VATop pick
Active
6$185,000$15,176 equity gap
- Rate
- 3.06%
7.40%today- Payment
- $814/mo
$1,327today
- 3beds
- 2baths
- 1,888sqft
Assumable homes for sale in Needles, CA
8 homesVA & FHA loansrates from 2.96% vs 7.40% today
Needles assumption guide
FHA
Active
49$425,000$190,537 equity gap
- Rate
- 2.96%
7.40%today- Payment
- $1,112/mo
$1,836today
- 3beds
- 2baths
- 1,510sqft
5430 Maricopa Drive, Topock
VA
Active
57$380,000$240,642 equity gap
- Rate
- 3.13%
7.40%today- Payment
- $689/mo
$1,113today
- 3beds
- 2baths
- 1,404sqft
13213 S Cove Parkway, Topock
FHA
Active
100$649,900$534,203 equity gap
- Rate
- 3.54%
7.40%today- Payment
- $758/mo
$1,163today
- 6beds
- 3baths
- 3,987sqft
1555 Poplar Drive, Mohave Valley
VA
Active
46$215,000$114,528 equity gap
- Rate
- 3.92%
7.40%today- Payment
- $578/mo
$847today
- 3beds
- 2baths
- 1,404sqft
12779 Concho Dr., Topock
FHA
Active
55$259,900$24,380 equity gap
- Rate
- 6.19%
7.40%today- Payment
- $1,454/mo
$1,645today
- 3beds
- 2baths
- 1,133sqft
5455 Coconino Drive, Topock
FHA
Active
24$440,000$55,980 equity gap
- Rate
- 6.17%
7.40%today- Payment
- $2,368/mo
$2,685today
- 4beds
- 2baths
- 1,725sqft
404 D Street, Needles
VA
Active
6$39,999Potential short sale
- Rate
- 6.30%
7.40%today- Payment
- $899/mo
$1,005today
- —beds
- —baths
- —sqft
2023 Lone Star Drive, Mohave Valley
Assuming a mortgage in Needles
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.96%
- Lowest existing payment
- $578 /mo
- Median cash to assume
- $114,528