
Active
51
$459,900$277,935 equity gap
Rate
3.03%
7.40%today
Payment
$890/mo
$1,456today
  • 4beds
  • 2baths
  • 2,104sqft

153 Duggin Rd, McMinnville

207 Oriole Dr, McMinnville, TN, 37110 — assumable FHA mortgage at 3.55%
FHA
Active
20
$235,900$78,755 equity gap
Rate
3.55%
7.40%today
Payment
$780/mo
$1,195today
  • 3beds
  • 3baths
  • 1,320sqft

207 Oriole Dr, McMinnville

200 Rattlesnake Rd, McMinnville, TN, 37110 — assumable FHA mortgage at 4.42%
FHA
Active
18
$289,900$142,361 equity gap
Rate
4.42%
7.40%today
Payment
$802/mo
$1,106today
  • 6beds
  • 2baths
  • 3,168sqft

200 Rattlesnake Rd, McMinnville

759 Miriah Dr, McMinnville, TN, 37110 — assumable FHA mortgage at 6.39%
FHA
Active
41
$315,000$27,478 equity gap
Rate
6.39%
7.40%today
Payment
$1,871/mo
$2,074today
  • 3beds
  • 2baths
  • 1,586sqft

759 Miriah Dr, McMinnville

219 N High St, McMinnville, TN, 37110 — assumable FHA mortgage at 6.60%
FHA
Active
20
$189,999$12,031 equity gap
Rate
6.60%
7.40%today
Payment
$1,170/mo
$1,269today
  • 2beds
  • 1baths
  • 900sqft

219 N High St, McMinnville

4117 Vervilla Rd, McMinnville, TN, 37110 — assumable VA mortgage at 6.72%
VA
Active
21
$495,000$59,608 equity gap
Rate
6.72%
7.40%today
Payment
$2,846/mo
$3,047today
  • 3beds
  • 2baths
  • 2,090sqft

4117 Vervilla Rd, McMinnville

115 Franklin St, McMinnville, TN, 37110 — assumable FHA mortgage at 6.35%
FHA
Active
51
$365,000$90,545 equity gap
Rate
6.35%
7.40%today
Payment
$1,747/mo
$1,944today
  • 5beds
  • 2baths
  • 2,343sqft

115 Franklin St, McMinnville

119 Lagoon Dr, McMinnville, TN, 37110 — assumable FHA mortgage at 6.50%
FHA
Active
39
$302,900$97,925 equity gap
Rate
6.50%
7.40%today
Payment
$1,299/mo
$1,423today
  • 3beds
  • 2baths
  • 1,380sqft

119 Lagoon Dr, McMinnville

264 Greenwood Dr, McMinnville, TN, 37110 — assumable FHA mortgage at 6.67%
FHA
Active
25
$299,900$95,840 equity gap
Rate
6.67%
7.40%today
Payment
$1,361/mo
$1,465today
  • 3beds
  • 2baths
  • 1,792sqft

264 Greenwood Dr, McMinnville

563 Sunset Point Rd, McMinnville, TN, 37110 — assumable FHA mortgage at 6.43%
FHA
Active
31
$239,000$36,355 equity gap
Rate
6.43%
7.40%today
Payment
$1,324/mo
$1,461today
  • 3beds
  • 2baths
  • 1,248sqft

563 Sunset Point Rd, McMinnville

301 McQuade Cir, McMinnville, TN, 37110 — assumable VA mortgage at 6.54%
VA
Active
55
$265,000$188,198 equity gap
Rate
6.54%
7.40%today
Payment
$508/mo
$554today
  • 3beds
  • 1baths
  • 1,650sqft

301 McQuade Cir, McMinnville

4750 Manchester Hwy, McMinnville, TN, 37110 — assumable FHA mortgage at 6.57%
FHA
Active
23
$995,000$746,463 equity gap
Rate
6.57%
7.40%today
Payment
$1,644/mo
$1,788today
  • —beds
  • —baths
  • 18,500sqft

4750 Manchester Hwy, McMinnville

196 Greenwood Dr, McMinnville, TN, 37110 — assumable FHA mortgage at 6.85%
FHA
Active
17
$269,000$259,056 equity gap
Rate
6.85%
7.40%today
Payment
$69/mo
$72today
  • 4beds
  • 3baths
  • 2,100sqft

196 Greenwood Dr, McMinnville

141 W Laurel Ave, McMinnville, TN, 37110 — assumable VA mortgage at 7.09%
VA
Active
49
$680,000$335,452 equity gap
Rate
7.09%
7.40%today
Payment
$2,367/mo
$2,441today
  • 3beds
  • 4baths
  • 4,074sqft

141 W Laurel Ave, McMinnville

Assuming a mortgage in McMinnville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$508 /mo
Median cash to assume
$106,658
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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