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Assumable homes for sale in Orlando, FL

24 homesFHA & VA loansrates from 2.80% vs 7.40% today

Orlando assumption guide
10606 CLOUDVIEW Drive, Orlando, FL, 32825 — assumable VA mortgage at 2.94%
VA
Active
41
$550,000$205,369 equity gap
Rate
2.94%
7.40%today
Payment
$1,631/mo
$2,699today
  • 4beds
  • 3baths
  • 2,335sqft

10606 CLOUDVIEW Drive, Orlando

11030 EINBENDER Road, Orlando, FL, 32825 — assumable FHA mortgage at 3.18%
FHA
Active
19
$325,000$111,840 equity gap
Rate
3.18%
7.40%today
Payment
$1,038/mo
$1,666today
  • 3beds
  • 2baths
  • 1,103sqft

11030 EINBENDER Road, Orlando

2631 TREYMORE Drive, Orlando, FL, 32825 — assumable VA mortgage at 2.80%
VA
Active
54
$725,000$472,375 equity gap
Rate
2.80%
7.40%today
Payment
$1,197/mo
$2,017today
  • 5beds
  • 3baths
  • 3,454sqft

2631 TREYMORE Drive, Orlando

1756 BRANCHWATER Trail, Orlando, FL, 32825 — assumable VA mortgage at 3.13%
VA
Active
81
$525,000$459,419 equity gap
Rate
3.13%
7.40%today
Payment
$1,689/mo
$2,233today
  • 4beds
  • 3baths
  • 2,695sqft

1756 BRANCHWATER Trail, Orlando

9108 SHADOWBROOK Trail, Orlando, FL, 32825 — assumable VA mortgage at 3.13%
VA
Active
28
$724,000$331,480 equity gap
Rate
3.13%
7.40%today
Payment
$1,945/mo
$3,141today
  • 5beds
  • 3baths
  • 3,738sqft

9108 SHADOWBROOK Trail, Orlando

9217 SHEPTON Street, Orlando, FL, 32825 — assumable FHA mortgage at 3.40%
FHA
Active
28
$309,999$217,784 equity gap
Rate
3.40%
7.40%today
Payment
$609/mo
$951today
  • 3beds
  • 3baths
  • 1,388sqft

9217 SHEPTON Street, Orlando

439 FIELDSTREAM Boulevard, Orlando, FL, 32825 — assumable VA mortgage at 3.45%
VA
Active
37
$550,000$241,091 equity gap
Rate
3.45%
7.40%today
Payment
$1,593/mo
$2,472today
  • 4beds
  • 3baths
  • 2,547sqft

439 FIELDSTREAM Boulevard, Orlando

10201 VISTA COVE Lane, Orlando, FL, 32825 — assumable FHA mortgage at 4.98%
FHA
Active
19
$358,000$63,659 equity gap
Rate
4.98%
7.40%today
Payment
$1,692/mo
$2,187today
  • 3beds
  • 2baths
  • 1,350sqft

10201 VISTA COVE Lane, Orlando

10648 INSIDE Loop, Orlando, FL, 32825 — assumable FHA mortgage at 3.80%
FHA
Active
47
$470,000$262,076 equity gap
Rate
3.80%
7.40%today
Payment
$1,290/mo
$1,916today
  • 4beds
  • 2baths
  • 2,043sqft

10648 INSIDE Loop, Orlando

671 CAREY Way, Orlando, FL, 32825 — assumable FHA mortgage at 5.41%
FHA
Active
$420,000$33,632 equity gap
Rate
5.41%
7.40%today
Payment
$2,309/mo
$2,844today
  • 3beds
  • 2baths
  • 1,780sqft

671 CAREY Way, Orlando

10033 CREEKWATER Boulevard, Orlando, FL, 32825 — assumable FHA mortgage at 3.94%
FHA
Active
24
$346,000$201,337 equity gap
Rate
3.94%
7.40%today
Payment
$847/mo
$1,237today
  • 3beds
  • 2baths
  • 1,138sqft

10033 CREEKWATER Boulevard, Orlando

8632 FOLEY Drive, Orlando, FL, 32825 — assumable VA mortgage at 4.04%
VA
Active
37
$350,000$221,820 equity gap
Rate
4.04%
7.40%today
Payment
$809/mo
$1,167today
  • 3beds
  • 2baths
  • 1,301sqft

8632 FOLEY Drive, Orlando

8714 HILL PINE Road, Orlando, FL, 32825 — assumable FHA mortgage at 6.20%
FHA
Active
40
$495,000$20,831 equity gap
Rate
6.20%
7.40%today
Payment
$2,977/mo
$3,365today
  • 4beds
  • 2baths
  • 1,649sqft

8714 HILL PINE Road, Orlando

1208 ROMA Court, Orlando, FL, 32825 — assumable FHA mortgage at 6.82%
FHA
Active
26
$325,000Potential short sale
Rate
6.82%
7.40%today
Payment
$2,245/mo
$2,379today
  • 4beds
  • 2baths
  • 1,374sqft

1208 ROMA Court, Orlando

9785 PINEY POINT Circle, Orlando, FL, 32825 — assumable FHA mortgage at 7.20%
FHA
Active
30
$349,900$14,513 equity gap
Rate
7.20%
7.40%today
Payment
$2,346/mo
$2,393today
  • 3beds
  • 2baths
  • 1,176sqft

9785 PINEY POINT Circle, Orlando

1218 SHOSHANNA Drive, Orlando, FL, 32825 — assumable FHA mortgage at 6.85%
FHA
Active
33
$340,000$21,660 equity gap
Rate
6.85%
7.40%today
Payment
$2,110/mo
$2,229today
  • 3beds
  • 2baths
  • 1,450sqft

1218 SHOSHANNA Drive, Orlando

825 MELLOWOOD Avenue, Orlando, FL, 32825 — assumable FHA mortgage at 4.53%
FHA
Active
60
$450,000$238,309 equity gap
Rate
4.53%
7.40%today
Payment
$1,268/mo
$1,727today
  • 3beds
  • 3baths
  • 1,956sqft

825 MELLOWOOD Avenue, Orlando

9616 RIVER WALK Court, Orlando, FL, 32825 — assumable FHA mortgage at 7.20%
FHA
Active
21
$275,000$36,799 equity gap
Rate
7.20%
7.40%today
Payment
$1,666/mo
$1,700today
  • 2beds
  • 2baths
  • 1,022sqft

9616 RIVER WALK Court, Orlando

1709 RIVERS EDGE Drive, Orlando, FL, 32825 — assumable FHA mortgage at 4.88%
FHA
Active
18
$290,000$256,265 equity gap
Rate
4.88%
7.40%today
Payment
$269/mo
$351today
  • 2beds
  • 2baths
  • 999sqft

1709 RIVERS EDGE Drive, Orlando

10607 FERNANDO Street, Orlando, FL, 32825 — assumable FHA mortgage at 4.94%
FHA
Active
19
$250,000$175,236 equity gap
Rate
4.94%
7.40%today
Payment
$461/mo
$599today
  • 3beds
  • 2baths
  • 828sqft

10607 FERNANDO Street, Orlando

2908 DAYBREAK Drive, Orlando, FL, 32825 — assumable FHA mortgage at 6.90%
FHA
Active
61
$499,900$107,567 equity gap
Rate
6.90%
7.40%today
Payment
$2,654/mo
$2,790today
  • 4beds
  • 3baths
  • 2,509sqft

2908 DAYBREAK Drive, Orlando

10521 ROCKING A Run, Orlando, FL, 32825 — assumable FHA mortgage at 6.90%
FHA
Active
42
$365,000$107,408 equity gap
Rate
6.90%
7.40%today
Payment
$1,742/mo
$1,832today
  • 3beds
  • 2baths
  • 1,311sqft

10521 ROCKING A Run, Orlando

10603 SUNRISE TERRACE Drive, Orlando, FL, 32825 — assumable FHA mortgage at 5.25%
FHA
Active
48
$685,000$284,333 equity gap
Rate
5.25%
7.40%today
Payment
$2,364/mo
$2,964today
  • 5beds
  • 3baths
  • 3,089sqft

10603 SUNRISE TERRACE Drive, Orlando

1513 BALSAM WILLOW Trail, Orlando, FL, 32825 — assumable VA mortgage at 7.03%
VA
Active
26
$574,999$195,767 equity gap
Rate
7.03%
7.40%today
Payment
$2,603/mo
$2,700today
  • 6beds
  • 5baths
  • 3,181sqft

1513 BALSAM WILLOW Trail, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$461 /mo
Median cash to assume
$201,337
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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