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Assumable homes for sale in Orlando, FL

200 homesFHA & VA loansrates from 2.31% vs 7.40% today

Orlando assumption guide
1915 CONCORD Street, Orlando, FL, 32803 — assumable VA mortgage at 2.88%
VA
Active
23
$415,000$78,608 equity gap
Rate
2.88%
7.40%today
Payment
$1,567/mo
$2,614today
  • 3beds
  • 3baths
  • 1,438sqft

1915 CONCORD Street, Orlando

804 ENGEL Drive, Orlando, FL, 32807 — assumable FHA mortgage at 2.86%
FHA
Active
29
$319,900$79,907 equity gap
Rate
2.86%
7.40%today
Payment
$1,118/mo
$1,870today
  • 3beds
  • 2baths
  • 1,713sqft

804 ENGEL Drive, Orlando

4639 CALENDULA Drive, Orlando, FL, 32839 — assumable FHA mortgage at 2.86%
FHA
Active
26
$320,000$95,211 equity gap
Rate
2.86%
7.40%today
Payment
$1,045/mo
$1,747today
  • 3beds
  • 2baths
  • 1,286sqft

4639 CALENDULA Drive, Orlando

313 LUCILE Way, Orlando, FL, 32835 — assumable FHA mortgage at 2.88%
FHA
Active
29
$245,000$69,051 equity gap
Rate
2.88%
7.40%today
Payment
$823/mo
$1,373today
  • 2beds
  • 2baths
  • 1,145sqft

313 LUCILE Way, Orlando

959 ROBIN HOLLY Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.97%
FHA
Active
41
$344,999$100,661 equity gap
Rate
2.97%
7.40%today
Payment
$1,168/mo
$1,926today
  • 3beds
  • 3baths
  • 1,795sqft

959 ROBIN HOLLY Street, Ocoee

2080 COBBLEFIELD Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.05%
FHA
Active
31
$369,900$75,247 equity gap
Rate
3.05%
7.40%today
Payment
$1,396/mo
$2,277today
  • 4beds
  • 2baths
  • 1,680sqft

2080 COBBLEFIELD Circle, Apopka

8424 POCASSET Place, Orlando, FL, 32827 — assumable VA mortgage at 3.10%
VA
Active
41
$324,000$69,173 equity gap
Rate
3.10%
7.40%today
Payment
$1,208/mo
$1,959today
  • 4beds
  • 2baths
  • 1,474sqft

8424 POCASSET Place, Orlando

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$111,888 equity gap
Rate
3.45%
7.40%today
Payment
$1,753/mo
$2,719today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

101 EOLA Drive #709, Orlando, FL, 32801 — assumable FHA mortgage at 3.97%
FHA
Active
24
$259,900$50,902 equity gap
Rate
3.97%
7.40%today
Payment
$1,284/mo
$1,870today
  • 1beds
  • 2baths
  • 997sqft

101 EOLA Drive #709, Orlando

6149 APOLLOS CORNER Way, Orlando, FL, 32829 — assumable FHA mortgage at 2.73%
FHA
Active
17
$344,900$129,270 equity gap
Rate
2.73%
7.40%today
Payment
$1,000/mo
$1,700today
  • 3beds
  • 3baths
  • 1,659sqft

6149 APOLLOS CORNER Way, Orlando

8625 REDSKIN Court, Orlando, FL, 32829 — assumable FHA mortgage at 2.80%
FHA
Active
30
$370,000$125,612 equity gap
Rate
2.80%
7.40%today
Payment
$1,158/mo
$1,951today
  • 3beds
  • 2baths
  • 1,436sqft

8625 REDSKIN Court, Orlando

2449 LONG MEADOW Way, Orlando, FL, 32817 — assumable VA mortgage at 2.81%
VA
Active
31
$259,000$99,273 equity gap
Rate
2.81%
7.40%today
Payment
$758/mo
$1,275today
  • 2beds
  • 2baths
  • 1,093sqft

2449 LONG MEADOW Way, Orlando

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,394 equity gap
Rate
2.84%
7.40%today
Payment
$998/mo
$1,672today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

1407 BROAD WING Lane, Winter Park, FL, 32792 — assumable VA mortgage at 2.87%
VA
Active
41
$491,000$187,127 equity gap
Rate
2.87%
7.40%today
Payment
$1,451/mo
$2,422today
  • 3beds
  • 3baths
  • 2,308sqft

1407 BROAD WING Lane, Winter Park

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$499,000$175,206 equity gap
Rate
2.88%
7.40%today
Payment
$1,515/mo
$2,527today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

10606 CLOUDVIEW Drive, Orlando, FL, 32825 — assumable VA mortgage at 2.94%
VA
Active
41
$550,000$205,369 equity gap
Rate
2.94%
7.40%today
Payment
$1,631/mo
$2,699today
  • 4beds
  • 3baths
  • 2,335sqft

10606 CLOUDVIEW Drive, Orlando

1501 WOODWARD Street, Orlando, FL, 32803 — assumable FHA mortgage at 2.98%
FHA
Active
40
$639,900$226,320 equity gap
Rate
2.98%
7.40%today
Payment
$1,940/mo
$3,193today
  • 4beds
  • 3baths
  • 1,600sqft

1501 WOODWARD Street, Orlando

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,000 equity gap
Rate
4.00%
7.40%today
Payment
$1,351/mo
$1,959today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

2096 CORDAVILLE Place, Apopka, FL, 32703 — assumable FHA mortgage at 3.01%
FHA
Active
37
$409,940$150,894 equity gap
Rate
3.01%
7.40%today
Payment
$1,264/mo
$2,074today
  • 4beds
  • 4baths
  • 2,369sqft

2096 CORDAVILLE Place, Apopka

8449 VIA VITTORIA Way, Orlando, FL, 32819 — assumable VA mortgage at 3.05%
VA
Active
53
$1,295,000$517,322 equity gap
Rate
3.05%
7.40%today
Payment
$3,660/mo
$5,972today
  • 3beds
  • 4baths
  • 3,226sqft

8449 VIA VITTORIA Way, Orlando

5264 SAPLING SPROUT Drive, Orlando, FL, 32829 — assumable FHA mortgage at 3.08%
FHA
Active
47
$399,900$152,955 equity gap
Rate
3.08%
7.40%today
Payment
$1,192/mo
$1,938today
  • 4beds
  • 3baths
  • 1,809sqft

5264 SAPLING SPROUT Drive, Orlando

7736 ROLLINGRIDGE Court, Orlando, FL, 32835 — assumable FHA mortgage at 3.10%
FHA
Active
30
$545,000$180,394 equity gap
Rate
3.10%
7.40%today
Payment
$1,725/mo
$2,798today
  • 3beds
  • 2baths
  • 1,816sqft

7736 ROLLINGRIDGE Court, Orlando

860 ORANGE Avenue #355, Orlando, FL, 32801 — assumable VA mortgage at 3.65%
VA
Active
43
$225,000$53,806 equity gap
Rate
3.65%
7.40%today
Payment
$911/mo
$1,379today
  • 2beds
  • 2baths
  • 953sqft

860 ORANGE Avenue #355, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,450 equity gap
Rate
4.16%
7.40%today
Payment
$1,341/mo
$1,907today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

11030 EINBENDER Road, Orlando, FL, 32825 — assumable FHA mortgage at 3.18%
FHA
Active
19
$325,000$111,840 equity gap
Rate
3.18%
7.40%today
Payment
$1,038/mo
$1,666today
  • 3beds
  • 2baths
  • 1,103sqft

11030 EINBENDER Road, Orlando

6865 BOUGAINVILLEA CRESCENT Drive, Orlando, FL, 32809 — assumable VA mortgage at 3.18%
VA
Active
42
$449,900$164,579 equity gap
Rate
3.18%
7.40%today
Payment
$1,389/mo
$2,229today
  • 4beds
  • 2baths
  • 1,905sqft

6865 BOUGAINVILLEA CRESCENT Drive, Orlando

6617 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable VA mortgage at 2.31%
VA
Active
58
$625,000$418,941 equity gap
Rate
2.31%
7.40%today
Payment
$898/mo
$1,614today
  • 4beds
  • 3baths
  • 2,132sqft

6617 BEAR LAKE Terrace, Apopka

1521 HERON WOOD Place, Winter Park, FL, 32792 — assumable FHA mortgage at 2.65%
FHA
Active
74
$829,500$544,213 equity gap
Rate
2.65%
7.40%today
Payment
$1,320/mo
$2,268today
  • 3beds
  • 2baths
  • 3,950sqft

1521 HERON WOOD Place, Winter Park

3740 HAWTHORNE Lane, Winter Park, FL, 32792 — assumable FHA mortgage at 2.72%
FHA
Active
35
$430,000$217,798 equity gap
Rate
2.72%
7.40%today
Payment
$994/mo
$1,693today
  • 3beds
  • 2baths
  • 1,645sqft

3740 HAWTHORNE Lane, Winter Park

1135 GARRETT GILLIAM Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 2.73%
FHA
Active
39
$369,000$163,534 equity gap
Rate
2.73%
7.40%today
Payment
$1,017/mo
$1,685today
  • 3beds
  • 2baths
  • 1,536sqft

1135 GARRETT GILLIAM Drive, Ocoee

2357 CHANTILLY Terrace, Oviedo, FL, 32765 — assumable VA mortgage at 2.74%
VA
Active
61
$699,999$578,274 equity gap
Rate
2.74%
7.40%today
Payment
$568/mo
$964today
  • 4beds
  • 3baths
  • 2,569sqft

2357 CHANTILLY Terrace, Oviedo

6803 TUSSILAGO Way, Orlando, FL, 32822 — assumable VA mortgage at 2.77%
VA
Active
25
$385,000$374,676 equity gap
Rate
2.77%
7.40%today
Payment
$51/mo
$84today
  • 4beds
  • 3baths
  • 1,720sqft

6803 TUSSILAGO Way, Orlando

2631 TREYMORE Drive, Orlando, FL, 32825 — assumable VA mortgage at 2.80%
VA
Active
54
$725,000$472,375 equity gap
Rate
2.80%
7.40%today
Payment
$1,197/mo
$2,017today
  • 5beds
  • 3baths
  • 3,454sqft

2631 TREYMORE Drive, Orlando

3856 SHADY GROVE Circle, Orlando, FL, 32810 — assumable FHA mortgage at 2.81%
FHA
Active
29
$399,900$161,421 equity gap
Rate
2.81%
7.40%today
Payment
$1,131/mo
$1,904today
  • 3beds
  • 2baths
  • 1,445sqft

3856 SHADY GROVE Circle, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$399,987$263,979 equity gap
Rate
2.84%
7.40%today
Payment
$631/mo
$1,057today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

2200 ROSE BROOK Court, Orlando, FL, 32817 — assumable FHA mortgage at 2.86%
FHA
Active
33
$309,990$129,544 equity gap
Rate
2.86%
7.40%today
Payment
$841/mo
$1,406today
  • 3beds
  • 2baths
  • 1,059sqft

2200 ROSE BROOK Court, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$303 /mo
Median cash to assume
$159,205
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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