Assumable homes for sale in Merced, CA

8 homesFHA & VA loansrates from 2.98% vs 7.40% today

Merced assumption guide
3362 San Jacinto Ct, Merced, CA, 95348 — assumable VA mortgage at 2.98%
VA
Active
13
$350,000$129,291 equity gap
Rate
2.98%
7.40%today
Payment
$1,074/mo
$1,768today
  • 3beds
  • 2baths
  • 1,635sqft

3362 San Jacinto Ct, Merced

726 Skyler Court, Merced, CA, 95348 — assumable FHA mortgage at 6.37%
FHA
Active
43
$436,500$22,821 equity gap
Rate
6.37%
7.40%today
Payment
$2,589/mo
$2,875today
  • 3beds
  • 2baths
  • 1,435sqft

726 Skyler Court, Merced

5082 Palisade, Merced, CA, 95348 — assumable VA mortgage at 6.89%
VA
Active
31
$419,999$14,290 equity gap
Rate
6.89%
7.40%today
Payment
$2,728/mo
$2,871today
  • 4beds
  • 3baths
  • 1,687sqft

5082 Palisade, Merced

4180 Adobe Court, Merced, CA, 95348 — assumable FHA mortgage at 7.17%
FHA
Active
35
$499,000$30,487 equity gap
Rate
7.17%
7.40%today
Payment
$3,243/mo
$3,318today
  • 4beds
  • 3baths
  • 1,941sqft

4180 Adobe Court, Merced

1068 Kiwi Court, Merced, CA, 95340 — assumable FHA mortgage at 6.29%
FHA
Active
39
$454,900$85,995 equity gap
Rate
6.29%
7.40%today
Payment
$2,398/mo
$2,685today
  • 3beds
  • 2baths
  • 1,591sqft

1068 Kiwi Court, Merced

1264 Verdon Court, Merced, CA, 95348 — assumable FHA mortgage at 6.73%
FHA
Active
22
$515,000$76,772 equity gap
Rate
6.73%
7.40%today
Payment
$2,898/mo
$3,100today
  • 4beds
  • 3baths
  • 2,943sqft

1264 Verdon Court, Merced

3224 Nashville Court, Merced, CA, 95348 — assumable FHA mortgage at 6.81%
FHA
Active
23
$485,000$50,296 equity gap
Rate
6.81%
7.40%today
Payment
$2,878/mo
$3,053today
  • —beds
  • —baths
  • 2,287sqft

3224 Nashville Court, Merced

753 Andrea Drive, Merced, CA, 95348 — assumable VA mortgage at 6.82%
VA
Active
22
$437,950$48,541 equity gap
Rate
6.82%
7.40%today
Payment
$2,616/mo
$2,773today
  • 3beds
  • 2baths
  • 1,620sqft

753 Andrea Drive, Merced

Assuming a mortgage in Merced

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$1,074 /mo
Median cash to assume
$49,418
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.