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Assumable homes for sale in San Juan Capistrano, CA

29 homesVA & FHA loansrates from 2.77% vs 7.40% today

San Juan Capistrano assumption guide
23 Hoya Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 3.01%
FHA
Active
60
$939,500$279,671 equity gap
Rate
3.01%
7.40%today
Payment
$3,112/mo
$5,104today
  • 3beds
  • 3baths
  • 1,505sqft

23 Hoya Street, Rancho Mission Viejo

31911 Via Flores #27, San Juan Capistrano, CA, 92675 — assumable VA mortgage at 3.45%
VA
Active
65
$1,199,900$281,467 equity gap
Rate
3.45%
7.40%today
Payment
$4,508/mo
$6,994today
  • 3beds
  • 2baths
  • 1,646sqft

31911 Via Flores #27, San Juan Capistrano

11 Barbados Drive, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.77%
VA
Active
57
$1,240,000$605,005 equity gap
Rate
2.77%
7.40%today
Payment
$2,929/mo
$4,955today
  • 3beds
  • 3baths
  • 1,561sqft

11 Barbados Drive, Aliso Viejo

32241 Ridgeway, Laguna Niguel, CA, 92677 — assumable VA mortgage at 2.87%
VA
Active
27
$2,050,000$1,954,445 equity gap
Rate
2.87%
7.40%today
Payment
$456/mo
$762today
  • 4beds
  • 3baths
  • 2,614sqft

32241 Ridgeway, Laguna Niguel

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,298,000$634,554 equity gap
Rate
2.99%
7.40%today
Payment
$3,223/mo
$5,300today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

9 Bahari, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.36%
VA
Active
56
$1,599,000$1,269,956 equity gap
Rate
3.36%
7.40%today
Payment
$1,681/mo
$2,638today
  • 3beds
  • 2baths
  • 1,937sqft

9 Bahari, Rancho Mission Viejo

12 Willowbrook Ln, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.64%
FHA
Active
15
$1,040,000$468,375 equity gap
Rate
3.64%
7.40%today
Payment
$3,033/mo
$4,596today
  • 3beds
  • 3baths
  • 1,470sqft

12 Willowbrook Ln, Rancho Santa Margarita

30 Vivido Street, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.69%
VA
Active
70
$2,195,000$1,777,116 equity gap
Rate
3.69%
7.40%today
Payment
$2,592/mo
$3,904today
  • 4beds
  • 4baths
  • 2,707sqft

30 Vivido Street, Rancho Mission Viejo

41 Baculo, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 4.15%
FHA
Active
61
$1,149,000$625,652 equity gap
Rate
4.15%
7.40%today
Payment
$3,146/mo
$4,482today
  • 3beds
  • 3baths
  • 1,827sqft

41 Baculo, Rancho Mission Viejo

27081 Sombras, Mission Viejo, CA, 92692 — assumable FHA mortgage at 4.41%
FHA
Active
26
$1,299,999$717,359 equity gap
Rate
4.41%
7.40%today
Payment
$3,392/mo
$4,684today
  • 4beds
  • 2baths
  • 1,472sqft

27081 Sombras, Mission Viejo

26821 Estanciero Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 5.30%
VA
Active
26
$1,400,000$322,939 equity gap
Rate
5.30%
7.40%today
Payment
$6,386/mo
$7,962today
  • 4beds
  • 3baths
  • 1,875sqft

26821 Estanciero Drive, Mission Viejo

510 Bluegrass Way, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 6.67%
VA
Active
29
$874,999$62,671 equity gap
Rate
6.67%
7.40%today
Payment
$5,283/mo
$5,686today
  • 3beds
  • 3baths
  • 1,634sqft

510 Bluegrass Way, Rancho Mission Viejo

22681 Oakgrove #426, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 6.82%
FHA
Active
36
$665,000$47,957 equity gap
Rate
6.82%
7.40%today
Payment
$4,137/mo
$4,385today
  • 2beds
  • 2baths
  • 1,007sqft

22681 Oakgrove #426, Aliso Viejo

1683 Jade Road, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.03%
FHA
Active
23
$595,000$52,600 equity gap
Rate
7.03%
7.40%today
Payment
$3,700/mo
$3,839today
  • 1beds
  • 1baths
  • 968sqft

1683 Jade Road, Rancho Mission Viejo

1300 Lasso #203, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.18%
FHA
Active
74
$705,000$55,924 equity gap
Rate
7.18%
7.40%today
Payment
$4,532/mo
$4,632today
  • 2beds
  • 2baths
  • 1,377sqft

1300 Lasso #203, Rancho Mission Viejo

1 Patria, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 6.13%
FHA
Active
46
$774,900$94,470 equity gap
Rate
6.13%
7.40%today
Payment
$4,328/mo
$4,929today
  • 2beds
  • 3baths
  • 1,425sqft

1 Patria, Rancho Mission Viejo

27 Palm Beach Court, Dana Point, CA, 92629 — assumable VA mortgage at 6.34%
VA
Active
39
$2,499,000$387,524 equity gap
Rate
6.34%
7.40%today
Payment
$13,238/mo
$14,746today
  • 3beds
  • 3baths
  • 2,472sqft

27 Palm Beach Court, Dana Point

23455 El Reposa, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.62%
VA
Active
35
$720,000$87,121 equity gap
Rate
6.62%
7.40%today
Payment
$4,170/mo
$4,512today
  • 3beds
  • 2baths
  • 1,240sqft

23455 El Reposa, Aliso Viejo

27916 Via Del Agua, Laguna Niguel, CA, 92677 — assumable VA mortgage at 6.94%
VA
Active
32
$999,000$122,594 equity gap
Rate
6.94%
7.40%today
Payment
$5,945/mo
$6,224today
  • 3beds
  • 2baths
  • 1,658sqft

27916 Via Del Agua, Laguna Niguel

202 Del Gado Road, San Clemente, CA, 92672 — assumable VA mortgage at 5.75%
VA
Active
41
$1,070,000$223,575 equity gap
Rate
5.75%
7.40%today
Payment
$4,960/mo
$5,885today
  • 2beds
  • 1baths
  • 912sqft

202 Del Gado Road, San Clemente

33 Lomada Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 6.50%
FHA
Active
38
$1,295,000$297,900 equity gap
Rate
6.50%
7.40%today
Payment
$6,431/mo
$7,045today
  • 3beds
  • 3baths
  • 2,005sqft

33 Lomada Street, Rancho Mission Viejo

20 Corniche Drive #H, Dana Point, CA, 92629 — assumable FHA mortgage at 7.06%
FHA
Active
37
$899,900$198,836 equity gap
Rate
7.06%
7.40%today
Payment
$4,801/mo
$4,967today
  • 2beds
  • 2baths
  • 1,130sqft

20 Corniche Drive #H, Dana Point

5 Bellingham, Laguna Niguel, CA, 92677 — assumable VA mortgage at 5.30%
VA
Active
61
$1,699,000$718,980 equity gap
Rate
5.30%
7.40%today
Payment
$5,793/mo
$7,223today
  • 3beds
  • 3baths
  • 2,567sqft

5 Bellingham, Laguna Niguel

23475 Los Grandes, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.95%
VA
Active
25
$765,000$299,644 equity gap
Rate
6.95%
7.40%today
Payment
$3,144/mo
$3,289today
  • 3beds
  • 2baths
  • 1,240sqft

23475 Los Grandes, Aliso Viejo

170 Montara Drive, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 5.92%
FHA
Active
45
$885,900$582,910 equity gap
Rate
5.92%
7.40%today
Payment
$3,235/mo
$3,768today
  • 3beds
  • 3baths
  • 1,476sqft

170 Montara Drive, Aliso Viejo

42 Sagebrush, Trabuco Canyon, CA, 92679 — assumable FHA mortgage at 7.03%
FHA
Active
55
$585,000$567,946 equity gap
Rate
7.03%
7.40%today
Payment
$828/mo
$860today
  • 2beds
  • 2baths
  • 1,089sqft

42 Sagebrush, Trabuco Canyon

23442 Via San Pablo, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
32
$659,900$459,149 equity gap
Rate
8.099%
7.40%today
Payment
$1,689/mo
$1,579today
  • 3beds
  • 2baths
  • 1,240sqft

23442 Via San Pablo, Aliso Viejo

24801 Via San Marco, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
27
$669,900$418,961 equity gap
Rate
8.099%
7.40%today
Payment
$2,111/mo
$1,973today
  • 3beds
  • 2baths
  • 1,240sqft

24801 Via San Marco, Aliso Viejo

23526 Los Adornos, Aliso Viejo, CA, 92656 — assumable VA mortgage
VA
Active
23
$650,000$650,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,240sqft

23526 Los Adornos, Aliso Viejo

Assuming a mortgage in San Juan Capistrano

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$456 /mo
Median cash to assume
$387,524
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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