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Assumable homes for sale in Tampa, FL

200 homesFHA & VA loansrates from 2.31% vs 7.40% today

Tampa assumption guide
218 PARK RIDGE Avenue, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.88%
VA
Active
19
$400,000$63,150 equity gap
Rate
2.88%
7.40%today
Payment
$1,569/mo
$2,617today
  • 4beds
  • 2baths
  • 1,968sqft

218 PARK RIDGE Avenue, Temple Terrace

1612 NORTH BAY Street, Tampa, FL, 33610 — assumable FHA mortgage at 2.88%
FHA
Active
22
$320,000$54,356 equity gap
Rate
2.88%
7.40%today
Payment
$1,243/mo
$2,073today
  • 4beds
  • 3baths
  • 1,528sqft

1612 NORTH BAY Street, Tampa

6812 KISSIMMEE Street, Tampa, FL, 33616 — assumable VA mortgage at 2.98%
VA
Active
49
$585,000$105,081 equity gap
Rate
2.98%
7.40%today
Payment
$2,271/mo
$3,739today
  • 4beds
  • 3baths
  • 2,512sqft

6812 KISSIMMEE Street, Tampa

6124 NUNDY Avenue, Gibsonton, FL, 33534 — assumable FHA mortgage at 2.99%
FHA
Active
30
$225,000$37,066 equity gap
Rate
2.99%
7.40%today
Payment
$884/mo
$1,454today
  • 3beds
  • 2baths
  • 1,192sqft

6124 NUNDY Avenue, Gibsonton

10015 LINDA Street, Gibsonton, FL, 33534 — assumable VA mortgage at 3.06%
VA
Active
15
$359,999$42,741 equity gap
Rate
3.06%
7.40%today
Payment
$1,521/mo
$2,479today
  • 3beds
  • 2baths
  • 1,048sqft

10015 LINDA Street, Gibsonton

4459 GLOBE THISTLE Drive, Tampa, FL, 33619 — assumable FHA mortgage at 3.07%
FHA
Active
56
$284,900$31,154 equity gap
Rate
3.07%
7.40%today
Payment
$1,199/mo
$1,952today
  • 3beds
  • 3baths
  • 1,663sqft

4459 GLOBE THISTLE Drive, Tampa

2049 FIESTA RIDGE Court, Tampa, FL, 33604 — assumable FHA mortgage at 3.07%
FHA
Active
39
$199,999$23,643 equity gap
Rate
3.07%
7.40%today
Payment
$835/mo
$1,360today
  • 2beds
  • 2baths
  • 1,152sqft

2049 FIESTA RIDGE Court, Tampa

4555 LIMERICK Drive, Tampa, FL, 33610 — assumable VA mortgage at 3.92%
VA
Active
42
$220,000$4,573 equity gap
Rate
3.92%
7.40%today
Payment
$1,112/mo
$1,629today
  • 2beds
  • 3baths
  • 1,364sqft

4555 LIMERICK Drive, Tampa

7343 FOREST MERE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.81%
VA
Active
26
$309,000$76,181 equity gap
Rate
2.81%
7.40%today
Payment
$1,094/mo
$1,841today
  • 3beds
  • 2baths
  • 2,042sqft

7343 FOREST MERE Drive, Riverview

6236 OSPREY LAKE Circle, Riverview, FL, 33578 — assumable FHA mortgage at 2.90%
FHA
Active
30
$190,000$53,374 equity gap
Rate
2.90%
7.40%today
Payment
$644/mo
$1,071today
  • 2beds
  • 3baths
  • 1,035sqft

6236 OSPREY LAKE Circle, Riverview

1909 OLD SAWMILL Road, Brandon, FL, 33510 — assumable FHA mortgage at 3.05%
FHA
Active
17
$464,000$139,190 equity gap
Rate
3.05%
7.40%today
Payment
$1,539/mo
$2,511today
  • 3beds
  • 3baths
  • 2,304sqft

1909 OLD SAWMILL Road, Brandon

2709 LANTERN HILL Avenue, Brandon, FL, 33511 — assumable FHA mortgage at 3.55%
FHA
Active
10
$250,000$42,562 equity gap
Rate
3.55%
7.40%today
Payment
$1,029/mo
$1,577today
  • 2beds
  • 3baths
  • 1,140sqft

2709 LANTERN HILL Avenue, Brandon

9335 AMERICAN HICKORY Lane, Riverview, FL, 33578 — assumable VA mortgage at 3.06%
VA
Active
44
$210,000$44,845 equity gap
Rate
3.06%
7.40%today
Payment
$792/mo
$1,291today
  • 2beds
  • 3baths
  • 1,320sqft

9335 AMERICAN HICKORY Lane, Riverview

9228 STONE RIVER Place, Riverview, FL, 33578 — assumable VA mortgage at 3.56%
VA
Active
41
$305,000$34,804 equity gap
Rate
3.56%
7.40%today
Payment
$1,342/mo
$2,054today
  • 3beds
  • 3baths
  • 1,822sqft

9228 STONE RIVER Place, Riverview

6504 21ST Street, Tampa, FL, 33610 — assumable VA mortgage at 3.92%
VA
Active
15
$339,000$45,426 equity gap
Rate
3.92%
7.40%today
Payment
$1,516/mo
$2,220today
  • 3beds
  • 3baths
  • 1,405sqft

6504 21ST Street, Tampa

3506 12TH Street, Tampa, FL, 33605 — assumable FHA mortgage at 3.99%
FHA
Active
73
$425,000$65,863 equity gap
Rate
3.99%
7.40%today
Payment
$1,869/mo
$2,713today
  • 3beds
  • 2baths
  • 1,414sqft

3506 12TH Street, Tampa

10407 LAKE MONTAUK Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.48%
VA
Active
28
$264,900$104,831 equity gap
Rate
2.48%
7.40%today
Payment
$734/mo
$1,290today
  • 3beds
  • 3baths
  • 1,884sqft

10407 LAKE MONTAUK Drive, Riverview

7917 RIDEOUT Road, Tampa, FL, 33619 — assumable FHA mortgage at 2.70%
FHA
Active
22
$339,000$135,732 equity gap
Rate
2.70%
7.40%today
Payment
$946/mo
$1,615today
  • 2beds
  • 2baths
  • 1,791sqft

7917 RIDEOUT Road, Tampa

10234 BLOOMFIELD HILLS Drive, Seffner, FL, 33584 — assumable VA mortgage at 2.71%
VA
Active
47
$499,999$165,147 equity gap
Rate
2.71%
7.40%today
Payment
$1,564/mo
$2,666today
  • 4beds
  • 3baths
  • 2,472sqft

10234 BLOOMFIELD HILLS Drive, Seffner

7113 COLONY POINTE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.77%
VA
Active
47
$383,500$130,698 equity gap
Rate
2.77%
7.40%today
Payment
$1,166/mo
$1,973today
  • 3beds
  • 2baths
  • 1,796sqft

7113 COLONY POINTE Drive, Riverview

2722 CONCH HOLLOW Drive, Brandon, FL, 33511 — assumable FHA mortgage at 2.80%
FHA
Active
25
$230,000$85,674 equity gap
Rate
2.80%
7.40%today
Payment
$685/mo
$1,155today
  • 2beds
  • 3baths
  • 1,574sqft

2722 CONCH HOLLOW Drive, Brandon

6621 MANHATTAN Avenue #2, Tampa, FL, 33616 — assumable FHA mortgage at 2.80%
FHA
Active
26
$399,900$139,066 equity gap
Rate
2.80%
7.40%today
Payment
$1,210/mo
$2,039today
  • 3beds
  • 3baths
  • 1,527sqft

6621 MANHATTAN Avenue #2, Tampa

12416 QUEENSLAND Lane, Tampa, FL, 33625 — assumable FHA mortgage at 2.80%
FHA
Active
45
$499,800$194,690 equity gap
Rate
2.80%
7.40%today
Payment
$1,412/mo
$2,379today
  • 4beds
  • 2baths
  • 1,463sqft

12416 QUEENSLAND Lane, Tampa

2605 OLEANDER LAKES Drive, Brandon, FL, 33511 — assumable FHA mortgage at 2.80%
FHA
Active
68
$209,000$69,514 equity gap
Rate
2.80%
7.40%today
Payment
$666/mo
$1,122today
  • 3beds
  • 3baths
  • 1,362sqft

2605 OLEANDER LAKES Drive, Brandon

4706 CHATTERTON Way, Riverview, FL, 33578 — assumable FHA mortgage at 2.80%
FHA
Active
37
$199,900$63,655 equity gap
Rate
2.80%
7.40%today
Payment
$646/mo
$1,088today
  • 2beds
  • 3baths
  • 1,280sqft

4706 CHATTERTON Way, Riverview

6825 KISSIMMEE Street, Tampa, FL, 33616 — assumable VA mortgage at 2.87%
VA
Active
42
$372,500$105,900 equity gap
Rate
2.87%
7.40%today
Payment
$1,243/mo
$2,076today
  • 3beds
  • 3baths
  • 2,029sqft

6825 KISSIMMEE Street, Tampa

3463 HIGH HAMPTON Circle, Tampa, FL, 33610 — assumable VA mortgage at 2.87%
VA
Active
39
$205,500$63,266 equity gap
Rate
2.87%
7.40%today
Payment
$663/mo
$1,108today
  • 2beds
  • 3baths
  • 1,606sqft

3463 HIGH HAMPTON Circle, Tampa

6902 SOLEDAD Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.90%
FHA
Active
22
$224,900$85,615 equity gap
Rate
2.90%
7.40%today
Payment
$670/mo
$1,115today
  • 2beds
  • 2baths
  • 1,048sqft

6902 SOLEDAD Court, Tampa

10612 SKEWLEE GARDENS Drive, Thonotosassa, FL, 33592 — assumable FHA mortgage at 2.90%
FHA
Active
12
$160,000$51,826 equity gap
Rate
2.90%
7.40%today
Payment
$511/mo
$850today
  • —beds
  • —baths
  • —sqft

10612 SKEWLEE GARDENS Drive, Thonotosassa

5018 LIBERTY Street, Tampa, FL, 33617 — assumable VA mortgage at 2.95%
VA
Active
51
$379,900$134,629 equity gap
Rate
2.95%
7.40%today
Payment
$1,162/mo
$1,921today
  • 3beds
  • 2baths
  • 1,328sqft

5018 LIBERTY Street, Tampa

1311 WINDSOR Way, Tampa, FL, 33619 — assumable VA mortgage at 4.00%
VA
Active
24
$280,000$53,959 equity gap
Rate
4.00%
7.40%today
Payment
$1,184/mo
$1,717today
  • 3beds
  • 2baths
  • 1,152sqft

1311 WINDSOR Way, Tampa

3030 VAN BUREN Drive, Tampa, FL, 33611 — assumable VA mortgage at 3.56%
VA
Active
40
$895,000$262,204 equity gap
Rate
3.56%
7.40%today
Payment
$3,150/mo
$4,820today
  • 4beds
  • 4baths
  • 2,620sqft

3030 VAN BUREN Drive, Tampa

7001 INTERBAY Boulevard #184, Tampa, FL, 33616 — assumable VA mortgage at 3.10%
VA
Active
28
$318,000$127,293 equity gap
Rate
3.10%
7.40%today
Payment
$906/mo
$1,470today
  • 2beds
  • 2baths
  • 1,264sqft

7001 INTERBAY Boulevard #184, Tampa

3629 BAY HEIGHTS Way, Tampa, FL, 33611 — assumable VA mortgage at 3.11%
VA
Active
26
$385,000$152,773 equity gap
Rate
3.11%
7.40%today
Payment
$1,278/mo
$1,950today
  • 3beds
  • 3baths
  • 1,764sqft

3629 BAY HEIGHTS Way, Tampa

10001 FLORENCE Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 1.00%
FHA
Active
33
$370,000$328,436 equity gap
Rate
1.00%
7.40%today
Payment
$688/mo
$928today
  • 3beds
  • 2baths
  • 1,235sqft

10001 FLORENCE Avenue, Tampa

5307 TERRAZA Court, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.31%
VA
Active
38
$220,000$93,640 equity gap
Rate
2.31%
7.40%today
Payment
$549/mo
$987today
  • 2beds
  • 3baths
  • 1,561sqft

5307 TERRAZA Court, Temple Terrace

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$343 /mo
Median cash to assume
$188,767
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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