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Assumable homes for sale in Palm Desert, CA

12 homesFHA & VA loansrates from 2.91% vs 7.40% today

Palm Desert assumption guide
259 Desert Falls Drive, Palm Desert, CA, 92211 — assumable VA mortgage at 2.98%
VA
Active
37
$327,500$52,524 equity gap
Rate
2.98%
7.40%today
Payment
$1,307/mo
$2,152today
  • 2beds
  • 2baths
  • 1,330sqft

259 Desert Falls Drive, Palm Desert

41960 Preston Trail, Palm Desert, CA, 92211 — assumable VA mortgage at 2.91%
VA
Active
35
$405,000$247,501 equity gap
Rate
2.91%
7.40%today
Payment
$755/mo
$1,254today
  • 2beds
  • 2baths
  • 1,171sqft

41960 Preston Trail, Palm Desert

139 Blue River Drive, Palm Desert, CA, 92211 — assumable VA mortgage at 3.43%
VA
Active
39
$859,000$503,347 equity gap
Rate
3.43%
7.40%today
Payment
$2,044/mo
$3,179today
  • 3beds
  • 3baths
  • 2,108sqft

139 Blue River Drive, Palm Desert

34688 Stage Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 3.45%
FHA
Active
57
$365,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,975/mo
$3,064today
  • 2beds
  • 2baths
  • 2,015sqft

34688 Stage Drive, Thousand Palms

41389 Penn Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 3.50%
FHA
Active
34
$550,000$550,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,725sqft

41389 Penn Drive, Palm Desert

77801 Chandler Way, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.41%
FHA
Active
29
$479,000$26,507 equity gap
Rate
5.41%
7.40%today
Payment
$2,705/mo
$3,331today
  • 3beds
  • 2baths
  • 1,243sqft

77801 Chandler Way, Palm Desert

218 Desert Falls Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 3.70%
FHA
Active
32
$435,900$289,465 equity gap
Rate
3.70%
7.40%today
Payment
$903/mo
$1,359today
  • 2beds
  • 2baths
  • 1,330sqft

218 Desert Falls Drive, Palm Desert

39850 Regency Way, Palm Desert, CA, 92211 — assumable VA mortgage at 5.50%
VA
Active
51
$615,000$43,220 equity gap
Rate
5.50%
7.40%today
Payment
$3,343/mo
$4,077today
  • 2beds
  • 3baths
  • 2,081sqft

39850 Regency Way, Palm Desert

34940 Tioga, Thousand Palms, CA, 92276 — assumable FHA mortgage at 6.50%
FHA
Active
7
$258,000Potential short sale
Rate
6.50%
7.40%today
Payment
$1,682/mo
$1,843today
  • 2beds
  • 2baths
  • 1,442sqft

34940 Tioga, Thousand Palms

76321 Oxford Lane, Palm Desert, CA, 92211 — assumable FHA mortgage at 7.20%
FHA
Active
32
$540,000$82,950 equity gap
Rate
7.20%
7.40%today
Payment
$3,197/mo
$3,261today
  • 3beds
  • 3baths
  • 1,551sqft

76321 Oxford Lane, Palm Desert

74825 Trousdale Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.50%
FHA
Active
40
$661,000$661,000 equity gap
Rate
5.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,733sqft

74825 Trousdale Drive, Palm Desert

74837 Trousdale Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.50%
FHA
Active
41
$669,000$669,000 equity gap
Rate
5.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,630sqft

74837 Trousdale Drive, Palm Desert

Assuming a mortgage in Palm Desert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.91%
Lowest existing payment
$755 /mo
Median cash to assume
$268,483
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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