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Assumable homes for sale in Merced, CA

12 homesFHA loansrates from 2.67% vs 7.40% today

Merced assumption guide
360 19th Street, Merced, CA, 95340 — assumable FHA mortgage at 2.99%
FHA
Active
56
$285,000$75,801 equity gap
Rate
2.99%
7.40%today
Payment
$993/mo
$1,633today
  • 2beds
  • 1baths
  • 1,084sqft

360 19th Street, Merced

242 Torino Court, Merced, CA, 95341 — assumable FHA mortgage at 3.06%
FHA
Active
22
$372,000$90,035 equity gap
Rate
3.06%
7.40%today
Payment
$1,355/mo
$2,208today
  • 4beds
  • 2baths
  • 1,617sqft

242 Torino Court, Merced

756 Brianne Court, Merced, CA, 95341 — assumable FHA mortgage at 2.67%
FHA
Active
23
$385,000$156,754 equity gap
Rate
2.67%
7.40%today
Payment
$1,059/mo
$1,814today
  • 3beds
  • 2baths
  • 1,214sqft

756 Brianne Court, Merced

902 20th Street, Merced, CA, 95340 — assumable FHA mortgage at 4.42%
FHA
Active
48
$329,900$57,371 equity gap
Rate
4.42%
7.40%today
Payment
$1,479/mo
$2,040today
  • 2beds
  • 1baths
  • 1,378sqft

902 20th Street, Merced

767 Taryn Court, Merced, CA, 95341 — assumable FHA mortgage at 3.16%
FHA
Active
12
$335,000$165,459 equity gap
Rate
3.16%
7.40%today
Payment
$841/mo
$1,353today
  • 3beds
  • 2baths
  • 1,000sqft

767 Taryn Court, Merced

2618 Hoover Court, Merced, CA, 95340 — assumable FHA mortgage at 5.09%
FHA
Active
26
$374,000$30,354 equity gap
Rate
5.09%
7.40%today
Payment
$1,992/mo
$2,543today
  • 3beds
  • 2baths
  • 1,220sqft

2618 Hoover Court, Merced

670 Elizabeth Court, Merced, CA, 95341 — assumable FHA mortgage at 7.09%
FHA
Active
19
$405,000$16,974 equity gap
Rate
7.09%
7.40%today
Payment
$2,663/mo
$2,746today
  • 4beds
  • 2baths
  • 1,509sqft

670 Elizabeth Court, Merced

2782 STORY Avenue, Merced, CA, 95340 — assumable FHA mortgage at 6.73%
FHA
Active
22
$379,000$34,460 equity gap
Rate
6.73%
7.40%today
Payment
$2,320/mo
$2,481today
  • 3beds
  • 2baths
  • 1,486sqft

2782 STORY Avenue, Merced

209 Grand View Court, Merced, CA, 95341 — assumable FHA mortgage at 7.09%
FHA
Active
35
$409,500$23,514 equity gap
Rate
7.09%
7.40%today
Payment
$2,675/mo
$2,759today
  • 4beds
  • 2baths
  • 1,513sqft

209 Grand View Court, Merced

1653 Almond Ave, Merced, CA, 95341 — assumable FHA mortgage at 6.65%
FHA
Active
21
$309,000$35,416 equity gap
Rate
6.65%
7.40%today
Payment
$1,781/mo
$1,921today
  • 3beds
  • 1baths
  • 990sqft

1653 Almond Ave, Merced

2660 5th Avenue, Merced, CA, 95340 — assumable FHA mortgage at 4.80%
FHA
Active
39
$379,000$303,546 equity gap
Rate
4.80%
7.40%today
Payment
$596/mo
$786today
  • 2beds
  • 2baths
  • 1,672sqft

2660 5th Avenue, Merced

284 Zion Canyon Ct, Merced, CA, 95341 — assumable FHA mortgage at 6.89%
FHA
Active
28
$408,000$397,065 equity gap
Rate
6.89%
7.40%today
Payment
$73/mo
$77today
  • 4beds
  • 2baths
  • 1,515sqft

284 Zion Canyon Ct, Merced

Assuming a mortgage in Merced

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$596 /mo
Median cash to assume
$66,586
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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