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Assumable homes for sale in Modesto, CA

3 homesFHA loansrates from 4.42% vs 7.40% today

Modesto assumption guide
1324 Riverette Dr., Modesto, CA, 95351 — assumable FHA mortgage at 4.42%
FHA
Active
11
$439,900$135,424 equity gap
Rate
4.42%
7.40%today
Payment
$1,655/mo
$2,283today
  • 3beds
  • 2baths
  • 1,186sqft

1324 Riverette Dr., Modesto

Cloverdale Avenue, Modesto, CA, 95354 — assumable FHA mortgage at 6.81%
FHA
Active
34
$360,000$77,922 equity gap
Rate
6.81%
7.40%today
Payment
$1,922/mo
$2,040today
  • 2beds
  • 1baths
  • 904sqft

Cloverdale Avenue, Modesto

707 Conejo Ave, Modesto, CA, 95354 — assumable FHA mortgage at 7.63%
FHA
Active
37
$460,000$120,343 equity gap
Rate
7.63%
7.40%today
Payment
$2,468/mo
$2,413today
  • 3beds
  • 2baths
  • 1,053sqft

707 Conejo Ave, Modesto

Assuming a mortgage in Modesto

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
4.42%
Lowest existing payment
$1,655 /mo
Median cash to assume
$120,343
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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