UMe
Get pre-qualified

Assumable homes for sale in Tampa, FL

20 homesFHA & VA loansrates from 2.90% vs 7.40% today

Tampa assumption guide
3417 DANNY BRYAN Boulevard, Tampa, FL, 33619 — assumable FHA mortgage at 2.90%
FHA
Active
42
$285,000$140,707 equity gap
Rate
2.90%
7.40%today
Payment
$677/mo
$1,126today
  • 3beds
  • 1baths
  • 884sqft

3417 DANNY BRYAN Boulevard, Tampa

4833 ASHLAND Drive, Tampa, FL, 33610 — assumable FHA mortgage at 2.96%
FHA
Active
15
$265,000$108,337 equity gap
Rate
2.96%
7.40%today
Payment
$741/mo
$1,224today
  • 3beds
  • 1baths
  • 1,203sqft

4833 ASHLAND Drive, Tampa

4417 BOOKER T Drive, Tampa, FL, 33610 — assumable VA mortgage at 2.99%
VA
Active
20
$349,000$156,516 equity gap
Rate
2.99%
7.40%today
Payment
$906/mo
$1,489today
  • 4beds
  • 2baths
  • 1,787sqft

4417 BOOKER T Drive, Tampa

6807 NORTH BAY Street, Tampa, FL, 33610 — assumable FHA mortgage at 3.00%
FHA
Active
35
$380,000$380,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,770sqft

6807 NORTH BAY Street, Tampa

3606 RIVER GROVE Drive, Tampa, FL, 33610 — assumable VA mortgage at 3.00%
VA
Active
47
$935,000$935,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,667sqft

3606 RIVER GROVE Drive, Tampa

7128 WRENWOOD Circle, Tampa, FL, 33617 — assumable FHA mortgage at 3.60%
FHA
Active
56
$1,400,000$1,278,292 equity gap
Rate
3.60%
7.40%today
Payment
$714/mo
$1,088today
  • —beds
  • —baths
  • 1,430sqft

7128 WRENWOOD Circle, Tampa

6410 WALTON Way, Tampa, FL, 33610 — assumable FHA mortgage at 4.05%
FHA
Active
18
$349,900$241,086 equity gap
Rate
4.05%
7.40%today
Payment
$645/mo
$930today
  • 3beds
  • 2baths
  • 1,326sqft

6410 WALTON Way, Tampa

416 BROXBURN Avenue, Temple Terrace, FL, 33617 — assumable FHA mortgage at 4.09%
FHA
Active
33
$367,838$221,997 equity gap
Rate
4.09%
7.40%today
Payment
$877/mo
$1,258today
  • 3beds
  • 2baths
  • 1,717sqft

416 BROXBURN Avenue, Temple Terrace

4507 24TH Avenue, Tampa, FL, 33605 — assumable FHA mortgage at 4.20%
FHA
Active
$200,000$87,834 equity gap
Rate
4.20%
7.40%today
Payment
$639/mo
$904today
  • 2beds
  • 1baths
  • 851sqft

4507 24TH Avenue, Tampa

809 RIVER Drive, Temple Terrace, FL, 33617 — assumable VA mortgage at 6.95%
VA
Active
50
$430,000$16,909 equity gap
Rate
6.95%
7.40%today
Payment
$2,813/mo
$2,943today
  • 3beds
  • 2baths
  • 1,815sqft

809 RIVER Drive, Temple Terrace

3007 42ND Street, Tampa, FL, 33605 — assumable VA mortgage at 6.60%
VA
Active
27
$305,000$21,374 equity gap
Rate
6.60%
7.40%today
Payment
$1,865/mo
$2,022today
  • 4beds
  • 2baths
  • 1,324sqft

3007 42ND Street, Tampa

4461 RACHEL FALLS Drive, Tampa, FL, 33610 — assumable FHA mortgage at 6.76%
FHA
Active
37
$337,990$26,666 equity gap
Rate
6.76%
7.40%today
Payment
$2,053/mo
$2,189today
  • 3beds
  • 3baths
  • 1,488sqft

4461 RACHEL FALLS Drive, Tampa

5103 18TH Avenue, Tampa, FL, 33619 — assumable FHA mortgage at 6.50%
FHA
Active
47
$349,999$33,134 equity gap
Rate
6.50%
7.40%today
Payment
$2,046/mo
$2,241today
  • 3beds
  • 2baths
  • 1,340sqft

5103 18TH Avenue, Tampa

3602 55TH Street, Tampa, FL, 33619 — assumable FHA mortgage at 5.54%
FHA
Active
17
$255,700$63,091 equity gap
Rate
5.54%
7.40%today
Payment
$1,166/mo
$1,416today
  • 3beds
  • 1baths
  • 904sqft

3602 55TH Street, Tampa

4220 POWHATAN Avenue, Tampa, FL, 33610 — assumable FHA mortgage at 7.63%
FHA
Active
29
$299,000$65,349 equity gap
Rate
7.63%
7.40%today
Payment
$1,700/mo
$1,662today
  • 3beds
  • 2baths
  • 1,577sqft

4220 POWHATAN Avenue, Tampa

6402 41ST Street, Tampa, FL, 33610 — assumable FHA mortgage at 6.19%
FHA
Active
26
$345,000$290,349 equity gap
Rate
6.19%
7.40%today
Payment
$729/mo
$825today
  • 3beds
  • 2baths
  • 1,552sqft

6402 41ST Street, Tampa

7409 RHODE ISLAND Drive, Tampa, FL, 33619 — assumable FHA mortgage at 6.43%
FHA
Active
16
$172,000Potential short sale
Rate
6.43%
7.40%today
Payment
$1,423/mo
$1,570today
  • 2beds
  • 2baths
  • 855sqft

7409 RHODE ISLAND Drive, Tampa

7413 LAKESHORE Drive, Tampa, FL, 33604 — assumable FHA mortgage at 6.76%
FHA
Active
23
$399,000$34,574 equity gap
Rate
6.76%
7.40%today
Payment
$2,398/mo
$2,558today
  • 4beds
  • 2baths
  • 1,960sqft

7413 LAKESHORE Drive, Tampa

7135 WATERSIDE Drive, Tampa, FL, 33617 — assumable FHA mortgage at 6.81%
FHA
Active
12
$188,000Potential short sale
Rate
6.81%
7.40%today
Payment
$1,467/mo
$1,557today
  • 3beds
  • 3baths
  • 1,364sqft

7135 WATERSIDE Drive, Tampa

4419 DOLPHIN DR, Tampa, FL, 33617 — assumable VA mortgage at 7.10%
VA
Active
25
$283,500$276,273 equity gap
Rate
7.10%
7.40%today
Payment
$52/mo
$54today
  • 3beds
  • 2baths
  • 975sqft

4419 DOLPHIN DR, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$639 /mo
Median cash to assume
$124,522
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe