UMe
Get pre-qualified

Assumable homes for sale in Sarasota, FL

10 homesFHA & VA loansrates from 2.87% vs 7.40% today

Sarasota assumption guide
5831 ELEGANT ORCHID WAY, Sarasota, FL, 34232 — assumable FHA mortgage at 2.87%
FHA
Active
15
$420,000$161,608 equity gap
Rate
2.87%
7.40%today
Payment
$1,234/mo
$2,060today
  • 3beds
  • 2baths
  • 1,504sqft

5831 ELEGANT ORCHID WAY, Sarasota

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%
VA
Active
75
$499,999$192,227 equity gap
Rate
2.96%
7.40%today
Payment
$1,460/mo
$2,409today
  • 3beds
  • 2baths
  • 1,817sqft

2600 CAMBRIDGE Drive, Sarasota

1511 NAPOLI Drive, Sarasota, FL, 34232 — assumable VA mortgage at 3.51%
VA
Active
32
$410,000$186,683 equity gap
Rate
3.51%
7.40%today
Payment
$1,164/mo
$1,793today
  • 3beds
  • 3baths
  • 1,673sqft

1511 NAPOLI Drive, Sarasota

848 GANTT Avenue, Sarasota, FL, 34232 — assumable FHA mortgage at 3.68%
FHA
Active
34
$400,000$231,198 equity gap
Rate
3.68%
7.40%today
Payment
$895/mo
$1,350today
  • 3beds
  • 2baths
  • 1,608sqft

848 GANTT Avenue, Sarasota

6625 MAUNA LOA Boulevard, Sarasota, FL, 34241 — assumable FHA mortgage at 4.41%
FHA
Active
47
$425,000$214,131 equity gap
Rate
4.41%
7.40%today
Payment
$1,230/mo
$1,699today
  • 3beds
  • 2baths
  • 1,328sqft

6625 MAUNA LOA Boulevard, Sarasota

5338 FOXWOOD Drive, Sarasota, FL, 34232 — assumable VA mortgage at 4.49%
VA
Active
36
$479,500$381,828 equity gap
Rate
4.49%
7.40%today
Payment
$750/mo
$1,026today
  • 3beds
  • 2baths
  • 1,400sqft

5338 FOXWOOD Drive, Sarasota

1730 NELDA Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 6.57%
FHA
Active
28
$449,900$40,559 equity gap
Rate
6.57%
7.40%today
Payment
$2,708/mo
$2,945today
  • 3beds
  • 2baths
  • 1,196sqft

1730 NELDA Lane, Sarasota

2640 MAPLELOFT Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 6.99%
FHA
Active
91
$640,000$101,112 equity gap
Rate
6.99%
7.40%today
Payment
$3,669/mo
$3,823today
  • 3beds
  • 2baths
  • 2,009sqft

2640 MAPLELOFT Lane, Sarasota

2481 SCARLET OAK Court, Sarasota, FL, 34232 — assumable FHA mortgage at 5.22%
FHA
Active
52
$390,000$137,121 equity gap
Rate
5.22%
7.40%today
Payment
$1,478/mo
$1,860today
  • 3beds
  • 2baths
  • 1,244sqft

2481 SCARLET OAK Court, Sarasota

5316 ALTOONA Street, Sarasota, FL, 34232 — assumable FHA mortgage at 6.58%
FHA
Active
39
$499,899$276,636 equity gap
Rate
6.58%
7.40%today
Payment
$5,208/mo
$5,311today
  • 3beds
  • 2baths
  • 1,842sqft

5316 ALTOONA Street, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$750 /mo
Median cash to assume
$189,455
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe