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Assumable homes for sale in Santa Teresa, NM

76 homesVA & FHA loansrates from 2.65% vs 7.40% today

Santa Teresa assumption guide
6969 Granero Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.45%
VA
Active
54
$465,000$111,204 equity gap
Rate
3.45%
7.40%today
Payment
$1,740/mo
$2,700today
  • 5beds
  • 4baths
  • 3,499sqft

6969 Granero Drive, El Paso

7775 ENCHANTED VIEW Drive, El Paso, TX, 79911 — assumable FHA mortgage at 0.08%
FHA
Active
52
$325,000$127,345 equity gap
Rate
0.08%
7.40%today
Payment
$668/mo
$1,644today
  • 3beds
  • 3baths
  • 1,775sqft

7775 ENCHANTED VIEW Drive, El Paso

732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$759,900$273,153 equity gap
Rate
2.65%
7.40%today
Payment
$2,253/mo
$3,870today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

7508 EAGLE VISTA Drive, El Paso, TX, 79911 — assumable VA mortgage at 2.81%
VA
Active
48
$310,000$123,205 equity gap
Rate
2.81%
7.40%today
Payment
$884/mo
$1,487today
  • 3beds
  • 2baths
  • 1,698sqft

7508 EAGLE VISTA Drive, El Paso

6505 Contessa Ridge, El Paso, TX, 79912 — assumable VA mortgage at 2.94%
VA
Active
59
$1,200,000$393,667 equity gap
Rate
2.94%
7.40%today
Payment
$3,807/mo
$6,301today
  • 5beds
  • 4baths
  • 3,367sqft

6505 Contessa Ridge, El Paso

5649 VALLEY MAPLE Drive, El Paso, TX, 79932 — assumable FHA mortgage at 2.99%
FHA
Active
48
$445,000$162,075 equity gap
Rate
2.99%
7.40%today
Payment
$1,331/mo
$2,189today
  • 5beds
  • 3baths
  • 2,308sqft

5649 VALLEY MAPLE Drive, El Paso

224 VIKING Drive, El Paso, TX, 79912 — assumable FHA mortgage at 3.69%
FHA
Active
45
$319,900$87,384 equity gap
Rate
3.69%
7.40%today
Payment
$1,169/mo
$1,761today
  • 5beds
  • 2baths
  • 2,064sqft

224 VIKING Drive, El Paso

849 River Oaks Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.21%
VA
Active
110
$995,000$365,240 equity gap
Rate
3.21%
7.40%today
Payment
$2,476/mo
$4,352today
  • 5beds
  • 4baths
  • 3,816sqft

849 River Oaks Drive, El Paso

6013 VALLE ESPANOLA Lane, El Paso, TX, 79932 — assumable VA mortgage at 2.66%
VA
Active
91
$575,000$402,986 equity gap
Rate
2.66%
7.40%today
Payment
$1,115/mo
$1,684today
  • 5beds
  • 5baths
  • 3,452sqft

6013 VALLE ESPANOLA Lane, El Paso

436 DE LEON Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.67%
VA
Active
51
$279,000$158,310 equity gap
Rate
2.67%
7.40%today
Payment
$560/mo
$959today
  • 4beds
  • 2baths
  • 1,841sqft

436 DE LEON Drive, El Paso

604 ROSINANTE Road, El Paso, TX, 79922 — assumable VA mortgage at 2.68%
VA
Active
59
$675,000$385,490 equity gap
Rate
2.68%
7.40%today
Payment
$1,341/mo
$2,295today
  • 5beds
  • 5baths
  • 3,387sqft

604 ROSINANTE Road, El Paso

6043 LOURDES Road, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.73%
VA
Active
16
$325,000$169,351 equity gap
Rate
2.73%
7.40%today
Payment
$725/mo
$1,233today
  • 3beds
  • 2baths
  • 1,915sqft

6043 LOURDES Road, Santa Teresa

987 GRANDEVOLE Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.73%
VA
Active
78
$599,000$371,412 equity gap
Rate
2.73%
7.40%today
Payment
$1,052/mo
$1,790today
  • 4beds
  • 3baths
  • 2,639sqft

987 GRANDEVOLE Drive, El Paso

949 KELSO Street, El Paso, TX, 79932 — assumable VA mortgage at 2.81%
VA
Active
36
$650,000$272,866 equity gap
Rate
2.81%
7.40%today
Payment
$1,789/mo
$3,010today
  • 3beds
  • 3baths
  • 2,896sqft

949 KELSO Street, El Paso

733 DERRICKSON Drive, El Paso, TX, 79912 — assumable FHA mortgage at 2.81%
FHA
Active
21
$240,000$135,603 equity gap
Rate
2.81%
7.40%today
Payment
$537/mo
$869today
  • 3beds
  • 2baths
  • 1,321sqft

733 DERRICKSON Drive, El Paso

1107 SUN RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.84%
VA
Active
79
$399,950$248,030 equity gap
Rate
2.84%
7.40%today
Payment
$1,052/mo
$1,538today
  • 4beds
  • 3baths
  • 2,582sqft

1107 SUN RIDGE Drive, El Paso

5712 Pebble Beach Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.86%
VA
Active
58
$539,999$255,186 equity gap
Rate
2.86%
7.40%today
Payment
$1,321/mo
$2,209today
  • 4beds
  • 3baths
  • 2,944sqft

5712 Pebble Beach Drive, El Paso

4 Sierra Crest Drive, El Paso, TX, 79902 — assumable VA mortgage at 2.88%
VA
Active
48
$495,000$238,353 equity gap
Rate
2.88%
7.40%today
Payment
$1,196/mo
$1,994today
  • 3beds
  • 3baths
  • 2,145sqft

4 Sierra Crest Drive, El Paso

5905 MEGAN Street, Sunland Park, NM, 88008 — assumable VA mortgage at 2.90%
VA
Active
49
$315,900$155,064 equity gap
Rate
2.90%
7.40%today
Payment
$781/mo
$1,284today
  • 4beds
  • 3baths
  • 1,807sqft

5905 MEGAN Street, Sunland Park

1257 SOUTHWESTERN Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.94%
VA
Active
45
$284,900$117,586 equity gap
Rate
2.94%
7.40%today
Payment
$792/mo
$1,310today
  • 4beds
  • 2baths
  • 1,924sqft

1257 SOUTHWESTERN Drive, El Paso

7805 Enchanted Trail Drive, El Paso, TX, 79911 — assumable VA mortgage at 2.99%
VA
Active
21
$339,500$140,779 equity gap
Rate
2.99%
7.40%today
Payment
$956/mo
$1,573today
  • 4beds
  • 3baths
  • 2,046sqft

7805 Enchanted Trail Drive, El Paso

6409 Passo Via Street, El Paso, TX, 79932 — assumable VA mortgage at 3.12%
VA
Active
47
$550,000$257,330 equity gap
Rate
3.12%
7.40%today
Payment
$1,391/mo
$2,250today
  • 4beds
  • 3baths
  • 2,675sqft

6409 Passo Via Street, El Paso

7305 EAGLE VISTA Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.16%
FHA
Active
56
$380,000$176,395 equity gap
Rate
3.16%
7.40%today
Payment
$1,009/mo
$1,624today
  • 4beds
  • 3baths
  • 2,272sqft

7305 EAGLE VISTA Drive, El Paso

5304 LOTTIE Lane, El Paso, TX, 79932 — assumable VA mortgage at 3.26%
VA
Active
65
$1,100,000$680,596 equity gap
Rate
3.26%
7.40%today
Payment
$2,111/mo
$3,354today
  • 4beds
  • 6baths
  • 4,433sqft

5304 LOTTIE Lane, El Paso

133 Cloud Song, Santa Teresa, NM, 88008 — assumable VA mortgage at 3.69%
VA
Active
93
$375,000$147,444 equity gap
Rate
3.69%
7.40%today
Payment
$1,213/mo
$1,827today
  • 4beds
  • 2baths
  • 2,409sqft

133 Cloud Song, Santa Teresa

6528 CALLE PLACIDO Drive, El Paso, TX, 79912 — assumable VA mortgage at 4.75%
VA
Active
122
$1,399,000$266,481 equity gap
Rate
4.75%
7.40%today
Payment
$6,338/mo
$8,412today
  • 6beds
  • 6baths
  • 5,495sqft

6528 CALLE PLACIDO Drive, El Paso

7155 Seco Palm Street, El Paso, TX, 79912 — assumable VA mortgage at 3.65%
VA
Active
22
$365,000$183,290 equity gap
Rate
3.65%
7.40%today
Payment
$961/mo
$1,454today
  • 3beds
  • 2baths
  • 2,095sqft

7155 Seco Palm Street, El Paso

1612 RAYADO CREEK Lane, El Paso, TX, 79922 — assumable VA mortgage at 3.67%
VA
Active
36
$349,900$217,264 equity gap
Rate
3.67%
7.40%today
Payment
$918/mo
$1,386today
  • 4beds
  • 3baths
  • 2,022sqft

1612 RAYADO CREEK Lane, El Paso

5969 Los Pueblos Drive, El Paso, TX, 79912 — assumable VA mortgage at 4.98%
VA
Active
45
$479,000$96,173 equity gap
Rate
4.98%
7.40%today
Payment
$2,197/mo
$2,841today
  • 5beds
  • 3baths
  • 2,696sqft

5969 Los Pueblos Drive, El Paso

1156 REGAL RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 5.23%
VA
Active
50
$585,000$46,094 equity gap
Rate
5.23%
7.40%today
Payment
$3,168/mo
$3,981today
  • 6beds
  • 5baths
  • 3,139sqft

1156 REGAL RIDGE Drive, El Paso

951 SELWAY RIVER Place, El Paso, TX, 79932 — assumable VA mortgage at 4.08%
VA
Active
56
$375,000$126,282 equity gap
Rate
4.08%
7.40%today
Payment
$1,400/mo
$2,011today
  • 5beds
  • 4baths
  • 2,865sqft

951 SELWAY RIVER Place, El Paso

1259 DESERT MIRAGE Place, El Paso, TX, 79912 — assumable VA mortgage at 3.88%
VA
Active
28
$579,999$287,598 equity gap
Rate
3.88%
7.40%today
Payment
$1,690/mo
$2,486today
  • 4beds
  • 4baths
  • 2,987sqft

1259 DESERT MIRAGE Place, El Paso

6825 Cactus Thrush Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.90%
FHA
Active
38
$330,000$214,514 equity gap
Rate
3.90%
7.40%today
Payment
$816/mo
$1,197today
  • 3beds
  • 2baths
  • 1,788sqft

6825 Cactus Thrush Drive, El Paso

7833 ENCHANTED TRAIL Drive, El Paso, TX, 79911 — assumable VA mortgage at 5.23%
VA
Active
49
$375,000$73,193 equity gap
Rate
5.23%
7.40%today
Payment
$1,777/mo
$2,233today
  • 3beds
  • 3baths
  • 2,257sqft

7833 ENCHANTED TRAIL Drive, El Paso

673 La Entrada Circle, Sunland Park, NM, 88063 — assumable VA mortgage at 5.41%
VA
Active
33
$450,000$52,801 equity gap
Rate
5.41%
7.40%today
Payment
$2,374/mo
$2,924today
  • 5beds
  • 4baths
  • 2,897sqft

673 La Entrada Circle, Sunland Park

809 GALLOWAY Drive, El Paso, TX, 79902 — assumable VA mortgage at 6.31%
VA
Active
57
$525,000$23,689 equity gap
Rate
6.31%
7.40%today
Payment
$3,253/mo
$3,635today
  • 4beds
  • 5baths
  • 1,812sqft

809 GALLOWAY Drive, El Paso

Assuming a mortgage in Santa Teresa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$482 /mo
Median cash to assume
$123,145
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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