Assumable homes for sale in Oakland, CA

5 homesVA & FHA loansrates from 2.80% vs 7.40% today

Oakland assumption guide
977 24Th St, Oakland, CA, 94607 — assumable VA mortgage at 2.80%
VA
Active
8
$634,500Potential short sale
Rate
2.80%
7.40%today
Payment
$3,616/mo
$6,093today
  • 2beds
  • 3baths
  • 1,552sqft

977 24Th St, Oakland

449 Merritt Ave, Oakland, CA, 94610 — assumable VA mortgage at 3.21%
VA
Active
105
$5,500,000$4,231,755 equity gap
Rate
3.21%
7.40%today
Payment
$6,062/mo
$9,693today
  • —beds
  • —baths
  • 10,926sqft

449 Merritt Ave, Oakland

1715 Bay St, Alameda, CA, 94501 — assumable FHA mortgage at 4.52%
FHA
Active
99
$1,095,000$600,657 equity gap
Rate
4.52%
7.40%today
Payment
$3,787/mo
$5,162today
  • 4beds
  • 4baths
  • 2,815sqft

1715 Bay St, Alameda

453 Sentinel Dr, Alameda, CA, 94501 — assumable VA mortgage at 6.89%
VA
Active
52
$839,000$96,466 equity gap
Rate
6.89%
7.40%today
Payment
$4,993/mo
$5,254today
  • 2beds
  • 2baths
  • 1,102sqft

453 Sentinel Dr, Alameda

832 7th Ave, Oakland, CA, 94606 — assumable FHA mortgage at 6.05%
FHA
Active
60
$999,000Potential short sale
Rate
6.05%
7.40%today
Payment
$6,806/mo
$7,818today
  • —beds
  • —baths
  • —sqft

832 7th Ave, Oakland

Assuming a mortgage in Oakland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$3,616 /mo
Median cash to assume
$600,657
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.