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Assumable homes for sale in New Port Richey, FL

44 homesFHA & VA loansrates from 2.77% vs 7.40% today

New Port Richey assumption guide
6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$320,000$65,041 equity gap
Rate
2.83%
7.40%today
Payment
$1,195/mo
$2,006today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,780 equity gap
Rate
3.12%
7.40%today
Payment
$1,379/mo
$2,231today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$349,900$68,670 equity gap
Rate
3.13%
7.40%today
Payment
$1,362/mo
$2,200today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$348,900$55,242 equity gap
Rate
3.45%
7.40%today
Payment
$1,444/mo
$2,241today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

6333 ABERDEEN Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.14%
FHA
Active
37
$315,000$75,999 equity gap
Rate
3.14%
7.40%today
Payment
$1,141/mo
$1,840today
  • 3beds
  • 2baths
  • 1,925sqft

6333 ABERDEEN Avenue, New Port Richey

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.40%today
Payment
$1,527/mo
$2,282today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
76
$484,000$182,320 equity gap
Rate
2.77%
7.40%today
Payment
$1,415/mo
$2,393today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$386,500$126,389 equity gap
Rate
2.81%
7.40%today
Payment
$1,219/mo
$2,052today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,558 equity gap
Rate
2.86%
7.40%today
Payment
$732/mo
$1,224today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

6436 LAMBERT Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 3.10%
VA
Active
53
$280,000$89,555 equity gap
Rate
3.10%
7.40%today
Payment
$903/mo
$1,464today
  • 2beds
  • 1baths
  • 1,125sqft

6436 LAMBERT Lane, New Port Richey

3652 WESTCHESTER Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.84%
FHA
Active
37
$339,900$158,789 equity gap
Rate
2.84%
7.40%today
Payment
$860/mo
$1,441today
  • 3beds
  • 3baths
  • 2,197sqft

3652 WESTCHESTER Drive, Holiday

5532 PILOTS Place, New Port Richey, FL, 34652 — assumable VA mortgage at 2.88%
VA
Active
60
$1,250,000$783,605 equity gap
Rate
2.88%
7.40%today
Payment
$2,173/mo
$3,624today
  • 4beds
  • 3baths
  • 3,064sqft

5532 PILOTS Place, New Port Richey

7427 CHAPEL Avenue, New Port Richey, FL, 34652 — assumable FHA mortgage at 2.90%
FHA
Active
15
$189,000$87,868 equity gap
Rate
2.90%
7.40%today
Payment
$474/mo
$789today
  • 2beds
  • 1baths
  • 804sqft

7427 CHAPEL Avenue, New Port Richey

4927 DRIFT TIDE Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.00%
FHA
Active
17
$159,900$159,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 992sqft

4927 DRIFT TIDE Drive, New Port Richey

6545 JACKSON Street, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.08%
FHA
Active
53
$340,000$171,910 equity gap
Rate
3.08%
7.40%today
Payment
$811/mo
$1,319today
  • 4beds
  • 2baths
  • 1,236sqft

6545 JACKSON Street, New Port Richey

5207 TURQUOISE Lane #202, New Port Richey, FL, 34652 — assumable FHA mortgage at 4.51%
FHA
Active
26
$49,000$4,962 equity gap
Rate
4.51%
7.40%today
Payment
$263/mo
$359today
  • 1beds
  • 1baths
  • 672sqft

5207 TURQUOISE Lane #202, New Port Richey

5323 CARLTON Road, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.22%
FHA
Active
11
$109,900Potential short sale
Rate
3.22%
7.40%today
Payment
$830/mo
$1,326today
  • 3beds
  • 1baths
  • 864sqft

5323 CARLTON Road, New Port Richey

6244 SPOONBILL Drive, New Port Richey, FL, 34652 — assumable VA mortgage at 3.45%
VA
Active
70
$725,000$290,190 equity gap
Rate
3.45%
7.40%today
Payment
$2,242/mo
$3,479today
  • 5beds
  • 4baths
  • 3,526sqft

6244 SPOONBILL Drive, New Port Richey

4254 MARINE Parkway, New Port Richey, FL, 34652 — assumable VA mortgage at 3.50%
VA
Active
78
$825,000$468,798 equity gap
Rate
3.50%
7.40%today
Payment
$1,842/mo
$2,840today
  • 4beds
  • 3baths
  • 2,658sqft

4254 MARINE Parkway, New Port Richey

5117 BROOKSIDE Lane, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.55%
FHA
Active
39
$250,000$103,543 equity gap
Rate
3.55%
7.40%today
Payment
$727/mo
$1,114today
  • 3beds
  • 2baths
  • 1,280sqft

5117 BROOKSIDE Lane, New Port Richey

3507 LANDALE Drive, Holiday, FL, 34691 — assumable VA mortgage at 5.22%
VA
Active
19
$235,000$11,235 equity gap
Rate
5.22%
7.40%today
Payment
$1,308/mo
$1,646today
  • 2beds
  • 2baths
  • 1,326sqft

3507 LANDALE Drive, Holiday

5145 MANOR Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.75%
FHA
Active
18
$220,000$116,434 equity gap
Rate
3.75%
7.40%today
Payment
$559/mo
$836today
  • 2beds
  • 1baths
  • 864sqft

5145 MANOR Drive, New Port Richey

3849 LUMA Drive, Holiday, FL, 34691 — assumable VA mortgage at 5.22%
VA
Active
25
$239,000$39,346 equity gap
Rate
5.22%
7.40%today
Payment
$1,169/mo
$1,471today
  • 3beds
  • 2baths
  • 1,076sqft

3849 LUMA Drive, Holiday

6252 MASSACHUSETTS Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.94%
FHA
Active
31
$340,000$283,518 equity gap
Rate
3.94%
7.40%today
Payment
$347/mo
$507today
  • 4beds
  • 3baths
  • 1,845sqft

6252 MASSACHUSETTS Avenue, New Port Richey

4238 PINEFIELD Avenue, Holiday, FL, 34691 — assumable FHA mortgage at 3.99%
FHA
Active
64
$245,900$192,990 equity gap
Rate
3.99%
7.40%today
Payment
$344/mo
$499today
  • 2beds
  • 2baths
  • 1,334sqft

4238 PINEFIELD Avenue, Holiday

3503 WOODCOCK Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.27%
FHA
Active
24
$334,900$15,611 equity gap
Rate
6.27%
7.40%today
Payment
$2,054/mo
$2,305today
  • 3beds
  • 2baths
  • 1,285sqft

3503 WOODCOCK Drive, New Port Richey

6317 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.35%
FHA
Active
29
$375,000Potential short sale
Rate
6.35%
7.40%today
Payment
$2,398/mo
$2,668today
  • 4beds
  • 2baths
  • 1,935sqft

6317 SPIDER LILY Way, New Port Richey

4523 GLEN Hollow, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.71%
FHA
Active
62
$189,000Potential short sale
Rate
6.71%
7.40%today
Payment
$1,331/mo
$1,427today
  • 2beds
  • 2baths
  • 964sqft

4523 GLEN Hollow, New Port Richey

6029 BAYWAY Court, New Port Richey, FL, 34652 — assumable VA mortgage at 6.94%
VA
Active
49
$1,089,999Potential short sale
Rate
6.94%
7.40%today
Payment
$7,821/mo
$8,189today
  • 4beds
  • 3baths
  • 3,064sqft

6029 BAYWAY Court, New Port Richey

3607 LATIMER Street, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.62%
FHA
Active
19
$240,000$21,464 equity gap
Rate
6.62%
7.40%today
Payment
$1,440/mo
$1,558today
  • 3beds
  • 1baths
  • 956sqft

3607 LATIMER Street, New Port Richey

4704 CASSWELL Drive, New Port Richey, FL, 34652 — assumable VA mortgage at 6.76%
VA
Active
34
$349,000$23,077 equity gap
Rate
6.76%
7.40%today
Payment
$2,151/mo
$2,294today
  • 2beds
  • 2baths
  • 1,545sqft

4704 CASSWELL Drive, New Port Richey

4619 IRENE Loop, New Port Richey, FL, 34652 — assumable VA mortgage at 6.84%
VA
Active
15
$194,900$18,600 equity gap
Rate
6.84%
7.40%today
Payment
$1,169/mo
$1,237today
  • 2beds
  • 1baths
  • 898sqft

4619 IRENE Loop, New Port Richey

6107 VERMONT Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 7.09%
VA
Active
15
$299,999$20,451 equity gap
Rate
7.09%
7.40%today
Payment
$1,920/mo
$1,980today
  • 3beds
  • 2baths
  • 1,440sqft

6107 VERMONT Avenue, New Port Richey

4939 FLORAMAR Terrace #610, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.84%
FHA
Active
46
$154,000$24,477 equity gap
Rate
6.84%
7.40%today
Payment
$859/mo
$909today
  • 1beds
  • 1baths
  • 806sqft

4939 FLORAMAR Terrace #610, New Port Richey

5451 TROPIC Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.12%
FHA
Active
53
$590,000$167,171 equity gap
Rate
6.12%
7.40%today
Payment
$2,683/mo
$3,059today
  • 4beds
  • 5baths
  • 2,332sqft

5451 TROPIC Drive, New Port Richey

6012 12TH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 7.62%
FHA
Active
16
$300,000$78,121 equity gap
Rate
7.62%
7.40%today
Payment
$1,612/mo
$1,578today
  • 3beds
  • 2baths
  • 1,261sqft

6012 12TH Avenue, New Port Richey

Assuming a mortgage in New Port Richey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$344 /mo
Median cash to assume
$89,555
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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