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Assumable homes for sale in San Bernardino, CA

22 homesFHA & VA loansrates from 3.73% vs 7.40% today

San Bernardino assumption guide
184 Palmyra, San Bernardino, CA, 92404 — assumable FHA mortgage at 4.16%
FHA
Active
37
$580,000$127,333 equity gap
Rate
4.16%
7.40%today
Payment
$2,389/mo
$3,399today
  • 3beds
  • 3baths
  • 2,061sqft

184 Palmyra, San Bernardino

546 Country Club Lane, San Bernardino, CA, 92404 — assumable FHA mortgage at 3.73%
FHA
Active
27
$450,000$207,913 equity gap
Rate
3.73%
7.40%today
Payment
$1,227/mo
$1,872today
  • 3beds
  • 1baths
  • 1,223sqft

546 Country Club Lane, San Bernardino

5702 Osbun, San Bernardino, CA, 92404 — assumable FHA mortgage at 3.73%
FHA
Active
20
$449,000$247,326 equity gap
Rate
3.73%
7.40%today
Payment
$1,092/mo
$1,637today
  • 3beds
  • 2baths
  • 1,101sqft

5702 Osbun, San Bernardino

2999 Casa Loma Drive, San Bernardino, CA, 92404 — assumable FHA mortgage at 5.30%
FHA
Active
27
$389,999$58,367 equity gap
Rate
5.30%
7.40%today
Payment
$1,966/mo
$2,452today
  • 3beds
  • 2baths
  • 1,149sqft

2999 Casa Loma Drive, San Bernardino

3646 Genevieve, San Bernardino, CA, 92405 — assumable FHA mortgage at 7.10%
FHA
Active
26
$539,900$31,217 equity gap
Rate
7.10%
7.40%today
Payment
$3,497/mo
$3,603today
  • 3beds
  • 2baths
  • 1,482sqft

3646 Genevieve, San Bernardino

1915 Genevieve Street, San Bernardino, CA, 92405 — assumable FHA mortgage at 7.62%
FHA
Active
12
$510,000$50,768 equity gap
Rate
7.62%
7.40%today
Payment
$3,334/mo
$3,263today
  • 2beds
  • 1baths
  • 1,232sqft

1915 Genevieve Street, San Bernardino

340 29th, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.16%
FHA
Active
20
$770,000$106,235 equity gap
Rate
6.16%
7.40%today
Payment
$4,072/mo
$4,623today
  • 4beds
  • 3baths
  • 1,798sqft

340 29th, San Bernardino

384 39th, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.27%
FHA
Active
36
$540,000$92,619 equity gap
Rate
6.27%
7.40%today
Payment
$2,878/mo
$3,229today
  • 3beds
  • 2baths
  • 1,821sqft

384 39th, San Bernardino

6093 Merito, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.32%
FHA
Active
16
$540,000$87,740 equity gap
Rate
6.32%
7.40%today
Payment
$2,923/mo
$3,263today
  • 4beds
  • 2baths
  • 1,548sqft

6093 Merito, San Bernardino

2404 Roxbury Dr, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.34%
FHA
Active
24
$460,000$52,905 equity gap
Rate
6.34%
7.40%today
Payment
$2,637/mo
$2,937today
  • 3beds
  • 1baths
  • 850sqft

2404 Roxbury Dr, San Bernardino

124 Temple, San Bernardino, CA, 92410 — assumable FHA mortgage at 6.50%
FHA
Active
14
$425,000$66,903 equity gap
Rate
6.50%
7.40%today
Payment
$2,358/mo
$2,583today
  • 3beds
  • 1baths
  • 936sqft

124 Temple, San Bernardino

6061 Arden, Highland, CA, 92346 — assumable FHA mortgage at 6.65%
FHA
Active
24
$605,000$86,129 equity gap
Rate
6.65%
7.40%today
Payment
$3,467/mo
$3,739today
  • 4beds
  • 3baths
  • 1,747sqft

6061 Arden, Highland

2340 Cedar Street, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.85%
FHA
Active
21
$505,000$64,575 equity gap
Rate
6.85%
7.40%today
Payment
$2,947/mo
$3,114today
  • 3beds
  • 1baths
  • 1,192sqft

2340 Cedar Street, San Bernardino

3584 N Golden Avenue, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.88%
FHA
Active
39
$580,000$67,015 equity gap
Rate
6.88%
7.40%today
Payment
$3,453/mo
$3,637today
  • 4beds
  • 2baths
  • 1,672sqft

3584 N Golden Avenue, San Bernardino

3898 Mountain View, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.95%
FHA
Active
17
$495,000$84,082 equity gap
Rate
6.95%
7.40%today
Payment
$2,782/mo
$2,910today
  • 2beds
  • 1baths
  • 834sqft

3898 Mountain View, San Bernardino

120 10th Street, San Bernardino, CA, 92410 — assumable FHA mortgage at 7.04%
FHA
Active
30
$465,000$57,022 equity gap
Rate
7.04%
7.40%today
Payment
$2,768/mo
$2,869today
  • 2beds
  • 1baths
  • 892sqft

120 10th Street, San Bernardino

464 34th Street, San Bernardino, CA, 92405 — assumable VA mortgage at 5.81%
VA
Active
12
$380,000$86,976 equity gap
Rate
5.81%
7.40%today
Payment
$1,823/mo
$2,148today
  • 1beds
  • 1baths
  • 440sqft

464 34th Street, San Bernardino

7047 Dwight Way Way, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.81%
FHA
Active
4
$639,900$199,268 equity gap
Rate
6.81%
7.40%today
Payment
$2,980/mo
$3,161today
  • —beds
  • —baths
  • 1,599sqft

7047 Dwight Way Way, San Bernardino

6348 Orange Knoll, San Bernardino, CA, 92404 — assumable FHA mortgage at 7.08%
FHA
Active
21
$699,999$219,991 equity gap
Rate
7.08%
7.40%today
Payment
$3,359/mo
$3,467today
  • 4beds
  • 2baths
  • 1,700sqft

6348 Orange Knoll, San Bernardino

2456 Waterman, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.65%
FHA
Active
6
$453,000$425,870 equity gap
Rate
6.65%
7.40%today
Payment
$181/mo
$194today
  • 3beds
  • 1baths
  • 1,051sqft

2456 Waterman, San Bernardino

3883 Valencia Avenue, San Bernardino, CA, 92404 — assumable VA mortgage at 6.65%
VA
Active
33
$599,000$249,540 equity gap
Rate
6.65%
7.40%today
Payment
$2,279/mo
$2,458today
  • 3beds
  • 2baths
  • 1,764sqft

3883 Valencia Avenue, San Bernardino

2148 Genevieve, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.95%
FHA
Active
$490,000$469,606 equity gap
Rate
6.95%
7.40%today
Payment
$162/mo
$168today
  • 2beds
  • 2baths
  • 1,316sqft

2148 Genevieve, San Bernardino

Assuming a mortgage in San Bernardino

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.73%
Lowest existing payment
$1,092 /mo
Median cash to assume
$87,358
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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