VA
Active
27$1,899,888$1,388,057 equity gap
- Rate
- 3.04%
7.40%today- Payment
- $2,488/mo
$4,066today
- 4beds
- 2baths
- 1,879sqft
Assumable homes for sale in San Jose, CA
3 homesVA & FHA loansrates from 3.04% vs 7.40% today
San Jose assumption guide
VA
Active
20$1,249,000$757,601 equity gap
- Rate
- 3.09%
7.40%today- Payment
- $2,333/mo
$3,787today
- 3beds
- 3baths
- 1,674sqft
1301 Phelps Avenue, San Jose
FHA
Active
$1,300,000$114,257 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $7,602/mo
$8,327today
- 2beds
- 3baths
- 1,577sqft
2035 Worthington Circle, Santa Clara
Assuming a mortgage in San Jose
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.04%
- Lowest existing payment
- $2,333 /mo
- Median cash to assume
- $757,601