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Assumable homes for sale in Ocala, FL

173 homesFHA & VA loansrates from 2.25% vs 7.40% today

Ocala assumption guide
4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$146,000$2,645 equity gap
Rate
2.99%
7.40%today
Payment
$682/mo
$1,122today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

2404 32ND Place, Ocala, FL, 34479 — assumable FHA mortgage at 2.84%
FHA
Active
10
$210,000$39,885 equity gap
Rate
2.84%
7.40%today
Payment
$791/mo
$1,326today
  • 3beds
  • 2baths
  • 1,062sqft

2404 32ND Place, Ocala

8447 60TH Court, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
26
$248,500$38,352 equity gap
Rate
2.88%
7.40%today
Payment
$977/mo
$1,629today
  • 3beds
  • 2baths
  • 1,706sqft

8447 60TH Court, Ocala

4341 57TH Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 2.81%
FHA
Active
39
$339,000$94,205 equity gap
Rate
2.81%
7.40%today
Payment
$1,147/mo
$1,931today
  • 2beds
  • 2baths
  • 1,666sqft

4341 57TH Avenue, Ocala

3508 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 2.87%
FHA
Active
31
$325,000$69,443 equity gap
Rate
2.87%
7.40%today
Payment
$1,192/mo
$1,990today
  • 2beds
  • 2baths
  • 1,681sqft

3508 55TH Court, Ocala

9 CEDAR Run, Ocala, FL, 34472 — assumable FHA mortgage at 2.96%
FHA
Active
11
$260,000$56,904 equity gap
Rate
2.96%
7.40%today
Payment
$961/mo
$1,586today
  • 4beds
  • 2baths
  • 2,153sqft

9 CEDAR Run, Ocala

436 47TH Court, Ocala, FL, 34470 — assumable FHA mortgage at 2.99%
FHA
Active
54
$274,900$65,898 equity gap
Rate
2.99%
7.40%today
Payment
$992/mo
$1,632today
  • 3beds
  • 2baths
  • 1,872sqft

436 47TH Court, Ocala

3655 37TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 3.75%
FHA
Active
20
$230,000$17,587 equity gap
Rate
3.75%
7.40%today
Payment
$996/mo
$1,489today
  • 3beds
  • 3baths
  • 1,707sqft

3655 37TH Court, Ocala

25 SPRING LOOP Circle, Ocala, FL, 34472 — assumable FHA mortgage at 3.56%
FHA
Active
16
$224,900$33,018 equity gap
Rate
3.56%
7.40%today
Payment
$955/mo
$1,462today
  • 4beds
  • 2baths
  • 1,254sqft

25 SPRING LOOP Circle, Ocala

18 FIR TRAIL PASS, Ocala, FL, 34472 — assumable FHA mortgage at 3.76%
FHA
Active
10
$238,000$19,718 equity gap
Rate
3.76%
7.40%today
Payment
$1,106/mo
$1,651today
  • 3beds
  • 2baths
  • 1,594sqft

18 FIR TRAIL PASS, Ocala

122 DOGWOOD DRIVE Circle, Ocala, FL, 34472 — assumable VA mortgage at 3.14%
VA
Active
25
$240,000$54,287 equity gap
Rate
3.14%
7.40%today
Payment
$888/mo
$1,433today
  • 3beds
  • 2baths
  • 1,517sqft

122 DOGWOOD DRIVE Circle, Ocala

9549 53RD Circle, Ocala, FL, 34476 — assumable VA mortgage at 2.67%
VA
Active
52
$226,900$79,933 equity gap
Rate
2.67%
7.40%today
Payment
$683/mo
$1,171today
  • 3beds
  • 2baths
  • 1,769sqft

9549 53RD Circle, Ocala

5662 40TH PL, Ocala, FL, 34482 — assumable VA mortgage at 2.67%
VA
Active
25
$345,000$126,590 equity gap
Rate
2.67%
7.40%today
Payment
$1,015/mo
$1,740today
  • 3beds
  • 2baths
  • 1,862sqft

5662 40TH PL, Ocala

4015 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.73%
FHA
Active
58
$425,000$166,666 equity gap
Rate
2.73%
7.40%today
Payment
$1,278/mo
$2,119today
  • 4beds
  • 3baths
  • 2,248sqft

4015 22ND Street, Ocala

6310 82ND Place, Ocala, FL, 34476 — assumable VA mortgage at 2.74%
VA
Active
44
$254,900$81,558 equity gap
Rate
2.74%
7.40%today
Payment
$810/mo
$1,376today
  • 3beds
  • 2baths
  • 2,172sqft

6310 82ND Place, Ocala

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$125,002 equity gap
Rate
2.74%
7.40%today
Payment
$909/mo
$1,543today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

5464 41ST Street, Ocala, FL, 34474 — assumable FHA mortgage at 2.81%
FHA
Active
57
$285,000$97,175 equity gap
Rate
2.81%
7.40%today
Payment
$889/mo
$1,496today
  • 4beds
  • 2baths
  • 1,944sqft

5464 41ST Street, Ocala

740 28TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.87%
FHA
Active
48
$200,000$60,342 equity gap
Rate
2.87%
7.40%today
Payment
$651/mo
$1,088today
  • 3beds
  • 2baths
  • 1,248sqft

740 28TH Street, Ocala

8661 65TH Terrace, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
64
$215,000$81,539 equity gap
Rate
2.88%
7.40%today
Payment
$641/mo
$1,069today
  • 2beds
  • 2baths
  • 1,455sqft

8661 65TH Terrace, Ocala

273 HICKORY COURSE Radial, Ocala, FL, 34472 — assumable FHA mortgage at 3.02%
FHA
Active
37
$250,000$92,847 equity gap
Rate
3.02%
7.40%today
Payment
$768/mo
$1,258today
  • 3beds
  • 2baths
  • 1,401sqft

273 HICKORY COURSE Radial, Ocala

9798 56TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 3.56%
FHA
Active
53
$389,990$96,671 equity gap
Rate
3.56%
7.40%today
Payment
$1,457/mo
$2,230today
  • 4beds
  • 3baths
  • 2,303sqft

9798 56TH Circle, Ocala

1916 34TH Court, Ocala, FL, 34474 — assumable FHA mortgage at 3.57%
FHA
Active
20
$135,000$38,582 equity gap
Rate
3.57%
7.40%today
Payment
$511/mo
$782today
  • 2beds
  • 2baths
  • 1,044sqft

1916 34TH Court, Ocala

2904 42ND Road, Ocala, FL, 34470 — assumable VA mortgage at 3.23%
VA
Active
69
$275,000$102,829 equity gap
Rate
3.23%
7.40%today
Payment
$866/mo
$1,381today
  • 3beds
  • 2baths
  • 1,670sqft

2904 42ND Road, Ocala

2100 21ST Street, Ocala, FL, 34475 — assumable VA mortgage at 2.25%
VA
Active
40
$374,900$172,537 equity gap
Rate
2.25%
7.40%today
Payment
$1,028/mo
$1,861today
  • 4beds
  • 4baths
  • 3,414sqft

2100 21ST Street, Ocala

7767 80TH PLACE Road, Ocala, FL, 34476 — assumable VA mortgage at 2.27%
VA
Active
53
$334,000$214,246 equity gap
Rate
2.27%
7.40%today
Payment
$1,125/mo
$1,580today
  • 3beds
  • 2baths
  • 2,118sqft

7767 80TH PLACE Road, Ocala

4010 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.71%
FHA
Active
35
$579,900$264,852 equity gap
Rate
2.71%
7.40%today
Payment
$1,471/mo
$2,508today
  • 4beds
  • 3baths
  • 2,405sqft

4010 22ND Street, Ocala

477 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 2.77%
FHA
Active
21
$186,000$75,001 equity gap
Rate
2.77%
7.40%today
Payment
$512/mo
$866today
  • 3beds
  • 2baths
  • 1,467sqft

477 SPRING Lane, Ocala

8636 99TH Circle, Ocala, FL, 34481 — assumable VA mortgage at 2.77%
VA
Active
62
$558,355$300,775 equity gap
Rate
2.77%
7.40%today
Payment
$1,211/mo
$2,048today
  • 3beds
  • 3baths
  • 2,373sqft

8636 99TH Circle, Ocala

1736 26TH Place, Ocala, FL, 34475 — assumable FHA mortgage at 2.83%
FHA
Active
37
$339,500$213,676 equity gap
Rate
2.83%
7.40%today
Payment
$598/mo
$1,004today
  • 4beds
  • 2baths
  • 1,675sqft

1736 26TH Place, Ocala

3435 13TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.86%
FHA
Active
11
$239,000$111,411 equity gap
Rate
2.86%
7.40%today
Payment
$610/mo
$1,020today
  • 4beds
  • 2baths
  • 1,300sqft

3435 13TH Street, Ocala

4427 2ND Court, Ocala, FL, 34475 — assumable FHA mortgage at 2.88%
FHA
Active
33
$299,900$121,576 equity gap
Rate
2.88%
7.40%today
Payment
$831/mo
$1,386today
  • 4beds
  • 2baths
  • 1,608sqft

4427 2ND Court, Ocala

5145 16TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 2.88%
FHA
Active
68
$449,000$202,285 equity gap
Rate
2.88%
7.40%today
Payment
$1,185/mo
$1,976today
  • 4beds
  • 4baths
  • 2,836sqft

5145 16TH Street, Ocala

2141 9TH Street, Ocala, FL, 34470 — assumable VA mortgage at 2.90%
VA
Active
47
$294,900$161,788 equity gap
Rate
2.90%
7.40%today
Payment
$624/mo
$1,039today
  • 3beds
  • 2baths
  • 1,712sqft

2141 9TH Street, Ocala

3900 17TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 2.91%
FHA
Active
35
$529,987$326,195 equity gap
Rate
2.91%
7.40%today
Payment
$982/mo
$1,631today
  • 8beds
  • 7baths
  • 3,233sqft

3900 17TH Court, Ocala

6551 11TH Loop, Ocala, FL, 34472 — assumable VA mortgage at 2.98%
VA
Active
47
$316,900$136,049 equity gap
Rate
2.98%
7.40%today
Payment
$854/mo
$1,406today
  • 3beds
  • 2baths
  • 2,106sqft

6551 11TH Loop, Ocala

3031 25TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 3.00%
FHA
Active
32
$279,900$267,112 equity gap
Rate
3.00%
7.40%today
Payment
$65/mo
$104today
  • 3beds
  • 2baths
  • 1,636sqft

3031 25TH Street, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$329 /mo
Median cash to assume
$81,539
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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