UMe
Get pre-qualified

Assumable homes for sale in Summerfield, FL

39 homesVA & FHA loansrates from 2.63% vs 7.40% today

Summerfield assumption guide
16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.625%
VA
Active
41
$469,000$219,322 equity gap
Rate
2.625%
7.40%today
Payment
$1,161/mo
$2,001today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

8305 168TH MARDELL Lane, The Villages, FL, 32162 — assumable VA mortgage at 4.42%
VA
Active
46
$388,876$15,981 equity gap
Rate
4.42%
7.40%today
Payment
$2,027/mo
$2,795today
  • 3beds
  • 2baths
  • 1,766sqft

8305 168TH MARDELL Lane, The Villages

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$332,000$120,148 equity gap
Rate
2.96%
7.40%today
Payment
$1,002/mo
$1,655today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

9782 157TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.97%
FHA
Active
22
$195,000$66,455 equity gap
Rate
2.97%
7.40%today
Payment
$610/mo
$1,006today
  • 3beds
  • 1baths
  • 1,176sqft

9782 157TH Lane, Summerfield

16388 82ND Court, Summerfield, FL, 34491 — assumable VA mortgage at 2.80%
VA
Active
39
$335,000$140,411 equity gap
Rate
2.80%
7.40%today
Payment
$924/mo
$1,557today
  • 3beds
  • 2baths
  • 1,852sqft

16388 82ND Court, Summerfield

9430 158TH Street, Summerfield, FL, 34491 — assumable VA mortgage at 2.87%
VA
Active
78
$289,000$128,987 equity gap
Rate
2.87%
7.40%today
Payment
$746/mo
$1,246today
  • 3beds
  • 2baths
  • 1,273sqft

9430 158TH Street, Summerfield

8262 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 2.94%
FHA
Active
35
$369,999$200,667 equity gap
Rate
2.94%
7.40%today
Payment
$816/mo
$1,351today
  • 4beds
  • 3baths
  • 2,115sqft

8262 158TH Place, Summerfield

16315 95TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
39
$120,000$120,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 880sqft

16315 95TH Court, Summerfield

7380 168TH DIPIETRO Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
41
$325,000$325,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,442sqft

7380 168TH DIPIETRO Lane, The Villages

7815 166TH HIBERNIA Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
40
$375,000$375,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,854sqft

7815 166TH HIBERNIA Lane, The Villages

7631 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
34
$269,000$269,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,186sqft

7631 170TH LONGVIEW Lane, The Villages

17421 78TH HARMONY Circle, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
38
$248,000$248,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17421 78TH HARMONY Circle, The Villages

7169 172ND HAZELWOOD Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
48
$319,900$319,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,404sqft

7169 172ND HAZELWOOD Loop, The Villages

16969 92ND PELHAM Avenue, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
49
$324,800$324,800 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,717sqft

16969 92ND PELHAM Avenue, The Villages

17403 77TH SYCAMORE Avenue, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
27
$270,000$270,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17403 77TH SYCAMORE Avenue, The Villages

16049 89TH Terrace, Summerfield, FL, 34491 — assumable FHA mortgage at 3.03%
FHA
Active
44
$399,900$211,181 equity gap
Rate
3.03%
7.40%today
Payment
$923/mo
$1,510today
  • 4beds
  • 2baths
  • 2,339sqft

16049 89TH Terrace, Summerfield

8690 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 3.27%
FHA
Active
43
$359,900$314,329 equity gap
Rate
3.27%
7.40%today
Payment
$716/mo
$937today
  • 3beds
  • 2baths
  • 1,633sqft

8690 158TH Place, Summerfield

8214 169TH PALOWNIA Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.39%
VA
Active
35
$245,900$175,316 equity gap
Rate
3.39%
7.40%today
Payment
$471/mo
$737today
  • 2beds
  • 2baths
  • 1,198sqft

8214 169TH PALOWNIA Loop, The Villages

7775 168TH LONE OAK Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.42%
VA
Active
57
$600,000$498,066 equity gap
Rate
3.42%
7.40%today
Payment
$667/mo
$1,039today
  • 3beds
  • 2baths
  • 2,069sqft

7775 168TH LONE OAK Loop, The Villages

13875 94TH Avenue, Summerfield, FL, 34491 — assumable VA mortgage at 3.48%
VA
Active
43
$295,500$178,387 equity gap
Rate
3.48%
7.40%today
Payment
$703/mo
$1,075today
  • 2beds
  • 2baths
  • 1,575sqft

13875 94TH Avenue, Summerfield

8372 156TH Street, Summerfield, FL, 34491 — assumable FHA mortgage at 3.85%
FHA
Active
32
$239,900$90,709 equity gap
Rate
3.85%
7.40%today
Payment
$763/mo
$1,127today
  • 3beds
  • 2baths
  • 1,515sqft

8372 156TH Street, Summerfield

15055 93RD Court, Summerfield, FL, 34491 — assumable VA mortgage at 4.98%
VA
Active
45
$325,000$48,701 equity gap
Rate
4.98%
7.40%today
Payment
$1,588/mo
$2,053today
  • 3beds
  • 2baths
  • 1,577sqft

15055 93RD Court, Summerfield

16573 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 4.00%
VA
Active
35
$385,000$385,000 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,902sqft

16573 77TH NORTHRIDGE Court, The Villages

17559 81ST PARNASSUS Court, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
30
$384,900Potential short sale
Rate
6.50%
7.40%today
Payment
$2,612/mo
$2,861today
  • 3beds
  • 2baths
  • 1,597sqft

17559 81ST PARNASSUS Court, The Villages

14160 85TH Avenue, Summerfield, FL, 34491 — assumable FHA mortgage at 6.90%
FHA
Active
43
$200,000Potential short sale
Rate
6.90%
7.40%today
Payment
$1,538/mo
$1,617today
  • 2beds
  • 2baths
  • 1,238sqft

14160 85TH Avenue, Summerfield

16362 81ST Terrace, Summerfield, FL, 34491 — assumable FHA mortgage at 5.55%
FHA
Active
48
$435,000$74,863 equity gap
Rate
5.55%
7.40%today
Payment
$2,180/mo
$2,644today
  • 4beds
  • 3baths
  • 2,565sqft

16362 81ST Terrace, Summerfield

7613 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
35
$329,900$24,900 equity gap
Rate
6.50%
7.40%today
Payment
$1,928/mo
$2,112today
  • 2beds
  • 2baths
  • 1,289sqft

7613 170TH LONGVIEW Lane, The Villages

13766 89TH Avenue, Summerfield, FL, 34491 — assumable VA mortgage at 6.62%
VA
Active
68
$328,950$23,914 equity gap
Rate
6.62%
7.40%today
Payment
$1,983/mo
$2,146today
  • 3beds
  • 2baths
  • 2,025sqft

13766 89TH Avenue, Summerfield

9486 173RD Place, Summerfield, FL, 34491 — assumable VA mortgage at 6.50%
VA
Active
15
$244,000$28,804 equity gap
Rate
6.50%
7.40%today
Payment
$1,372/mo
$1,502today
  • 2beds
  • 2baths
  • 1,008sqft

9486 173RD Place, Summerfield

15093 93RD Court, Summerfield, FL, 34491 — assumable FHA mortgage at 5.13%
FHA
Active
29
$279,900$16,745 equity gap
Rate
5.13%
7.40%today
Payment
$1,527/mo
$1,940today
  • 3beds
  • 2baths
  • 1,477sqft

15093 93RD Court, Summerfield

16767 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 6.76%
VA
Active
39
$490,000$146,006 equity gap
Rate
6.76%
7.40%today
Payment
$2,266/mo
$2,416today
  • 3beds
  • 2baths
  • 1,918sqft

16767 77TH NORTHRIDGE Court, The Villages

17349 76TH FLINTLOCK Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.86%
VA
Active
29
$349,900$105,925 equity gap
Rate
6.86%
7.40%today
Payment
$1,620/mo
$1,710today
  • 3beds
  • 2baths
  • 1,527sqft

17349 76TH FLINTLOCK Terrace, The Villages

9630 165TH Lane, Summerfield, FL, 34491 — assumable VA mortgage at 7.10%
VA
Active
15
$249,000$82,987 equity gap
Rate
7.10%
7.40%today
Payment
$1,142/mo
$1,177today
  • 4beds
  • 3baths
  • 2,429sqft

9630 165TH Lane, Summerfield

17116 79TH MCLAWREN Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.31%
VA
Active
58
$650,000$625,281 equity gap
Rate
6.31%
7.40%today
Payment
$1,836/mo
$1,999today
  • 3beds
  • 2baths
  • 2,097sqft

17116 79TH MCLAWREN Terrace, The Villages

15691 97TH Avenue, Summerfield, FL, 34491 — assumable VA mortgage at 6.50%
VA
Active
25
$346,450$346,450 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,115sqft

15691 97TH Avenue, Summerfield

9595 171ST ARGYLL Street, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
37
$329,000$329,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,392sqft

9595 171ST ARGYLL Street, The Villages

Assuming a mortgage in Summerfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 39 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.63%
Lowest existing payment
$471 /mo
Median cash to assume
$178,387
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe