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Assumable homes for sale in Palm Coast, FL

25 homesFHA & VA loansrates from 2.18% vs 7.40% today

Palm Coast assumption guide
30 RANWOOD Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.10%
VA
Active
40
$349,900$46,719 equity gap
Rate
3.10%
7.40%today
Payment
$1,438/mo
$2,331today
  • 3beds
  • 2baths
  • 1,601sqft

30 RANWOOD Lane, Palm Coast

191 PRITCHARD Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 2.67%
VA
Active
47
$339,900$96,371 equity gap
Rate
2.67%
7.40%today
Payment
$1,132/mo
$1,940today
  • 3beds
  • 2baths
  • 1,957sqft

191 PRITCHARD Drive, Palm Coast

41 WHITE STAR Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
19
$366,000$101,176 equity gap
Rate
2.87%
7.40%today
Payment
$1,235/mo
$2,063today
  • 3beds
  • 2baths
  • 1,983sqft

41 WHITE STAR Drive, Palm Coast

65 RYECLIFFE Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 3.04%
VA
Active
7
$265,000$55,641 equity gap
Rate
3.04%
7.40%today
Payment
$1,004/mo
$1,640today
  • 3beds
  • 2baths
  • 1,270sqft

65 RYECLIFFE Drive, Palm Coast

20 ROYAL TERN Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.12%
FHA
Active
59
$318,000$79,214 equity gap
Rate
3.12%
7.40%today
Payment
$1,135/mo
$1,835today
  • 4beds
  • 2baths
  • 1,806sqft

20 ROYAL TERN Lane, Palm Coast

16 WHITE DOVE Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.85%
VA
Active
50
$389,000$54,511 equity gap
Rate
3.85%
7.40%today
Payment
$1,711/mo
$2,527today
  • 3beds
  • 2baths
  • 2,118sqft

16 WHITE DOVE Lane, Palm Coast

173 RYBERRY Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
24
$269,000$75,235 equity gap
Rate
2.87%
7.40%today
Payment
$904/mo
$1,509today
  • 3beds
  • 2baths
  • 1,247sqft

173 RYBERRY Drive, Palm Coast

176 PINE GROVE Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.05%
FHA
Active
37
$295,000$115,759 equity gap
Rate
3.05%
7.40%today
Payment
$862/mo
$1,407today
  • 3beds
  • 2baths
  • 1,549sqft

176 PINE GROVE Drive, Palm Coast

33 ROYAL LEAF Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.18%
FHA
Active
40
$359,900$182,235 equity gap
Rate
2.18%
7.40%today
Payment
$767/mo
$1,402today
  • 4beds
  • 2baths
  • 2,440sqft

33 ROYAL LEAF Lane, Palm Coast

83 ROXBORO Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 2.81%
VA
Active
43
$314,900$162,737 equity gap
Rate
2.81%
7.40%today
Payment
$720/mo
$1,212today
  • 3beds
  • 2baths
  • 1,846sqft

83 ROXBORO Drive, Palm Coast

1 PILLORY Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 2.96%
VA
Active
56
$479,900$206,886 equity gap
Rate
2.96%
7.40%today
Payment
$1,292/mo
$2,133today
  • 4beds
  • 2baths
  • 2,361sqft

1 PILLORY Lane, Palm Coast

7 RYBARK Place, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.00%
FHA
Active
2
$69,000$69,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

7 RYBARK Place, Palm Coast

37 POSTMAN Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.11%
FHA
Active
35
$260,000$123,791 equity gap
Rate
3.11%
7.40%today
Payment
$647/mo
$1,047today
  • 3beds
  • 2baths
  • 1,143sqft

37 POSTMAN Lane, Palm Coast

18 POST OAK Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.49%
FHA
Active
19
$313,000$140,896 equity gap
Rate
3.49%
7.40%today
Payment
$904/mo
$1,395today
  • 3beds
  • 2baths
  • 1,413sqft

18 POST OAK Lane, Palm Coast

57 RYARBOR Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 3.99%
VA
Active
41
$390,000$131,080 equity gap
Rate
3.99%
7.40%today
Payment
$1,373/mo
$1,994today
  • 4beds
  • 2baths
  • 2,256sqft

57 RYARBOR Drive, Palm Coast

22 PILLORY Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.83%
VA
Active
3
$300,000$194,700 equity gap
Rate
3.83%
7.40%today
Payment
$740/mo
$1,096today
  • 4beds
  • 3baths
  • 2,910sqft

22 PILLORY Lane, Palm Coast

6 RYBARK Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.95%
VA
Active
33
$400,000$205,984 equity gap
Rate
3.95%
7.40%today
Payment
$1,120/mo
$1,634today
  • 4beds
  • 3baths
  • 2,883sqft

6 RYBARK Lane, Palm Coast

3 POINT PLEASANT Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 6.95%
VA
Active
51
$299,900$29,447 equity gap
Rate
6.95%
7.40%today
Payment
$1,817/mo
$1,901today
  • 3beds
  • 2baths
  • 2,097sqft

3 POINT PLEASANT Drive, Palm Coast

4 CADDY Court, Bunnell, FL, 32110 — assumable VA mortgage at 6.95%
VA
Active
31
$350,000$31,201 equity gap
Rate
6.95%
7.40%today
Payment
$2,171/mo
$2,271today
  • 4beds
  • 2baths
  • 1,800sqft

4 CADDY Court, Bunnell

15 PINE CEDAR Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 6.35%
FHA
Active
37
$369,000$60,029 equity gap
Rate
6.35%
7.40%today
Payment
$2,001/mo
$2,226today
  • 3beds
  • 2baths
  • 1,630sqft

15 PINE CEDAR Drive, Palm Coast

6 WHITE HOUSE Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 6.65%
FHA
Active
4
$321,900$40,356 equity gap
Rate
6.65%
7.40%today
Payment
$1,834/mo
$1,978today
  • 3beds
  • 2baths
  • 1,701sqft

6 WHITE HOUSE Drive, Palm Coast

703 GRAND RESERVE Drive, Bunnell, FL, 32110 — assumable FHA mortgage at 6.83%
FHA
Active
46
$319,900$43,791 equity gap
Rate
6.83%
7.40%today
Payment
$1,830/mo
$1,937today
  • 4beds
  • 2baths
  • 1,862sqft

703 GRAND RESERVE Drive, Bunnell

153 PARK PLACE Circle, Palm Coast, FL, 32164 — assumable FHA mortgage at 6.72%
FHA
Active
32
$324,900$92,202 equity gap
Rate
6.72%
7.40%today
Payment
$1,520/mo
$1,627today
  • 3beds
  • 2baths
  • 1,604sqft

153 PARK PLACE Circle, Palm Coast

9 RADIUM Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 6.95%
FHA
Active
38
$322,000$64,926 equity gap
Rate
6.95%
7.40%today
Payment
$1,740/mo
$1,820today
  • 3beds
  • 2baths
  • 1,655sqft

9 RADIUM Lane, Palm Coast

13 PINNACLE Place, Bunnell, FL, 32110 — assumable FHA mortgage at 6.42%
FHA
Active
11
$272,800Potential short sale
Rate
6.42%
7.40%today
Payment
$1,971/mo
$2,177today
  • 4beds
  • 2baths
  • 1,776sqft

13 PINNACLE Place, Bunnell

Assuming a mortgage in Palm Coast

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$647 /mo
Median cash to assume
$85,708
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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