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Assumable homes for sale in Port Charlotte, FL

12 homesFHA & VA loansrates from 2.80% vs 7.40% today

Port Charlotte assumption guide
257 BROADMOOR Lane, Rotonda West, FL, 33947 — assumable VA mortgage at 3.07%
VA
Active
49
$399,000$44,270 equity gap
Rate
3.07%
7.40%today
Payment
$1,680/mo
$2,735today
  • 3beds
  • 2baths
  • 1,653sqft

257 BROADMOOR Lane, Rotonda West

14062 HOPEWELL Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.80%
FHA
Active
35
$292,000$108,995 equity gap
Rate
2.80%
7.40%today
Payment
$845/mo
$1,424today
  • 3beds
  • 2baths
  • 1,469sqft

14062 HOPEWELL Avenue, Port Charlotte

13641 DRYSDALE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.98%
FHA
Active
38
$280,000$148,441 equity gap
Rate
2.98%
7.40%today
Payment
$640/mo
$1,054today
  • 3beds
  • 2baths
  • 1,432sqft

13641 DRYSDALE Avenue, Port Charlotte

816 BOUNDARY Boulevard, Rotonda West, FL, 33947 — assumable VA mortgage at 3.01%
VA
Active
73
$600,000$256,724 equity gap
Rate
3.01%
7.40%today
Payment
$1,675/mo
$2,748today
  • 4beds
  • 3baths
  • 2,463sqft

816 BOUNDARY Boulevard, Rotonda West

7296 DONAHUE Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.86%
FHA
Active
43
$338,000$16,591 equity gap
Rate
6.86%
7.40%today
Payment
$2,157/mo
$2,277today
  • 3beds
  • 2baths
  • 1,648sqft

7296 DONAHUE Street, Port Charlotte

12216 TETZEL Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 7.76%
FHA
Active
$530,000Potential short sale
Rate
7.76%
7.40%today
Payment
$3,908/mo
$3,773today
  • 6beds
  • 4baths
  • 2,413sqft

12216 TETZEL Avenue, Port Charlotte

150 GREEN PINE Park, Rotonda West, FL, 33947 — assumable FHA mortgage at 6.25%
FHA
Active
43
$502,000$26,140 equity gap
Rate
6.25%
7.40%today
Payment
$3,023/mo
$3,399today
  • 3beds
  • 2baths
  • 1,715sqft

150 GREEN PINE Park, Rotonda West

6308 ZENO Circle, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.62%
FHA
Active
62
$524,000$45,993 equity gap
Rate
6.62%
7.40%today
Payment
$3,153/mo
$3,411today
  • 3beds
  • 2baths
  • 2,021sqft

6308 ZENO Circle, Port Charlotte

5116 WHITE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 4.75%
FHA
Active
5
$21,900Potential short sale
Rate
4.75%
7.40%today
Payment
$1,862/mo
$2,472today
  • —beds
  • —baths
  • —sqft

5116 WHITE Avenue, Port Charlotte

11877 VAN LOON Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.50%
FHA
Active
9
$287,990$287,990 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,400sqft

11877 VAN LOON Avenue, Port Charlotte

5304 GILLOT Boulevard, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.50%
FHA
Active
9
$284,990$284,990 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,240sqft

5304 GILLOT Boulevard, Port Charlotte

8196 WALBERT Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.72%
FHA
Active
34
$384,900$313,338 equity gap
Rate
6.72%
7.40%today
Payment
$471/mo
$504today
  • 4beds
  • 2baths
  • 1,733sqft

8196 WALBERT Street, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$471 /mo
Median cash to assume
$128,718
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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