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Assumable homes for sale in Owatonna, MN

23 homesFHA & VA loansrates from 2.39% vs 7.40% today

Owatonna assumption guide
805 El Dorado Street, Owatonna, MN, 55060 — assumable FHA mortgage at 2.87%
FHA
Active
33
$349,900$63,820 equity gap
Rate
2.87%
7.40%today
Payment
$1,337/mo
$2,233today
  • 4beds
  • 2baths
  • 1,877sqft

805 El Dorado Street, Owatonna

116 School Street, Owatonna, MN, 55060 — assumable FHA mortgage at 2.90%
FHA
Active
46
$269,900$91,959 equity gap
Rate
2.90%
7.40%today
Payment
$831/mo
$1,382today
  • 4beds
  • 2baths
  • 2,564sqft

116 School Street, Owatonna

310 Autumn Hills Place, Owatonna, MN, 55060 — assumable FHA mortgage at 3.08%
FHA
Active
37
$348,000$101,064 equity gap
Rate
3.08%
7.40%today
Payment
$1,192/mo
$1,938today
  • 4beds
  • 2baths
  • 2,018sqft

310 Autumn Hills Place, Owatonna

1429 Rice Lake Street, Owatonna, MN, 55060 — assumable VA mortgage at 2.39%
VA
Active
35
$334,000$212,106 equity gap
Rate
2.39%
7.40%today
Payment
$1,160/mo
$1,616today
  • 3beds
  • 3baths
  • 2,496sqft

1429 Rice Lake Street, Owatonna

2575 Lamada Place, Owatonna, MN, 55060 — assumable VA mortgage at 3.45%
VA
Active
37
$324,900$147,097 equity gap
Rate
3.45%
7.40%today
Payment
$915/mo
$1,419today
  • 4beds
  • 3baths
  • 1,922sqft

2575 Lamada Place, Owatonna

315 Hazeltine Avenue, Owatonna, MN, 55060 — assumable FHA mortgage at 4.99%
FHA
Active
37
$360,000$51,574 equity gap
Rate
4.99%
7.40%today
Payment
$1,764/mo
$2,277today
  • 4beds
  • 2baths
  • 2,250sqft

315 Hazeltine Avenue, Owatonna

625 16th Street, Owatonna, MN, 55060 — assumable FHA mortgage at 3.91%
FHA
Active
52
$327,000$155,470 equity gap
Rate
3.91%
7.40%today
Payment
$1,002/mo
$1,468today
  • 4beds
  • 3baths
  • 2,445sqft

625 16th Street, Owatonna

706 17th Street, Owatonna, MN, 55060 — assumable FHA mortgage at 4.03%
FHA
Active
35
$249,900$138,883 equity gap
Rate
4.03%
7.40%today
Payment
$659/mo
$952today
  • 2beds
  • 2baths
  • 1,596sqft

706 17th Street, Owatonna

1540 Greenleaf Road, Owatonna, MN, 55060 — assumable FHA mortgage at 5.41%
FHA
Active
42
$430,000$74,213 equity gap
Rate
5.41%
7.40%today
Payment
$2,124/mo
$2,615today
  • 5beds
  • 4baths
  • 3,379sqft

1540 Greenleaf Road, Owatonna

1905 Prairie Lane, Owatonna, MN, 55060 — assumable FHA mortgage at 4.12%
FHA
Active
41
$369,000$252,213 equity gap
Rate
4.12%
7.40%today
Payment
$864/mo
$1,235today
  • 4beds
  • 3baths
  • 3,252sqft

1905 Prairie Lane, Owatonna

620 Truman Avenue, Owatonna, MN, 55060 — assumable VA mortgage at 6.63%
VA
Active
31
$260,000$4,324 equity gap
Rate
6.63%
7.40%today
Payment
$1,654/mo
$1,788today
  • 3beds
  • 2baths
  • 1,648sqft

620 Truman Avenue, Owatonna

841 Mosher Avenue, Owatonna, MN, 55060 — assumable FHA mortgage at 4.44%
FHA
Active
42
$299,900$165,683 equity gap
Rate
4.44%
7.40%today
Payment
$1,302/mo
$1,575today
  • 3beds
  • 2baths
  • 1,734sqft

841 Mosher Avenue, Owatonna

800 16th Street, Owatonna, MN, 55060 — assumable VA mortgage at 6.44%
VA
Active
35
$329,900$26,185 equity gap
Rate
6.44%
7.40%today
Payment
$1,947/mo
$2,146today
  • 4beds
  • 3baths
  • 1,979sqft

800 16th Street, Owatonna

1950 Greenwood Drive, Owatonna, MN, 55060 — assumable FHA mortgage at 6.77%
FHA
Active
47
$319,900$9,610 equity gap
Rate
6.77%
7.40%today
Payment
$2,042/mo
$2,175today
  • 4beds
  • 2baths
  • 1,859sqft

1950 Greenwood Drive, Owatonna

895 Lee Street, Owatonna, MN, 55060 — assumable VA mortgage at 6.50%
VA
Active
23
$379,900$44,348 equity gap
Rate
6.50%
7.40%today
Payment
$2,135/mo
$2,338today
  • 5beds
  • 2baths
  • 2,059sqft

895 Lee Street, Owatonna

1334 Lincoln Avenue, Owatonna, MN, 55060 — assumable FHA mortgage at 6.60%
FHA
Active
31
$257,000$27,038 equity gap
Rate
6.60%
7.40%today
Payment
$1,511/mo
$1,638today
  • 3beds
  • 2baths
  • 1,765sqft

1334 Lincoln Avenue, Owatonna

703 Oak Avenue, Owatonna, MN, 55060 — assumable VA mortgage at 6.72%
VA
Active
46
$274,900$27,349 equity gap
Rate
6.72%
7.40%today
Payment
$1,617/mo
$1,731today
  • 4beds
  • 2baths
  • 1,687sqft

703 Oak Avenue, Owatonna

221 Beech Avenue, Owatonna, MN, 55060 — assumable FHA mortgage at 6.34%
FHA
Active
26
$189,000$34,411 equity gap
Rate
6.34%
7.40%today
Payment
$1,001/mo
$1,115today
  • 3beds
  • 1baths
  • 1,022sqft

221 Beech Avenue, Owatonna

1390 18th Street, Owatonna, MN, 55060 — assumable FHA mortgage at 7.06%
FHA
Active
40
$350,000$107,462 equity gap
Rate
7.06%
7.40%today
Payment
$1,661/mo
$1,718today
  • 3beds
  • 3baths
  • 1,984sqft

1390 18th Street, Owatonna

2420 Kenyon Road, Owatonna, MN, 55060 — assumable FHA mortgage at 6.20%
FHA
Active
11
$325,000$315,127 equity gap
Rate
6.20%
7.40%today
Payment
$63/mo
$71today
  • 3beds
  • 2baths
  • 1,784sqft

2420 Kenyon Road, Owatonna

841 14th Street, Owatonna, MN, 55060 — assumable FHA mortgage at 6.61%
FHA
Active
37
$220,000$126,336 equity gap
Rate
6.61%
7.40%today
Payment
$754/mo
$801today
  • 3beds
  • 2baths
  • 980sqft

841 14th Street, Owatonna

533 Academy Street, Owatonna, MN, 55060 — assumable FHA mortgage at 7.07%
FHA
Active
42
$239,999Potential short sale
Rate
7.07%
7.40%today
Payment
$1,921/mo
$1,985today
  • 5beds
  • 2baths
  • 1,816sqft

533 Academy Street, Owatonna

430 Fairview Street, Owatonna, MN, 55060 — assumable FHA mortgage at 7.12%
FHA
Active
24
$199,900Potential short sale
Rate
7.12%
7.40%today
Payment
$1,494/mo
$1,536today
  • 4beds
  • 1baths
  • 1,406sqft

430 Fairview Street, Owatonna

Assuming a mortgage in Owatonna

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.39%
Lowest existing payment
$659 /mo
Median cash to assume
$91,959
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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