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Assumable homes for sale in Sacramento, CA

3 homesFHA & VA loansrates from 2.60% vs 7.40% today

Sacramento assumption guide
4916 Chamberlin Cir, Elk Grove, CA, 95757 — assumable FHA mortgage at 2.60%
FHA
Active
3
$650,000$359,708 equity gap
Rate
2.60%
7.40%today
Payment
$1,533/mo
$2,651today
  • 4beds
  • 3baths
  • 2,033sqft

4916 Chamberlin Cir, Elk Grove

Black Tern Way, Elk Grove, CA, 95757 — assumable VA mortgage at 3.16%
VA
Active
41
$849,000$512,081 equity gap
Rate
3.16%
7.40%today
Payment
$1,655/mo
$2,663today
  • 5beds
  • 4baths
  • 3,525sqft

Black Tern Way, Elk Grove

9410 Castleview, Sacramento, CA, 95758 — assumable FHA mortgage at 6.77%
FHA
Active
42
$699,500$173,134 equity gap
Rate
6.77%
7.40%today
Payment
$3,461/mo
$3,687today
  • 4beds
  • 3baths
  • 2,019sqft

9410 Castleview, Sacramento

Assuming a mortgage in Sacramento

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$1,533 /mo
Median cash to assume
$359,708
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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