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Assumable homes for sale in Salton City, CA

12 homesFHA & VA loansrates from 3.55% vs 7.40% today

Salton City assumption guide
2490 Shore Jewel Avenue, Thermal, CA, 92274 — assumable FHA mortgage at 3.55%
FHA
Active
11
$274,900$104,338 equity gap
Rate
3.55%
7.40%today
Payment
$843/mo
$1,292today
  • 4beds
  • 2baths
  • 1,500sqft

2490 Shore Jewel Avenue, Thermal

2327 Sand Quill Avenue, Thermal, CA, 92274 — assumable VA mortgage at 4.16%
VA
Active
6
$290,000$64,856 equity gap
Rate
4.16%
7.40%today
Payment
$1,195/mo
$1,700today
  • 4beds
  • 2baths
  • 1,568sqft

2327 Sand Quill Avenue, Thermal

1251 Barbara Avenue, Thermal, CA, 92274 — assumable FHA mortgage at 3.70%
FHA
Active
32
$320,000$188,753 equity gap
Rate
3.70%
7.40%today
Payment
$701/mo
$1,054today
  • 3beds
  • 2baths
  • 1,269sqft

1251 Barbara Avenue, Thermal

956 Brazil Avenue, Salton City, CA, 92274 — assumable FHA mortgage at 3.75%
FHA
Active
12
$274,999$200,487 equity gap
Rate
3.75%
7.40%today
Payment
$447/mo
$674today
  • 3beds
  • 2baths
  • 1,400sqft

956 Brazil Avenue, Salton City

2531 Butte Place, Thermal, CA, 92274 — assumable FHA mortgage at 4.03%
FHA
Active
18
$199,000$125,829 equity gap
Rate
4.03%
7.40%today
Payment
$423/mo
$612today
  • 3beds
  • 2baths
  • 1,152sqft

2531 Butte Place, Thermal

2668 Desert Drive, Thermal, CA, 92274 — assumable FHA mortgage at 6.94%
FHA
Active
$300,000$5,554 equity gap
Rate
6.94%
7.40%today
Payment
$1,993/mo
$2,087today
  • 3beds
  • 2baths
  • 1,282sqft

2668 Desert Drive, Thermal

1478 Gemini Avenue, Thermal, CA, 92274 — assumable VA mortgage at 6.15%
VA
Active
32
$327,000$34,556 equity gap
Rate
6.15%
7.40%today
Payment
$1,796/mo
$2,041today
  • 3beds
  • 2baths
  • 1,460sqft

1478 Gemini Avenue, Thermal

1048 Sea Raider Avenue, Thermal, CA, 92274 — assumable FHA mortgage at 6.67%
FHA
Active
19
$265,000$61,075 equity gap
Rate
6.67%
7.40%today
Payment
$1,352/mo
$1,455today
  • 3beds
  • 1baths
  • 896sqft

1048 Sea Raider Avenue, Thermal

2790 Camino Drive, Thermal, CA, 92274 — assumable FHA mortgage at 5.87%
FHA
Active
20
$259,000$235,918 equity gap
Rate
5.87%
7.40%today
Payment
$297/mo
$348today
  • 2beds
  • 2baths
  • 1,440sqft

2790 Camino Drive, Thermal

1519 Black Sea Avenue, Thermal, CA, 92274 — assumable FHA mortgage at 6.32%
FHA
Active
35
$329,900$306,147 equity gap
Rate
6.32%
7.40%today
Payment
$139/mo
$158today
  • 4beds
  • 2baths
  • 1,614sqft

1519 Black Sea Avenue, Thermal

2675 Salton Bay Drive, Thermal, CA, 92274 — assumable FHA mortgage at 6.50%
FHA
Active
31
$209,900$209,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,152sqft

2675 Salton Bay Drive, Thermal

1426 Catalina Avenue, Salton City, CA, 92274 — assumable FHA mortgage at 7.09%
FHA
Active
41
$325,000$308,990 equity gap
Rate
7.09%
7.40%today
Payment
$118/mo
$121today
  • 3beds
  • 3baths
  • 1,690sqft

1426 Catalina Avenue, Salton City

Assuming a mortgage in Salton City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.55%
Lowest existing payment
$423 /mo
Median cash to assume
$157,291
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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