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Assumable homes for sale in Nampa, ID

109 homesFHA & VA loansrates from 1.75% vs 7.40% today

Nampa assumption guide
16580 Spartan Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.80%
VA
Active
30
$425,000$57,398 equity gap
Rate
2.80%
7.40%today
Payment
$1,705/mo
$2,873today
  • 4beds
  • 3baths
  • 2,346sqft

16580 Spartan Ave, Caldwell

2419 Sugar Cane Drive, Nampa, ID, 83687 — assumable FHA mortgage at 2.93%
FHA
Active
13
$295,000$52,307 equity gap
Rate
2.93%
7.40%today
Payment
$1,145/mo
$1,897today
  • 2beds
  • 1baths
  • 812sqft

2419 Sugar Cane Drive, Nampa

12871 Carkhill St., Caldwell, ID, 83607 — assumable FHA mortgage at 3.55%
FHA
Active
18
$370,000Potential short sale
Rate
3.55%
7.40%today
Payment
$1,934/mo
$2,963today
  • 4beds
  • 2baths
  • 1,845sqft

12871 Carkhill St., Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$101,110 equity gap
Rate
3.22%
7.40%today
Payment
$2,861/mo
$4,569today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

19643 Nanticoke Ave, Caldwell, ID, 83605 — assumable VA mortgage at 3.22%
VA
Active
23
$399,900$60,861 equity gap
Rate
3.22%
7.40%today
Payment
$1,626/mo
$2,596today
  • 3beds
  • 2baths
  • 1,479sqft

19643 Nanticoke Ave, Caldwell

3567 S. Avondale Ave., Nampa, ID, 83686 — assumable FHA mortgage at 3.56%
FHA
Active
47
$497,000$46,300 equity gap
Rate
3.56%
7.40%today
Payment
$2,243/mo
$3,433today
  • 5beds
  • 3baths
  • 2,738sqft

3567 S. Avondale Ave., Nampa

544 Knights Circle, Nampa, ID, 83687 — assumable FHA mortgage at 3.69%
FHA
Active
27
$345,900$32,302 equity gap
Rate
3.69%
7.40%today
Payment
$1,580/mo
$2,379today
  • 3beds
  • 2baths
  • 950sqft

544 Knights Circle, Nampa

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%
FHA
Active
31
$399,900$121,339 equity gap
Rate
2.77%
7.40%today
Payment
$1,306/mo
$2,209today
  • 3beds
  • 2baths
  • 1,258sqft

3971 Sugar Creek Dr, Meridian

14256 Pearl Pointe Dr, Caldwell, ID, 83607 — assumable VA mortgage at 2.86%
VA
Active
21
$427,500$114,827 equity gap
Rate
2.86%
7.40%today
Payment
$1,453/mo
$2,430today
  • 4beds
  • 3baths
  • 2,315sqft

14256 Pearl Pointe Dr, Caldwell

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 equity gap
Rate
3.75%
7.40%today
Payment
$2,310/mo
$3,453today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$38,594 equity gap
Rate
3.89%
7.40%today
Payment
$3,353/mo
$4,927today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

3795 Berwick Dr, Nampa, ID, 83686 — assumable FHA mortgage at 3.89%
FHA
Active
41
$455,000$46,069 equity gap
Rate
3.89%
7.40%today
Payment
$2,105/mo
$3,094today
  • 3beds
  • 2baths
  • 2,007sqft

3795 Berwick Dr, Nampa

1327 Balboa St, Kuna, ID, 83634 — assumable VA mortgage at 4.392%
VA
Active
32
$398,900$14,403 equity gap
Rate
4.392%
7.40%today
Payment
$2,073/mo
$2,869today
  • 3beds
  • 3baths
  • 1,746sqft

1327 Balboa St, Kuna

2012 Bella Lane, Nampa, ID, 83651 — assumable FHA mortgage at 4.42%
FHA
Active
19
$382,900Potential short sale
Rate
4.42%
7.40%today
Payment
$2,117/mo
$2,920today
  • 3beds
  • 3baths
  • 1,762sqft

2012 Bella Lane, Nampa

5686 Cherry Lane, Nampa, ID, 83687 — assumable VA mortgage at 2.73%
VA
Active
30
$319,000$101,236 equity gap
Rate
2.73%
7.40%today
Payment
$1,009/mo
$1,716today
  • 2beds
  • 3baths
  • 1,213sqft

5686 Cherry Lane, Nampa

18080 Treeline Ave, Nampa, ID, 83687 — assumable VA mortgage at 2.80%
VA
Active
50
$775,000$301,993 equity gap
Rate
2.80%
7.40%today
Payment
$2,199/mo
$3,706today
  • 3beds
  • 3baths
  • 2,378sqft

18080 Treeline Ave, Nampa

855 Blue Downs, Meridian, ID, 83642 — assumable VA mortgage at 4.17%
VA
Active
48
$599,900$52,209 equity gap
Rate
4.17%
7.40%today
Payment
$2,899/mo
$4,120today
  • 5beds
  • 4baths
  • 2,362sqft

855 Blue Downs, Meridian

332 Mule Ct, Kuna, ID, 83634 — assumable FHA mortgage at 1.75%
FHA
Active
17
$409,900$202,989 equity gap
Rate
1.75%
7.40%today
Payment
$848/mo
$1,643today
  • 3beds
  • 2baths
  • 1,340sqft

332 Mule Ct, Kuna

1518 W Bear Track, Meridian, ID, 83642 — assumable VA mortgage at 2.72%
VA
Active
50
$735,000$328,009 equity gap
Rate
2.72%
7.40%today
Payment
$1,907/mo
$3,247today
  • 4beds
  • 3baths
  • 2,414sqft

1518 W Bear Track, Meridian

5813 Avilla Dr, Meridian, ID, 83646 — assumable VA mortgage at 2.72%
VA
Active
50
$595,000$422,596 equity gap
Rate
2.72%
7.40%today
Payment
$808/mo
$1,375today
  • 3beds
  • 2baths
  • 1,921sqft

5813 Avilla Dr, Meridian

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
41
$549,900$266,851 equity gap
Rate
2.73%
7.40%today
Payment
$1,318/mo
$2,242today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
45
$549,900$266,851 equity gap
Rate
2.73%
7.40%today
Payment
$1,318/mo
$2,242today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

16842 Bethany Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.83%
VA
Active
46
$459,990$211,450 equity gap
Rate
2.83%
7.40%today
Payment
$1,179/mo
$1,978today
  • 4beds
  • 3baths
  • 2,702sqft

16842 Bethany Ave, Caldwell

2204 Ivy Street, Nampa, ID, 83686 — assumable VA mortgage at 2.84%
VA
Active
18
$349,900$213,363 equity gap
Rate
2.84%
7.40%today
Payment
$963/mo
$1,408today
  • 3beds
  • 2baths
  • 1,225sqft

2204 Ivy Street, Nampa

716 Benton Ave., Nampa, ID, 83651 — assumable VA mortgage at 2.90%
VA
Active
44
$350,000$209,234 equity gap
Rate
2.90%
7.40%today
Payment
$665/mo
$1,106today
  • 2beds
  • 2baths
  • 1,484sqft

716 Benton Ave., Nampa

3451 Anfield Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.95%
VA
Active
45
$569,900$269,698 equity gap
Rate
2.95%
7.40%today
Payment
$1,419/mo
$2,345today
  • 5beds
  • 3baths
  • 2,710sqft

3451 Anfield Ave, Meridian

10576 Duck Ln, Nampa, ID, 83686 — assumable FHA mortgage at 2.98%
FHA
Active
6
$2,800,000$2,425,427 equity gap
Rate
2.98%
7.40%today
Payment
$1,776/mo
$2,925today
  • —beds
  • —baths
  • —sqft

10576 Duck Ln, Nampa

527 Copper River Dr, Nampa, ID, 83651 — assumable VA mortgage at 3.10%
VA
Active
45
$380,000$198,952 equity gap
Rate
3.10%
7.40%today
Payment
$860/mo
$1,395today
  • 5beds
  • 3baths
  • 1,640sqft

527 Copper River Dr, Nampa

10270 Duck Lane, Nampa, ID, 83686 — assumable VA mortgage at 3.17%
VA
Active
42
$699,000$324,977 equity gap
Rate
3.17%
7.40%today
Payment
$1,819/mo
$2,923today
  • 4beds
  • 3baths
  • 2,789sqft

10270 Duck Lane, Nampa

2179 Fieldstream Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.21%
VA
Active
37
$425,000$170,992 equity gap
Rate
3.21%
7.40%today
Payment
$1,025/mo
$1,802today
  • 3beds
  • 2baths
  • 1,408sqft

2179 Fieldstream Dr, Meridian

1812 Camas St, Nampa, ID, 83686 — assumable FHA mortgage at 3.24%
FHA
Active
25
$369,900$172,998 equity gap
Rate
3.24%
7.40%today
Payment
$1,075/mo
$1,713today
  • 3beds
  • 2baths
  • 1,237sqft

1812 Camas St, Nampa

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%
VA
Active
28
$429,900Potential short sale
Rate
5.09%
7.40%today
Payment
$2,528/mo
$3,228today
  • 1beds
  • 2baths
  • 1,120sqft

6164 Winward Ln, Meridian

3026 Lochsa Ave, Meridian, ID, 83646 — assumable VA mortgage at 3.43%
VA
Active
28
$524,900$425,516 equity gap
Rate
3.43%
7.40%today
Payment
$651/mo
$1,012today
  • 3beds
  • 2baths
  • 1,874sqft

3026 Lochsa Ave, Meridian

11969 Sandpiper Ct, Caldwell, ID, 83605 — assumable VA mortgage at 3.50%
VA
Active
49
$437,000$267,170 equity gap
Rate
3.50%
7.40%today
Payment
$979/mo
$1,510today
  • 4beds
  • 3baths
  • 1,934sqft

11969 Sandpiper Ct, Caldwell

11309 Overture St., Nampa, ID, 83651 — assumable VA mortgage at 3.51%
VA
Active
46
$477,000$195,137 equity gap
Rate
3.51%
7.40%today
Payment
$1,466/mo
$2,257today
  • 4beds
  • 2baths
  • 2,100sqft

11309 Overture St., Nampa

1372 Crest Wood Dr, Meridian, ID, 83642 — assumable VA mortgage at 3.55%
VA
Active
39
$392,500$183,398 equity gap
Rate
3.55%
7.40%today
Payment
$1,107/mo
$1,696today
  • 3beds
  • 2baths
  • 1,202sqft

1372 Crest Wood Dr, Meridian

Assuming a mortgage in Nampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
1.75%
Lowest existing payment
$378 /mo
Median cash to assume
$93,325
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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