Assumable homes for sale in San Antonio, FL

154 homesFHA & VA loansrates from 2.50% vs 7.40% today

San Antonio assumption guide
28809 WINDOVER ST, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$364,999$21,954 equity gap
Rate
3.10%
7.40%today
Payment
$1,627/mo
$2,638today
  • 4beds
  • 2baths
  • 2,105sqft

28809 WINDOVER ST, Wesley Chapel

38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,311 equity gap
Rate
3.01%
7.40%today
Payment
$1,252/mo
$2,054today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

31575 BARREL WAVE Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.45%
VA
Active
42
$415,000$68,023 equity gap
Rate
3.45%
7.40%today
Payment
$1,706/mo
$2,648today
  • 6beds
  • 3baths
  • 2,580sqft

31575 BARREL WAVE Way, Wesley Chapel

7804 DAVIE RAY Drive, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.73%
VA
Active
40
$295,000$75,555 equity gap
Rate
2.73%
7.40%today
Payment
$1,022/mo
$1,738today
  • 4beds
  • 2baths
  • 1,846sqft

7804 DAVIE RAY Drive, Zephyrhills

31527 CANNON RUSH Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.90%
VA
Active
82
$374,990$66,323 equity gap
Rate
2.90%
7.40%today
Payment
$1,438/mo
$2,392today
  • 2beds
  • 2baths
  • 1,968sqft

31527 CANNON RUSH Drive, San Antonio

28850 LINDENHURST Drive, Wesley Chapel, FL, 33544 — assumable FHA mortgage at 3.12%
FHA
Active
67
$515,000$145,309 equity gap
Rate
3.12%
7.40%today
Payment
$1,757/mo
$2,842today
  • 4beds
  • 4baths
  • 1,804sqft

28850 LINDENHURST Drive, Wesley Chapel

7788 STONEBROOK Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.17%
FHA
Active
34
$309,999$89,424 equity gap
Rate
3.17%
7.40%today
Payment
$1,075/mo
$1,728today
  • 3beds
  • 2baths
  • 1,587sqft

7788 STONEBROOK Circle, Wesley Chapel

31584 COLADA DRIFT Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 2.50%
VA
Active
76
$650,000$196,570 equity gap
Rate
2.50%
7.40%today
Payment
$2,034/mo
$3,565today
  • 5beds
  • 3baths
  • 3,292sqft

31584 COLADA DRIFT Way, Wesley Chapel

31088 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable FHA mortgage at 2.71%
FHA
Active
21
$379,000$149,099 equity gap
Rate
2.71%
7.40%today
Payment
$1,074/mo
$1,830today
  • 3beds
  • 2baths
  • 1,867sqft

31088 JAZZ LEAF Place, San Antonio

13732 21ST Street, Dade City, FL, 33525 — assumable VA mortgage at 2.73%
VA
Active
24
$206,000$71,931 equity gap
Rate
2.73%
7.40%today
Payment
$624/mo
$1,062today
  • 2beds
  • 1baths
  • 864sqft

13732 21ST Street, Dade City

31041 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable VA mortgage at 2.84%
VA
Active
82
$419,900$140,391 equity gap
Rate
2.84%
7.40%today
Payment
$1,324/mo
$2,219today
  • 4beds
  • 2baths
  • 1,998sqft

31041 JAZZ LEAF Place, San Antonio

40832 RIVER Road, Dade City, FL, 33525 — assumable VA mortgage at 2.87%
VA
Active
60
$399,000$146,222 equity gap
Rate
2.87%
7.40%today
Payment
$1,182/mo
$1,973today
  • 4beds
  • 2baths
  • 1,824sqft

40832 RIVER Road, Dade City

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,659 equity gap
Rate
2.87%
7.40%today
Payment
$965/mo
$1,611today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

13901 9TH Street, Dade City, FL, 33525 — assumable FHA mortgage at 2.90%
FHA
Active
44
$250,000$95,909 equity gap
Rate
2.90%
7.40%today
Payment
$740/mo
$1,231today
  • 3beds
  • 2baths
  • 1,300sqft

13901 9TH Street, Dade City

7430 POOL COMPASS Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.23%
VA
Active
90
$550,000$180,375 equity gap
Rate
3.23%
7.40%today
Payment
$1,859/mo
$2,965today
  • 4beds
  • 3baths
  • 2,922sqft

7430 POOL COMPASS Loop, Wesley Chapel

31406 MANGO FADE Way, San Antonio, FL, 33576 — assumable FHA mortgage at 2.68%
FHA
Active
19
$317,700$129,497 equity gap
Rate
2.68%
7.40%today
Payment
$874/mo
$1,496today
  • 3beds
  • 2baths
  • 1,587sqft

31406 MANGO FADE Way, San Antonio

13301 THOROUGHBRED Drive, Dade City, FL, 33525 — assumable VA mortgage at 2.77%
VA
Active
65
$725,000$406,419 equity gap
Rate
2.77%
7.40%today
Payment
$1,497/mo
$2,533today
  • 4beds
  • 3baths
  • 2,741sqft

13301 THOROUGHBRED Drive, Dade City

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
50
$185,000$93,611 equity gap
Rate
2.83%
7.40%today
Payment
$433/mo
$727today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

9916 CLEGHORN Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.83%
VA
Active
28
$330,000$221,358 equity gap
Rate
2.83%
7.40%today
Payment
$515/mo
$865today
  • 3beds
  • 2baths
  • 1,749sqft

9916 CLEGHORN Drive, San Antonio

8634 23RD Street, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.86%
VA
Active
43
$649,999$471,176 equity gap
Rate
2.86%
7.40%today
Payment
$939/mo
$1,513today
  • 3beds
  • 2baths
  • 2,016sqft

8634 23RD Street, Zephyrhills

33468 AZALEA RIDGE Drive, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 2.87%
FHA
Active
31
$644,900$401,033 equity gap
Rate
2.87%
7.40%today
Payment
$1,135/mo
$1,895today
  • 5beds
  • 4baths
  • 3,173sqft

33468 AZALEA RIDGE Drive, Wesley Chapel

10747 LAXER CAY Loop, San Antonio, FL, 33576 — assumable FHA mortgage at 2.89%
FHA
Active
67
$579,000$300,503 equity gap
Rate
2.89%
7.40%today
Payment
$1,332/mo
$2,219today
  • 4beds
  • 3baths
  • 2,528sqft

10747 LAXER CAY Loop, San Antonio

6019 EVANSBROOK Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.89%
VA
Active
27
$355,000$160,613 equity gap
Rate
2.89%
7.40%today
Payment
$930/mo
$1,549today
  • 4beds
  • 3baths
  • 2,087sqft

6019 EVANSBROOK Drive, Zephyrhills

4824 8TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 2.90%
VA
Active
40
$219,900$91,288 equity gap
Rate
2.90%
7.40%today
Payment
$617/mo
$1,027today
  • 2beds
  • 2baths
  • 1,090sqft

4824 8TH Street, Zephyrhills

27725 CENTURY OAKS Court, Dade City, FL, 33525 — assumable VA mortgage at 2.96%
VA
Active
82
$640,000$324,881 equity gap
Rate
2.96%
7.40%today
Payment
$1,491/mo
$2,461today
  • 4beds
  • 2baths
  • 2,321sqft

27725 CENTURY OAKS Court, Dade City

5116 CELLO WOOD Lane, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.00%
VA
Active
24
$365,000$365,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,759sqft

5116 CELLO WOOD Lane, Wesley Chapel

9936 GAP WEDGE Drive, San Antonio, FL, 33576 — assumable VA mortgage at 3.02%
VA
Active
35
$349,900$232,493 equity gap
Rate
3.02%
7.40%today
Payment
$572/mo
$937today
  • 3beds
  • 2baths
  • 1,707sqft

9936 GAP WEDGE Drive, San Antonio

5211 AVALON PARK Boulevard, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.45%
FHA
Active
27
$329,000$114,870 equity gap
Rate
3.45%
7.40%today
Payment
$1,107/mo
$1,717today
  • 3beds
  • 3baths
  • 1,820sqft

5211 AVALON PARK Boulevard, Wesley Chapel

5636 BEECH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.18%
FHA
Active
30
$299,777$143,336 equity gap
Rate
3.18%
7.40%today
Payment
$779/mo
$1,250today
  • 3beds
  • 2baths
  • 1,252sqft

5636 BEECH Street, Zephyrhills

10047 EQUITY Avenue, Dade City, FL, 33525 — assumable VA mortgage at 3.22%
VA
Active
35
$249,900$237,288 equity gap
Rate
3.22%
7.40%today
Payment
$350/mo
$459today
  • 2beds
  • 2baths
  • 1,512sqft

10047 EQUITY Avenue, Dade City

5036 WHISTLING PINES Court, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.38%
FHA
Active
16
$450,000$321,588 equity gap
Rate
3.38%
7.40%today
Payment
$847/mo
$1,326today
  • 4beds
  • 3baths
  • 3,390sqft

5036 WHISTLING PINES Court, Wesley Chapel

7840 ABBY BROOKS Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.69%
FHA
Active
62
$559,000$182,439 equity gap
Rate
3.69%
7.40%today
Payment
$1,890/mo
$2,846today
  • 4beds
  • 3baths
  • 3,269sqft

7840 ABBY BROOKS Circle, Wesley Chapel

5848 CYPRESS Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.42%
FHA
Active
26
$265,000$157,950 equity gap
Rate
3.42%
7.40%today
Payment
$611/mo
$952today
  • 2beds
  • 2baths
  • 1,448sqft

5848 CYPRESS Street, Zephyrhills

36431 FLORRIE MAE Lane, Dade City, FL, 33523 — assumable VA mortgage at 3.45%
VA
Active
64
$869,999$525,602 equity gap
Rate
3.45%
7.40%today
Payment
$1,776/mo
$2,756today
  • 4beds
  • 3baths
  • 2,616sqft

36431 FLORRIE MAE Lane, Dade City

6803 EZRA LOFT Place, Zephyrhills, FL, 33541 — assumable FHA mortgage at 3.77%
FHA
Active
31
$345,000$125,987 equity gap
Rate
3.77%
7.40%today
Payment
$1,185/mo
$1,768today
  • 5beds
  • 3baths
  • 2,605sqft

6803 EZRA LOFT Place, Zephyrhills

8030 BELCHER Lane, Land O Lakes, FL, 34639 — assumable FHA mortgage at 3.50%
FHA
Active
21
$289,900$289,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 616sqft

8030 BELCHER Lane, Land O Lakes

Assuming a mortgage in San Antonio

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$350 /mo
Median cash to assume
$101,717
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.