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Assumable homes for sale in Oceanside, CA

3 homesVA loansrates from 2.96% vs 7.40% today

Oceanside assumption guide
1214 Ditmar St, Oceanside, CA, 92054 — assumable VA mortgage at 2.96%
VA
Active
31
$1,695,000$427,433 equity gap
Rate
2.96%
7.40%today
Payment
$5,998/mo
$9,901today
  • —beds
  • —baths
  • —sqft

1214 Ditmar St, Oceanside

2424 Papyrus Ct., Oceanside, CA, 92054 — assumable VA mortgage at 2.99%
VA
Active
71
$1,549,000$1,107,698 equity gap
Rate
2.99%
7.40%today
Payment
$2,149/mo
$3,534today
  • 4beds
  • 3baths
  • 2,366sqft

2424 Papyrus Ct., Oceanside

913 Vine street, Oceanside, CA, 92054 — assumable VA mortgage at 6.50%
VA
Active
30
$1,099,999$421,294 equity gap
Rate
6.50%
7.40%today
Payment
$4,475/mo
$4,902today
  • 3beds
  • 3baths
  • 1,460sqft

913 Vine street, Oceanside

Assuming a mortgage in Oceanside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$2,149 /mo
Median cash to assume
$427,433
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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