Assumable homes for sale in Ringgold, GA

3 homesFHA loansrates from 3.35% vs 7.40% today

Ringgold assumption guide

54 Carrigan Circle, Ringgold, GA, 30736 — assumable FHA mortgage at 3.35%

FHA

Active

$358,000Potential short sale

Rate: 3.35%; ~~7.40%~~today
Payment: $2,558/mo; ~~$4,018~~today

4beds
3baths
2,138sqft

54 Carrigan Circle, Ringgold

269 Sutton Drive, Ringgold, GA, 30736 — assumable FHA mortgage at 5.27%

FHA

Active

$312,500$19,704 equity gap

Rate: 5.27%; ~~7.40%~~today
Payment: $1,731/mo; ~~$2,165~~today

3beds
2baths
2,422sqft

269 Sutton Drive, Ringgold

140 Rock Bridge Drive, Ringgold, GA, 30736 — assumable FHA mortgage at 6.96%

FHA

Active

$299,000$17,473 equity gap

Rate: 6.96%; ~~7.40%~~today
Payment: $1,952/mo; ~~$2,038~~today

3beds
2baths
1,322sqft

140 Rock Bridge Drive, Ringgold

Assuming a mortgage in Ringgold

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 3.35%
Lowest existing payment: $1,731 /mo
Median cash to assume: $18,588