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Assumable homes for sale in North Highlands, CA

18 homesFHA & VA loansrates from 2.42% vs 7.40% today

North Highlands assumption guide
Verdugo Way, Sacramento, CA, 95842 — assumable VA mortgage at 3.06%
VA
Active
25
$473,500$79,899 equity gap
Rate
3.06%
7.40%today
Payment
$1,891/mo
$3,083today
  • 5beds
  • 2baths
  • 1,590sqft

Verdugo Way, Sacramento

Marysville Boulevard, Sacramento, CA, 95815 — assumable FHA mortgage at 2.84%
FHA
Active
22
$475,000$134,857 equity gap
Rate
2.84%
7.40%today
Payment
$1,581/mo
$2,651today
  • 3beds
  • 2baths
  • 1,260sqft

Marysville Boulevard, Sacramento

5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.40%today
Payment
$2,305/mo
$3,855today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Pratt Avenue, Citrus Heights, CA, 95610 — assumable FHA mortgage at 2.81%
FHA
Active
45
$469,900$176,415 equity gap
Rate
2.81%
7.40%today
Payment
$1,376/mo
$2,315today
  • 3beds
  • 2baths
  • 1,392sqft

Pratt Avenue, Citrus Heights

Lichen Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.425%
FHA
Active
54
$419,000Potential short sale
Rate
2.425%
7.40%today
Payment
$44,992/mo
$79,624today
  • 3beds
  • 2baths
  • 1,104sqft

Lichen Drive, Citrus Heights

641 Grider Drive, Roseville, CA, 95678 — assumable FHA mortgage at 3.21%
FHA
Active
28
$599,999Potential short sale
Rate
3.21%
7.40%today
Payment
$3,572/mo
$5,712today
  • 3beds
  • 2baths
  • 1,600sqft

641 Grider Drive, Roseville

Anchor Circle, Fair Oaks, CA, 95628 — assumable FHA mortgage at 3.72%
FHA
Active
41
$469,000$176,082 equity gap
Rate
3.72%
7.40%today
Payment
$1,563/mo
$2,345today
  • 3beds
  • 2baths
  • 1,195sqft

Anchor Circle, Fair Oaks

Elder Street, Rio Linda, CA, 95673 — assumable FHA mortgage at 3.78%
FHA
Active
36
$399,000$145,653 equity gap
Rate
3.78%
7.40%today
Payment
$1,369/mo
$2,040today
  • 4beds
  • 2baths
  • 1,305sqft

Elder Street, Rio Linda

4501 Blackrock Drive, Sacramento, CA, 95834 — assumable FHA mortgage at 5.30%
FHA
Active
43
$510,000Potential short sale
Rate
5.30%
7.40%today
Payment
$3,172/mo
$3,955today
  • 3beds
  • 3baths
  • 1,559sqft

4501 Blackrock Drive, Sacramento

May Street, Sacramento, CA, 95838 — assumable VA mortgage at 4.13%
VA
Active
64
$635,000$425,541 equity gap
Rate
4.13%
7.40%today
Payment
$1,273/mo
$1,818today
  • 4beds
  • 3baths
  • 2,166sqft

May Street, Sacramento

3748 Cameron, Sacramento, CA, 95838 — assumable FHA mortgage at 4.46%
FHA
Active
31
$245,000$82,530 equity gap
Rate
4.46%
7.40%today
Payment
$952/mo
$1,307today
  • 2beds
  • 1baths
  • 1,020sqft

3748 Cameron, Sacramento

4479 Corse Walk, Sacramento, CA, 95834 — assumable FHA mortgage at 6.54%
FHA
Active
39
$470,000$10,934 equity gap
Rate
6.54%
7.40%today
Payment
$3,035/mo
$3,311today
  • 4beds
  • 4baths
  • 1,920sqft

4479 Corse Walk, Sacramento

2359 Bayless Way, Sacramento, CA, 95835 — assumable FHA mortgage at 6.96%
FHA
Active
30
$507,000$39,134 equity gap
Rate
6.96%
7.40%today
Payment
$3,203/mo
$3,346today
  • 3beds
  • 3baths
  • 1,536sqft

2359 Bayless Way, Sacramento

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.40%today
Payment
$2,171/mo
$2,237today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.40%today
Payment
$2,193/mo
$2,447today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.40%today
Payment
$2,867/mo
$3,127today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

700 Pinedale Ave, Sacramento, CA, 95838 — assumable FHA mortgage at 7.12%
FHA
Active
46
$489,990$469,779 equity gap
Rate
7.12%
7.40%today
Payment
$149/mo
$152today
  • 4beds
  • 2baths
  • 1,726sqft

700 Pinedale Ave, Sacramento

Auburn Oaks Court #P, Citrus Heights, CA, 95621 — assumable FHA mortgage at 7.50%
FHA
Active
17
$239,000$191,167 equity gap
Rate
7.50%
7.40%today
Payment
$856/mo
$847today
  • 2beds
  • 1baths
  • 861sqft

Auburn Oaks Court #P, Citrus Heights

Assuming a mortgage in North Highlands

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.42%
Lowest existing payment
$856 /mo
Median cash to assume
$147,932
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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