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Assumable homes for sale in Sacramento, CA

18 homesFHA & VA loansrates from 2.00% vs 7.40% today

Sacramento assumption guide
Marysville Boulevard, Sacramento, CA, 95815 — assumable FHA mortgage at 2.84%
FHA
Active
22
$475,000$134,857 equity gap
Rate
2.84%
7.40%today
Payment
$1,581/mo
$2,651today
  • 3beds
  • 2baths
  • 1,260sqft

Marysville Boulevard, Sacramento

Garden Highway, Sacramento, CA, 95833 — assumable VA mortgage at 2.00%
VA
Active
43
$1,595,000$712,669 equity gap
Rate
2.00%
7.40%today
Payment
$3,721/mo
$6,970today
  • 2beds
  • 2baths
  • 1,942sqft

Garden Highway, Sacramento

2640 29th, Sacramento, CA, 95820 — assumable FHA mortgage at 3.42%
FHA
Active
11
$375,000$258,775 equity gap
Rate
3.42%
7.40%today
Payment
$664/mo
$1,033today
  • 2beds
  • 1baths
  • 783sqft

2640 29th, Sacramento

4501 Blackrock Drive, Sacramento, CA, 95834 — assumable FHA mortgage at 5.30%
FHA
Active
43
$510,000Potential short sale
Rate
5.30%
7.40%today
Payment
$3,172/mo
$3,955today
  • 3beds
  • 3baths
  • 1,559sqft

4501 Blackrock Drive, Sacramento

May Street, Sacramento, CA, 95838 — assumable VA mortgage at 4.13%
VA
Active
64
$635,000$425,541 equity gap
Rate
4.13%
7.40%today
Payment
$1,273/mo
$1,818today
  • 4beds
  • 3baths
  • 2,166sqft

May Street, Sacramento

3748 Cameron, Sacramento, CA, 95838 — assumable FHA mortgage at 4.46%
FHA
Active
31
$245,000$82,530 equity gap
Rate
4.46%
7.40%today
Payment
$952/mo
$1,307today
  • 2beds
  • 1baths
  • 1,020sqft

3748 Cameron, Sacramento

4479 Corse Walk, Sacramento, CA, 95834 — assumable FHA mortgage at 6.54%
FHA
Active
39
$470,000$10,934 equity gap
Rate
6.54%
7.40%today
Payment
$3,035/mo
$3,311today
  • 4beds
  • 4baths
  • 1,920sqft

4479 Corse Walk, Sacramento

Fernwood Street, West Sacramento, CA, 95691 — assumable FHA mortgage at 6.85%
FHA
Active
49
$565,000$27,734 equity gap
Rate
6.85%
7.40%today
Payment
$3,568/mo
$3,770today
  • 2beds
  • 2baths
  • 1,430sqft

Fernwood Street, West Sacramento

Rivertree, Sacramento, CA, 95831 — assumable FHA mortgage at 6.92%
FHA
Active
49
$799,900$52,796 equity gap
Rate
6.92%
7.40%today
Payment
$5,038/mo
$5,286today
  • 4beds
  • 3baths
  • 2,522sqft

Rivertree, Sacramento

2359 Bayless Way, Sacramento, CA, 95835 — assumable FHA mortgage at 6.96%
FHA
Active
30
$507,000$39,134 equity gap
Rate
6.96%
7.40%today
Payment
$3,203/mo
$3,346today
  • 3beds
  • 3baths
  • 1,536sqft

2359 Bayless Way, Sacramento

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.40%today
Payment
$2,171/mo
$2,237today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

1075 Lake Glen Way, Sacramento, CA, 95822 — assumable FHA mortgage at 5.03%
FHA
Active
57
$685,000$521,122 equity gap
Rate
5.03%
7.40%today
Payment
$1,460/mo
$1,877today
  • 3beds
  • 2baths
  • 1,830sqft

1075 Lake Glen Way, Sacramento

3016 Bettina Way, Sacramento, CA, 95826 — assumable FHA mortgage at 6.42%
FHA
Active
25
$547,000$129,291 equity gap
Rate
6.42%
7.40%today
Payment
$2,730/mo
$3,015today
  • 4beds
  • 3baths
  • 1,834sqft

3016 Bettina Way, Sacramento

48th Street, Sacramento, CA, 95819 — assumable VA mortgage at 6.85%
VA
Active
18
$649,950$149,328 equity gap
Rate
6.85%
7.40%today
Payment
$3,353/mo
$3,543today
  • 2beds
  • 1baths
  • 990sqft

48th Street, Sacramento

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.40%today
Payment
$2,193/mo
$2,447today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

5220 37th, Sacramento, CA, 95824 — assumable FHA mortgage at 6.28%
FHA
Active
3
$214,500Potential short sale
Rate
6.28%
7.40%today
Payment
$1,819/mo
$2,040today
  • 2beds
  • 1baths
  • 840sqft

5220 37th, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.40%today
Payment
$2,867/mo
$3,127today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

700 Pinedale Ave, Sacramento, CA, 95838 — assumable FHA mortgage at 7.12%
FHA
Active
46
$489,990$469,779 equity gap
Rate
7.12%
7.40%today
Payment
$149/mo
$152today
  • 4beds
  • 2baths
  • 1,726sqft

700 Pinedale Ave, Sacramento

Assuming a mortgage in Sacramento

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$664 /mo
Median cash to assume
$134,857
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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