Assumable homes for sale in Palm Harbor, FL

19 homesVA & FHA loansrates from 2.71% vs 7.40% today

Palm Harbor assumption guide
8 CITRUS Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.95%
VA
Active
95
$659,000$194,777 equity gap
Rate
2.95%
7.40%today
Payment
$2,199/mo
$3,635today
  • 4beds
  • 4baths
  • 2,094sqft

8 CITRUS Drive, Palm Harbor

2310 LISTON Circle, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.80%
FHA
Active
24
$350,000$126,048 equity gap
Rate
2.80%
7.40%today
Payment
$1,061/mo
$1,788today
  • 3beds
  • 2baths
  • 1,102sqft

2310 LISTON Circle, Palm Harbor

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$397,633 equity gap
Rate
3.11%
7.40%today
Payment
$3,453/mo
$5,592today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$495,000$299,525 equity gap
Rate
2.71%
7.40%today
Payment
$913/mo
$1,556today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$409,000$228,725 equity gap
Rate
2.84%
7.40%today
Payment
$856/mo
$1,435today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

169 FOXCROFT Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.88%
VA
Active
53
$639,999$430,768 equity gap
Rate
2.88%
7.40%today
Payment
$1,005/mo
$1,676today
  • 4beds
  • 2baths
  • 2,040sqft

169 FOXCROFT Drive, Palm Harbor

4611 GRAND PRESERVE Place, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.98%
VA
Active
70
$949,000$593,533 equity gap
Rate
2.98%
7.40%today
Payment
$2,044/mo
$3,164today
  • 5beds
  • 4baths
  • 3,358sqft

4611 GRAND PRESERVE Place, Palm Harbor

93 CANAL Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.00%
VA
Active
39
$729,900$421,594 equity gap
Rate
3.00%
7.40%today
Payment
$1,489/mo
$2,445today
  • 3beds
  • 4baths
  • 2,370sqft

93 CANAL Drive, Palm Harbor

3916 BLOOMING HILL Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.23%
FHA
Active
43
$449,000$198,408 equity gap
Rate
3.23%
7.40%today
Payment
$1,257/mo
$2,006today
  • 3beds
  • 3baths
  • 1,702sqft

3916 BLOOMING HILL Lane, Palm Harbor

2106 CLOVER HILL Road, Palm Harbor, FL, 34683 — assumable FHA mortgage at 3.64%
FHA
Active
31
$245,900$110,842 equity gap
Rate
3.64%
7.40%today
Payment
$713/mo
$1,081today
  • 2beds
  • 2baths
  • 1,190sqft

2106 CLOVER HILL Road, Palm Harbor

3030 CYPRESS GREEN Drive, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.75%
FHA
Active
23
$339,000$221,153 equity gap
Rate
3.75%
7.40%today
Payment
$632/mo
$945today
  • 3beds
  • 2baths
  • 1,245sqft

3030 CYPRESS GREEN Drive, Palm Harbor

859 PINEWOOD Terrace, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.94%
VA
Active
51
$575,000$316,690 equity gap
Rate
3.94%
7.40%today
Payment
$1,540/mo
$2,250today
  • 4beds
  • 3baths
  • 2,450sqft

859 PINEWOOD Terrace, Palm Harbor

2860 BRIARWOOD Lane, Palm Harbor, FL, 34683 — assumable VA mortgage at 6.62%
VA
Active
58
$975,000$38,082 equity gap
Rate
6.62%
7.40%today
Payment
$6,080/mo
$6,578today
  • 4beds
  • 3baths
  • 3,048sqft

2860 BRIARWOOD Lane, Palm Harbor

3131 CANAL Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 4.41%
VA
Active
64
$770,000$438,426 equity gap
Rate
4.41%
7.40%today
Payment
$1,930/mo
$2,666today
  • 4beds
  • 4baths
  • 3,354sqft

3131 CANAL Drive, Palm Harbor

205 SOMERSET Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.00%
FHA
Active
35
$199,999$35,176 equity gap
Rate
6.00%
7.40%today
Payment
$1,266/mo
$1,401today
  • 2beds
  • 3baths
  • 1,150sqft

205 SOMERSET Lane, Palm Harbor

3992 ORCHARD HILL Circle, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.63%
FHA
Active
86
$558,000$84,164 equity gap
Rate
6.63%
7.40%today
Payment
$3,066/mo
$3,314today
  • 3beds
  • 3baths
  • 2,018sqft

3992 ORCHARD HILL Circle, Palm Harbor

914 HARBOR Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 6.67%
VA
Active
43
$534,000$66,703 equity gap
Rate
6.67%
7.40%today
Payment
$3,097/mo
$3,334today
  • 3beds
  • 2baths
  • 1,989sqft

914 HARBOR Circle, Palm Harbor

2627 SURREY Drive, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.78%
FHA
Active
29
$439,000$54,430 equity gap
Rate
6.78%
7.40%today
Payment
$2,568/mo
$2,733today
  • 4beds
  • 2baths
  • 1,706sqft

2627 SURREY Drive, Palm Harbor

1609 WHITEBRIDGE Drive #C, Palm Harbor, FL, 34684 — assumable VA mortgage at 6.85%
VA
Active
30
$149,400Potential short sale
Rate
6.85%
7.40%today
Payment
$1,389/mo
$1,468today
  • 1beds
  • 1baths
  • 964sqft

1609 WHITEBRIDGE Drive #C, Palm Harbor

Assuming a mortgage in Palm Harbor

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$632 /mo
Median cash to assume
$209,780
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.