Assumable homes for sale in San Marcos, CA

6 homesFHA & VA loansrates from 2.79% vs 7.40% today

San Marcos assumption guide
154 Cerco Rosado, San Marcos, CA, 92069 — assumable FHA mortgage at 3.05%
FHA
Active
36
$649,000$105,705 equity gap
Rate
3.05%
7.40%today
Payment
$2,562/mo
$4,181today
  • 2beds
  • 2baths
  • 1,175sqft

154 Cerco Rosado, San Marcos

930 Rose Arbor Drive, San Marcos, CA, 92078 — assumable VA mortgage at 2.79%
VA
Active
58
$1,200,000$714,729 equity gap
Rate
2.79%
7.40%today
Payment
$2,280/mo
$3,847today
  • 3beds
  • 3baths
  • 2,319sqft

930 Rose Arbor Drive, San Marcos

1401 El Norte Parkway #39, San Marcos, CA, 92069 — assumable FHA mortgage at 3.31%
FHA
Active
54
$475,000$212,142 equity gap
Rate
3.31%
7.40%today
Payment
$1,333/mo
$2,105today
  • 3beds
  • 2baths
  • 1,521sqft

1401 El Norte Parkway #39, San Marcos

1649 Palomar Drive, San Marcos, CA, 92069 — assumable VA mortgage at 6.66%
VA
Active
30
$834,999Potential short sale
Rate
6.66%
7.40%today
Payment
$5,448/mo
$5,870today
  • 3beds
  • 2baths
  • 1,257sqft

1649 Palomar Drive, San Marcos

189 Mission Villas, San Marcos, CA, 92069 — assumable VA mortgage at 6.33%
VA
Active
43
$645,000$46,414 equity gap
Rate
6.33%
7.40%today
Payment
$3,887/mo
$4,334today
  • 2beds
  • 3baths
  • 1,105sqft

189 Mission Villas, San Marcos

909 Richland Rd #145, San Marcos, CA, 92069 — assumable FHA mortgage at 6.73%
FHA
Active
33
$499,999$146,049 equity gap
Rate
6.73%
7.40%today
Payment
$2,341/mo
$2,504today
  • 2beds
  • 2baths
  • 1,584sqft

909 Richland Rd #145, San Marcos

Assuming a mortgage in San Marcos

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$1,333 /mo
Median cash to assume
$125,877
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.