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Assumable homes for sale in Phoenix, AZ

45 homesFHA & VA loansrates from 2.67% vs 7.40% today

Phoenix assumption guide
3746 EVA Street, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.99%
FHATop pick
Active
41
$360,000$30,507 equity gap
Rate
2.99%
7.40%today
Payment
$1,550/mo
$2,549today
  • 3beds
  • 2baths
  • 1,538sqft

3746 EVA Street, Phoenix

4663 KRALL Street, Glendale, AZ, 85301 — assumable FHA mortgage at 2.88%
FHA
Active
25
$200,000$35,939 equity gap
Rate
2.88%
7.40%today
Payment
$764/mo
$1,275today
  • 3beds
  • 1baths
  • 1,064sqft

4663 KRALL Street, Glendale

8301 21ST Drive #F203, Phoenix, AZ, 85021 — assumable FHA mortgage at 2.96%
FHA
Active
24
$219,800$37,026 equity gap
Rate
2.96%
7.40%today
Payment
$865/mo
$1,428today
  • 2beds
  • 2baths
  • 1,282sqft

8301 21ST Drive #F203, Phoenix

8176 22ND Drive, Phoenix, AZ, 85021 — assumable FHA mortgage at 2.87%
FHA
Active
32
$315,000$74,714 equity gap
Rate
2.87%
7.40%today
Payment
$1,118/mo
$1,867today
  • 2beds
  • 3baths
  • 1,318sqft

8176 22ND Drive, Phoenix

3916 NORTHERN Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.90%
FHA
Active
35
$365,000$98,032 equity gap
Rate
2.90%
7.40%today
Payment
$1,247/mo
$2,074today
  • 3beds
  • 2baths
  • 1,560sqft

3916 NORTHERN Avenue, Phoenix

4826 KRALL Street, Glendale, AZ, 85301 — assumable VA mortgage at 2.67%
VA
Active
20
$340,000$144,473 equity gap
Rate
2.67%
7.40%today
Payment
$909/mo
$1,558today
  • 2beds
  • 2baths
  • 1,037sqft

4826 KRALL Street, Glendale

4224 NORTH Lane, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.68%
FHA
Active
29
$365,000$169,296 equity gap
Rate
2.68%
7.40%today
Payment
$909/mo
$1,555today
  • 3beds
  • 2baths
  • 1,878sqft

4224 NORTH Lane, Phoenix

3119 COCHISE Drive #149, Phoenix, AZ, 85051 — assumable VA mortgage at 2.87%
VA
Active
26
$170,900$113,802 equity gap
Rate
2.87%
7.40%today
Payment
$394/mo
$618today
  • 2beds
  • 2baths
  • 969sqft

3119 COCHISE Drive #149, Phoenix

2759 LAWRENCE Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.96%
FHA
Active
25
$365,000$172,795 equity gap
Rate
2.96%
7.40%today
Payment
$912/mo
$1,505today
  • 3beds
  • 2baths
  • 1,902sqft

2759 LAWRENCE Road, Phoenix

3502 IRONWOOD Drive, Phoenix, AZ, 85051 — assumable VA mortgage at 3.08%
VA
Active
30
$500,000$258,146 equity gap
Rate
3.08%
7.40%today
Payment
$1,167/mo
$1,898today
  • 4beds
  • 2baths
  • 2,452sqft

3502 IRONWOOD Drive, Phoenix

2330 SIERRA VISTA Drive, Phoenix, AZ, 85015 — assumable VA mortgage at 4.42%
VA
Active
41
$525,000$96,090 equity gap
Rate
4.42%
7.40%today
Payment
$2,331/mo
$3,215today
  • 4beds
  • 3baths
  • 2,769sqft

2330 SIERRA VISTA Drive, Phoenix

2918 CHRISTY Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 3.29%
FHA
Active
9
$290,000$116,436 equity gap
Rate
3.29%
7.40%today
Payment
$880/mo
$1,394today
  • 2beds
  • 2baths
  • 1,563sqft

2918 CHRISTY Drive, Phoenix

4709 EVA Street, Glendale, AZ, 85302 — assumable FHA mortgage at 3.45%
FHA
Active
21
$274,900$114,309 equity gap
Rate
3.45%
7.40%today
Payment
$828/mo
$1,285today
  • 3beds
  • 3baths
  • 1,483sqft

4709 EVA Street, Glendale

4402 DESERT COVE Avenue, Glendale, AZ, 85304 — assumable FHA mortgage at 3.45%
FHA
Active
33
$360,000$270,123 equity gap
Rate
3.45%
7.40%today
Payment
$587/mo
$911today
  • 3beds
  • 2baths
  • 1,600sqft

4402 DESERT COVE Avenue, Glendale

7362 38TH Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 3.49%
FHA
Active
26
$445,000$241,885 equity gap
Rate
3.49%
7.40%today
Payment
$1,057/mo
$1,631today
  • 3beds
  • 2baths
  • 1,610sqft

7362 38TH Avenue, Phoenix

4348 Garden Drive, Glendale, AZ, 85304 — assumable FHA mortgage at 3.65%
FHA
Active
24
$385,000$169,198 equity gap
Rate
3.65%
7.40%today
Payment
$1,141/mo
$1,727today
  • 3beds
  • 2baths
  • 1,444sqft

4348 Garden Drive, Glendale

4718 SANNA Street, Glendale, AZ, 85302 — assumable FHA mortgage at 3.71%
FHA
Active
32
$269,000$195,631 equity gap
Rate
3.71%
7.40%today
Payment
$438/mo
$659today
  • 2beds
  • 2baths
  • 1,001sqft

4718 SANNA Street, Glendale

8121 32ND Drive, Phoenix, AZ, 85051 — assumable FHA mortgage at 3.72%
FHA
Active
35
$205,000$86,221 equity gap
Rate
3.72%
7.40%today
Payment
$634/mo
$951today
  • 3beds
  • 1baths
  • 1,008sqft

8121 32ND Drive, Phoenix

4013 CHOLLA Street, Phoenix, AZ, 85029 — assumable VA mortgage at 3.81%
VA
Active
30
$385,000$247,511 equity gap
Rate
3.81%
7.40%today
Payment
$834/mo
$1,237today
  • 3beds
  • 2baths
  • 1,483sqft

4013 CHOLLA Street, Phoenix

10018 48TH Lane, Glendale, AZ, 85302 — assumable FHA mortgage at 5.52%
FHA
Active
54
$470,000$47,532 equity gap
Rate
5.52%
7.40%today
Payment
$2,557/mo
$3,111today
  • 3beds
  • 2baths
  • 1,771sqft

10018 48TH Lane, Glendale

4310 OCOTILLO Road, Glendale, AZ, 85301 — assumable FHA mortgage at 4.17%
FHA
Active
39
$280,000$166,319 equity gap
Rate
4.17%
7.40%today
Payment
$602/mo
$855today
  • 4beds
  • 3baths
  • 1,576sqft

4310 OCOTILLO Road, Glendale

6816 29TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 6.34%
VA
Active
28
$344,900Potential short sale
Rate
6.34%
7.40%today
Payment
$2,269/mo
$2,527today
  • 4beds
  • 2baths
  • 1,955sqft

6816 29TH Lane, Phoenix

4104 BUTLER Drive, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.78%
FHA
Active
30
$399,999$17,411 equity gap
Rate
6.78%
7.40%today
Payment
$2,555/mo
$2,719today
  • 3beds
  • 2baths
  • 1,533sqft

4104 BUTLER Drive, Phoenix

9223 47TH Court, Glendale, AZ, 85302 — assumable FHA mortgage at 6.86%
FHA
Active
21
$299,000$11,084 equity gap
Rate
6.86%
7.40%today
Payment
$1,932/mo
$2,040today
  • 3beds
  • 3baths
  • 1,483sqft

9223 47TH Court, Glendale

3425 GOLDEN Lane, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.09%
FHA
Active
27
$249,900$13,401 equity gap
Rate
6.09%
7.40%today
Payment
$1,500/mo
$1,716today
  • 3beds
  • 2baths
  • 1,102sqft

3425 GOLDEN Lane, Phoenix

8410 32ND Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.82%
FHA
Active
22
$274,999$22,185 equity gap
Rate
6.82%
7.40%today
Payment
$1,693/mo
$1,795today
  • 2beds
  • 3baths
  • 1,696sqft

8410 32ND Avenue, Phoenix

3018 LUPINE Avenue, Phoenix, AZ, 85029 — assumable VA mortgage at 4.57%
VA
Active
46
$409,000$211,551 equity gap
Rate
4.57%
7.40%today
Payment
$1,190/mo
$1,613today
  • 3beds
  • 2baths
  • 1,875sqft

3018 LUPINE Avenue, Phoenix

2707 LAMAR Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 6.32%
FHA
Active
45
$549,000$63,762 equity gap
Rate
6.32%
7.40%today
Payment
$3,137/mo
$3,501today
  • 4beds
  • 3baths
  • 2,700sqft

2707 LAMAR Road, Phoenix

3502 NORTHVIEW Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.43%
FHA
Active
44
$389,900$52,865 equity gap
Rate
6.43%
7.40%today
Payment
$2,199/mo
$2,427today
  • 3beds
  • 2baths
  • 1,980sqft

3502 NORTHVIEW Avenue, Phoenix

7801 44TH Drive #1142, Glendale, AZ, 85301 — assumable FHA mortgage at 6.50%
FHA
Active
24
$248,500$48,134 equity gap
Rate
6.50%
7.40%today
Payment
$1,272/mo
$1,394today
  • 2beds
  • 2baths
  • 960sqft

7801 44TH Drive #1142, Glendale

2334 AUGUSTA Avenue, Phoenix, AZ, 85021 — assumable VA mortgage at 6.82%
VA
Active
54
$650,000$103,836 equity gap
Rate
6.82%
7.40%today
Payment
$3,658/mo
$3,877today
  • 4beds
  • 3baths
  • 1,933sqft

2334 AUGUSTA Avenue, Phoenix

9221 48TH Drive, Glendale, AZ, 85302 — assumable FHA mortgage at 6.90%
FHA
Active
32
$410,000$48,152 equity gap
Rate
6.90%
7.40%today
Payment
$2,490/mo
$2,617today
  • 3beds
  • 2baths
  • 1,970sqft

9221 48TH Drive, Glendale

3934 MYRTLE Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 7.07%
FHA
Active
42
$389,999$74,276 equity gap
Rate
7.07%
7.40%today
Payment
$2,182/mo
$2,254today
  • 4beds
  • 2baths
  • 1,619sqft

3934 MYRTLE Avenue, Phoenix

2736 EL CAMINITO Drive, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.71%
FHA
Active
36
$355,000$88,081 equity gap
Rate
6.71%
7.40%today
Payment
$1,788/mo
$1,916today
  • 3beds
  • 2baths
  • 1,553sqft

2736 EL CAMINITO Drive, Phoenix

3131 COCHISE Drive #257, Phoenix, AZ, 85051 — assumable VA mortgage at 5.22%
VA
Active
31
$119,800Potential short sale
Rate
5.22%
7.40%today
Payment
$936/mo
$1,177today
  • 1beds
  • 1baths
  • 728sqft

3131 COCHISE Drive #257, Phoenix

7621 48TH Drive, Glendale, AZ, 85301 — assumable FHA mortgage at 6.50%
FHA
Active
31
$519,900$161,062 equity gap
Rate
6.50%
7.40%today
Payment
$2,317/mo
$2,538today
  • 4beds
  • 3baths
  • 1,852sqft

7621 48TH Drive, Glendale

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$394 /mo
Median cash to assume
$103,836
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eXp Realty

Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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