Assumable homes for sale in San Mateo, FL

6 homesFHA loansrates from 4.40% vs 7.40% today

San Mateo assumption guide
10300 ALLISON Avenue, Hastings, FL, 32145 — assumable FHA mortgage at 4.40%
FHA
Active
9
$169,500$47,176 equity gap
Rate
4.40%
7.40%today
Payment
$713/mo
$986today
  • 3beds
  • 2baths
  • 1,608sqft

10300 ALLISON Avenue, Hastings

129 PATRICIAN Place, Satsuma, FL, 32189 — assumable FHA mortgage at 7.07%
FHA
Active
35
$220,000$17,409 equity gap
Rate
7.07%
7.40%today
Payment
$1,401/mo
$1,448today
  • 3beds
  • 2baths
  • 1,728sqft

129 PATRICIAN Place, Satsuma

1508 ROSELLE Avenue, Palatka, FL, 32177 — assumable FHA mortgage at 6.11%
FHA
Active
26
$180,000$25,626 equity gap
Rate
6.11%
7.40%today
Payment
$941/mo
$1,074today
  • 2beds
  • 1baths
  • 850sqft

1508 ROSELLE Avenue, Palatka

231 TROPIC Avenue, Satsuma, FL, 32189 — assumable FHA mortgage at 6.39%
FHA
Active
28
$220,000$35,958 equity gap
Rate
6.39%
7.40%today
Payment
$1,196/mo
$1,326today
  • 3beds
  • 2baths
  • 1,296sqft

231 TROPIC Avenue, Satsuma

374 SISCO Road, Pomona Park, FL, 32181 — assumable FHA mortgage at 6.99%
FHA
Active
40
$349,000$46,852 equity gap
Rate
6.99%
7.40%today
Payment
$2,057/mo
$2,143today
  • 3beds
  • 2baths
  • 1,248sqft

374 SISCO Road, Pomona Park

334 PARADISE Circle, Satsuma, FL, 32189 — assumable FHA mortgage at 7.23%
FHA
Active
38
$374,999$81,006 equity gap
Rate
7.23%
7.40%today
Payment
$2,064/mo
$2,099today
  • 3beds
  • 2baths
  • 1,783sqft

334 PARADISE Circle, Satsuma

Assuming a mortgage in San Mateo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
4.40%
Lowest existing payment
$713 /mo
Median cash to assume
$41,405
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.