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Assumable homes for sale in Orlando, FL

30 homesFHA & VA loansrates from 2.84% vs 7.40% today

Orlando assumption guide
6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,394 equity gap
Rate
2.84%
7.40%today
Payment
$998/mo
$1,672today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,000 equity gap
Rate
4.00%
7.40%today
Payment
$1,351/mo
$1,959today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,450 equity gap
Rate
4.16%
7.40%today
Payment
$1,341/mo
$1,907today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$399,987$263,979 equity gap
Rate
2.84%
7.40%today
Payment
$631/mo
$1,057today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

8115 WINDY HILL Way, Orlando, FL, 32818 — assumable FHA mortgage at 3.08%
FHA
Active
25
$378,000$157,057 equity gap
Rate
3.08%
7.40%today
Payment
$1,066/mo
$1,734today
  • 3beds
  • 2baths
  • 1,180sqft

8115 WINDY HILL Way, Orlando

5910 INDIAN HILL Road, Orlando, FL, 32808 — assumable FHA mortgage at 3.15%
FHA
Active
36
$299,999$190,583 equity gap
Rate
3.15%
7.40%today
Payment
$543/mo
$875today
  • 3beds
  • 2baths
  • 1,606sqft

5910 INDIAN HILL Road, Orlando

3709 WESTGATE Road, Orlando, FL, 32808 — assumable FHA mortgage at 3.38%
FHA
Active
29
$345,000$229,026 equity gap
Rate
3.38%
7.40%today
Payment
$771/mo
$1,206today
  • 3beds
  • 3baths
  • 2,241sqft

3709 WESTGATE Road, Orlando

1827 APPLEWOOD Court, Orlando, FL, 32818 — assumable FHA mortgage at 3.50%
FHA
Active
10
$295,000$184,132 equity gap
Rate
3.50%
7.40%today
Payment
$639/mo
$986today
  • 3beds
  • 2baths
  • 1,634sqft

1827 APPLEWOOD Court, Orlando

3802 WESTGATE Road, Orlando, FL, 32808 — assumable FHA mortgage at 3.50%
FHA
Active
47
$285,000$285,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,572sqft

3802 WESTGATE Road, Orlando

2822 ROUNDABOUT Lane, Orlando, FL, 32818 — assumable FHA mortgage at 3.59%
FHA
Active
33
$320,000$219,435 equity gap
Rate
3.59%
7.40%today
Payment
$593/mo
$904today
  • 3beds
  • 2baths
  • 1,359sqft

2822 ROUNDABOUT Lane, Orlando

3110 GOLDEN ROCK Drive, Orlando, FL, 32818 — assumable FHA mortgage at 3.71%
FHA
Active
45
$399,000$297,110 equity gap
Rate
3.71%
7.40%today
Payment
$633/mo
$951today
  • 4beds
  • 3baths
  • 2,245sqft

3110 GOLDEN ROCK Drive, Orlando

1716 TALLO Way, Orlando, FL, 32818 — assumable FHA mortgage at 3.84%
FHA
Active
24
$289,900$145,006 equity gap
Rate
3.84%
7.40%today
Payment
$793/mo
$1,173today
  • 3beds
  • 2baths
  • 1,204sqft

1716 TALLO Way, Orlando

2507 DOVETAIL Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 3.90%
FHA
Active
28
$365,000$191,141 equity gap
Rate
3.90%
7.40%today
Payment
$1,014/mo
$1,489today
  • 3beds
  • 2baths
  • 1,686sqft

2507 DOVETAIL Drive, Ocoee

6045 WEDGEWOOD Circle, Orlando, FL, 32808 — assumable FHA mortgage at 3.97%
FHA
Active
26
$310,000$213,013 equity gap
Rate
3.97%
7.40%today
Payment
$598/mo
$870today
  • 4beds
  • 2baths
  • 1,479sqft

6045 WEDGEWOOD Circle, Orlando

401 HAGER Drive, Ocoee, FL, 34761 — assumable VA mortgage at 4.07%
VA
Active
38
$329,900$287,421 equity gap
Rate
4.07%
7.40%today
Payment
$290/mo
$417today
  • 3beds
  • 2baths
  • 1,233sqft

401 HAGER Drive, Ocoee

5319 FOX BRIAR Trail, Orlando, FL, 32808 — assumable FHA mortgage at 4.12%
FHA
Active
33
$289,400$235,473 equity gap
Rate
4.12%
7.40%today
Payment
$325/mo
$465today
  • 3beds
  • 2baths
  • 1,459sqft

5319 FOX BRIAR Trail, Orlando

7519 COVEDALE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 4.13%
FHA
Active
$335,000$206,673 equity gap
Rate
4.13%
7.40%today
Payment
$776/mo
$1,108today
  • 3beds
  • 2baths
  • 1,591sqft

7519 COVEDALE Drive, Orlando

3438 BRETWOOD Drive, Orlando, FL, 32808 — assumable FHA mortgage at 4.14%
FHA
Active
58
$399,900$324,724 equity gap
Rate
4.14%
7.40%today
Payment
$496/mo
$707today
  • 3beds
  • 2baths
  • 1,930sqft

3438 BRETWOOD Drive, Orlando

3407 LAKE TINY Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.20%
FHA
Active
33
$272,000$161,998 equity gap
Rate
4.20%
7.40%today
Payment
$663/mo
$938today
  • 3beds
  • 2baths
  • 1,206sqft

3407 LAKE TINY Circle, Orlando

1936 COMPASS FLOWER Way, Ocoee, FL, 34761 — assumable FHA mortgage at 4.28%
FHA
Active
55
$340,000$157,076 equity gap
Rate
4.28%
7.40%today
Payment
$1,049/mo
$1,472today
  • 3beds
  • 3baths
  • 1,653sqft

1936 COMPASS FLOWER Way, Ocoee

4533 LEMANS Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.27%
FHA
Active
10
$340,000$49,446 equity gap
Rate
6.27%
7.40%today
Payment
$1,878/mo
$2,108today
  • 4beds
  • 2baths
  • 1,496sqft

4533 LEMANS Drive, Orlando

1016 KIRK Street, Orlando, FL, 32808 — assumable FHA mortgage at 6.30%
FHA
Active
22
$345,000$36,074 equity gap
Rate
6.30%
7.40%today
Payment
$1,933/mo
$2,162today
  • 5beds
  • 2baths
  • 1,898sqft

1016 KIRK Street, Orlando

6120 DENSON Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.50%
FHA
Active
29
$329,995$34,447 equity gap
Rate
6.50%
7.40%today
Payment
$1,893/mo
$2,074today
  • 3beds
  • 2baths
  • 1,503sqft

6120 DENSON Drive, Orlando

4004 LOUISBURG Lane, Orlando, FL, 32808 — assumable FHA mortgage at 4.81%
FHA
Active
29
$249,900$118,728 equity gap
Rate
4.81%
7.40%today
Payment
$799/mo
$1,054today
  • 3beds
  • 2baths
  • 1,533sqft

4004 LOUISBURG Lane, Orlando

2108 ANCIENT OAK Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 6.39%
FHA
Active
73
$580,000$146,359 equity gap
Rate
6.39%
7.40%today
Payment
$2,822/mo
$3,127today
  • 5beds
  • 3baths
  • 2,942sqft

2108 ANCIENT OAK Drive, Ocoee

1410 MONITOR Avenue, Orlando, FL, 32818 — assumable FHA mortgage at 6.81%
FHA
Active
10
$340,000$95,158 equity gap
Rate
6.81%
7.40%today
Payment
$1,667/mo
$1,768today
  • 4beds
  • 2baths
  • 2,074sqft

1410 MONITOR Avenue, Orlando

1748 FLORENCE VISTA Boulevard, Orlando, FL, 32818 — assumable FHA mortgage at 5.78%
FHA
Active
38
$545,000$209,252 equity gap
Rate
5.78%
7.40%today
Payment
$2,085/mo
$2,466today
  • 4beds
  • 3baths
  • 2,360sqft

1748 FLORENCE VISTA Boulevard, Orlando

1840 POWERS Drive, Orlando, FL, 32818 — assumable VA mortgage at 6.62%
VA
Active
35
$330,000$121,176 equity gap
Rate
6.62%
7.40%today
Payment
$1,376/mo
$1,489today
  • 3beds
  • 2baths
  • 1,549sqft

1840 POWERS Drive, Orlando

7624 REX HILL Trail, Orlando, FL, 32818 — assumable FHA mortgage at 6.04%
FHA
Active
$350,000$238,470 equity gap
Rate
6.04%
7.40%today
Payment
$1,117/mo
$1,285today
  • 3beds
  • 2baths
  • 1,299sqft

7624 REX HILL Trail, Orlando

2943 ROUNDABOUT Lane, Orlando, FL, 32818 — assumable FHA mortgage at 7.10%
FHA
Active
47
$255,000$224,991 equity gap
Rate
7.10%
7.40%today
Payment
$613/mo
$631today
  • 3beds
  • 2baths
  • 1,147sqft

2943 ROUNDABOUT Lane, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$325 /mo
Median cash to assume
$187,358
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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