Assumable homes for sale in Pleasanton, CA

15 homesVA & FHA loansrates from 2.72% vs 7.40% today

Pleasanton assumption guide
8110 Arroyo Dr, Pleasanton, CA, 94588 — assumable VA mortgage at 2.88%
VA
Active
32
$518,000$78,090 equity gap
Rate
2.88%
7.40%today
Payment
$2,102/mo
$3,506today
  • 2beds
  • 1baths
  • 798sqft

8110 Arroyo Dr, Pleasanton

9338 Crow Canyon Rd, Castro Valley, CA, 94552 — assumable VA mortgage at 2.87%
VA
Active
84
$1,350,000$318,804 equity gap
Rate
2.87%
7.40%today
Payment
$4,810/mo
$8,032today
  • 3beds
  • 2baths
  • 1,612sqft

9338 Crow Canyon Rd, Castro Valley

4763 Perugia St, Dublin, CA, 94568 — assumable VA mortgage at 3.66%
VA
Active
38
$739,000$127,563 equity gap
Rate
3.66%
7.40%today
Payment
$3,250/mo
$4,914today
  • 2beds
  • 3baths
  • 1,493sqft

4763 Perugia St, Dublin

3868 Stanley Blvd, Pleasanton, CA, 94566 — assumable VA mortgage at 2.80%
VA
Active
47
$1,449,900$557,097 equity gap
Rate
2.80%
7.40%today
Payment
$4,210/mo
$7,094today
  • 4beds
  • 3baths
  • 2,301sqft

3868 Stanley Blvd, Pleasanton

261 Western Ave, Livermore, CA, 94551 — assumable FHA mortgage at 2.84%
FHA
Active
39
$949,000$301,255 equity gap
Rate
2.84%
7.40%today
Payment
$3,053/mo
$5,118today
  • —beds
  • —baths
  • 1,698sqft

261 Western Ave, Livermore

261 Western Ave, Livermore, CA, 94551 — assumable FHA mortgage at 2.84%
FHA
Active
39
$949,000$301,255 equity gap
Rate
2.84%
7.40%today
Payment
$3,053/mo
$5,118today
  • —beds
  • —baths
  • 1,698sqft

261 Western Ave, Livermore

5269 Peony Dr., Livermore, CA, 94551 — assumable VA mortgage at 2.72%
VA
Active
52
$920,000$538,293 equity gap
Rate
2.72%
7.40%today
Payment
$1,789/mo
$3,045today
  • 3beds
  • 2baths
  • 1,360sqft

5269 Peony Dr., Livermore

104 Scarboro Pl, San Ramon, CA, 94583 — assumable VA mortgage at 3.30%
VA
Active
50
$1,398,000$956,624 equity gap
Rate
3.30%
7.40%today
Payment
$2,247/mo
$3,552today
  • 4beds
  • 3baths
  • 2,053sqft

104 Scarboro Pl, San Ramon

6685 Forget Me Not, Livermore, CA, 94551 — assumable FHA mortgage at 3.42%
FHA
Active
34
$625,000$457,486 equity gap
Rate
3.42%
7.40%today
Payment
$1,092/mo
$1,700today
  • 2beds
  • 2baths
  • 1,023sqft

6685 Forget Me Not, Livermore

36846 Niles Blvd, Fremont, CA, 94536 — assumable VA mortgage at 3.64%
VA
Active
14
$1,050,000$682,579 equity gap
Rate
3.64%
7.40%today
Payment
$1,941/mo
$2,941today
  • 3beds
  • 2baths
  • 1,700sqft

36846 Niles Blvd, Fremont

6005 Hillbrook Pl, Dublin, CA, 94568 — assumable FHA mortgage at 3.72%
FHA
Active
29
$999,000$506,032 equity gap
Rate
3.72%
7.40%today
Payment
$2,932/mo
$4,399today
  • 3beds
  • 4baths
  • 1,692sqft

6005 Hillbrook Pl, Dublin

8257 Brittany Dr, Dublin, CA, 94568 — assumable VA mortgage at 3.72%
VA
Active
80
$2,399,000$1,021,064 equity gap
Rate
3.72%
7.40%today
Payment
$7,337/mo
$11,009today
  • 5beds
  • 3baths
  • 3,357sqft

8257 Brittany Dr, Dublin

982 Ventura Ave, Livermore, CA, 94551 — assumable FHA mortgage at 7.12%
FHA
Active
61
$889,000$79,482 equity gap
Rate
7.12%
7.40%today
Payment
$5,620/mo
$5,779today
  • 3beds
  • 2baths
  • 1,608sqft

982 Ventura Ave, Livermore

3730 Whitworth Dr, Dublin, CA, 94568 — assumable FHA mortgage at 4.88%
FHA
Active
60
$988,888$740,112 equity gap
Rate
4.88%
7.40%today
Payment
$2,208/mo
$2,887today
  • 4beds
  • 4baths
  • 2,112sqft

3730 Whitworth Dr, Dublin

2026 Verbena, Livermore, CA, 94551 — assumable FHA mortgage at 6.62%
FHA
Active
9
$1,099,000$71,199 equity gap
Rate
6.62%
7.40%today
Payment
$6,772/mo
$7,327today
  • 3beds
  • 3baths
  • 1,526sqft

2026 Verbena, Livermore

Assuming a mortgage in Pleasanton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,092 /mo
Median cash to assume
$457,486
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.