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Assumable homes for sale in Modesto, CA

2 homesFHA loansrates from 3.61% vs 7.40% today

Modesto assumption guide
Copper Cottage Lane, Modesto, CA, 95355 — assumable FHA mortgage at 3.61%
FHA
Active
46
$469,950$179,145 equity gap
Rate
3.61%
7.40%today
Payment
$1,542/mo
$2,345today
  • 3beds
  • 2baths
  • 1,490sqft

Copper Cottage Lane, Modesto

4600 Via Terreno, Modesto, CA, 95357 — assumable FHA mortgage at 6.81%
FHA
Active
19
$600,000$60,964 equity gap
Rate
6.81%
7.40%today
Payment
$3,558/mo
$3,775today
  • 4beds
  • 3baths
  • 2,334sqft

4600 Via Terreno, Modesto

Assuming a mortgage in Modesto

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.61%
Lowest existing payment
$1,542 /mo
Median cash to assume
$120,054
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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