Assumable homes for sale in Medford, MN

8 homesFHA & VA loansrates from 3.08% vs 7.40% today

Medford assumption guide
310 Autumn Hills Place, Owatonna, MN, 55060 — assumable FHA mortgage at 3.08%
FHA
Active
37
$348,000$101,064 equity gap
Rate
3.08%
7.40%today
Payment
$1,192/mo
$1,938today
  • 4beds
  • 2baths
  • 2,018sqft

310 Autumn Hills Place, Owatonna

2575 Lamada Place, Owatonna, MN, 55060 — assumable VA mortgage at 3.45%
VA
Active
37
$324,900$147,097 equity gap
Rate
3.45%
7.40%today
Payment
$915/mo
$1,419today
  • 4beds
  • 3baths
  • 1,922sqft

2575 Lamada Place, Owatonna

315 Hazeltine Avenue, Owatonna, MN, 55060 — assumable FHA mortgage at 4.99%
FHA
Active
37
$360,000$51,574 equity gap
Rate
4.99%
7.40%today
Payment
$1,764/mo
$2,277today
  • 4beds
  • 2baths
  • 2,250sqft

315 Hazeltine Avenue, Owatonna

706 17th Street, Owatonna, MN, 55060 — assumable FHA mortgage at 4.03%
FHA
Active
35
$249,900$138,883 equity gap
Rate
4.03%
7.40%today
Payment
$659/mo
$952today
  • 2beds
  • 2baths
  • 1,596sqft

706 17th Street, Owatonna

1905 Prairie Lane, Owatonna, MN, 55060 — assumable FHA mortgage at 4.12%
FHA
Active
41
$369,000$252,213 equity gap
Rate
4.12%
7.40%today
Payment
$864/mo
$1,235today
  • 4beds
  • 3baths
  • 3,252sqft

1905 Prairie Lane, Owatonna

1950 Greenwood Drive, Owatonna, MN, 55060 — assumable FHA mortgage at 6.77%
FHA
Active
47
$319,900$9,610 equity gap
Rate
6.77%
7.40%today
Payment
$2,042/mo
$2,175today
  • 4beds
  • 2baths
  • 1,859sqft

1950 Greenwood Drive, Owatonna

895 Lee Street, Owatonna, MN, 55060 — assumable VA mortgage at 6.50%
VA
Active
23
$379,900$44,348 equity gap
Rate
6.50%
7.40%today
Payment
$2,135/mo
$2,338today
  • 5beds
  • 2baths
  • 2,059sqft

895 Lee Street, Owatonna

2420 Kenyon Road, Owatonna, MN, 55060 — assumable FHA mortgage at 6.20%
FHA
Active
11
$325,000$315,127 equity gap
Rate
6.20%
7.40%today
Payment
$63/mo
$71today
  • 3beds
  • 2baths
  • 1,784sqft

2420 Kenyon Road, Owatonna

Assuming a mortgage in Medford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.08%
Lowest existing payment
$659 /mo
Median cash to assume
$119,974
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.