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Assumable homes for sale in Temecula, CA

26 homesVA & FHA loansrates from 2.65% vs 7.40% today

Temecula assumption guide
31546 Golden Lion Drive, Temecula, CA, 92591 — assumable VA mortgage at 2.94%
VA
Active
37
$825,000$188,472 equity gap
Rate
2.94%
7.40%today
Payment
$3,012/mo
$4,985today
  • 6beds
  • 3baths
  • 2,172sqft

31546 Golden Lion Drive, Temecula

31465 Inverness Court, Temecula, CA, 92591 — assumable FHA mortgage at 2.65%
FHA
Active
75
$1,199,000$820,048 equity gap
Rate
2.65%
7.40%today
Payment
$1,754/mo
$3,013today
  • 5beds
  • 4baths
  • 3,557sqft

31465 Inverness Court, Temecula

41441 Avenida De La Reina, Temecula, CA, 92592 — assumable VA mortgage at 2.71%
VA
Active
39
$665,000$344,325 equity gap
Rate
2.71%
7.40%today
Payment
$1,497/mo
$2,553today
  • 4beds
  • 2baths
  • 1,524sqft

41441 Avenida De La Reina, Temecula

30371 Falcon Point Ct, Murrieta, CA, 92563 — assumable VA mortgage at 2.74%
VA
Active
56
$795,000$628,022 equity gap
Rate
2.74%
7.40%today
Payment
$779/mo
$1,322today
  • 4beds
  • 3baths
  • 2,500sqft

30371 Falcon Point Ct, Murrieta

40575 Calle Fiesta, Temecula, CA, 92591 — assumable VA mortgage at 3.07%
VA
Active
59
$975,000$524,959 equity gap
Rate
3.07%
7.40%today
Payment
$2,127/mo
$3,462today
  • 5beds
  • 4baths
  • 2,835sqft

40575 Calle Fiesta, Temecula

27593 Marian Road, Temecula, CA, 92591 — assumable VA mortgage at 3.09%
VA
Active
26
$590,000$348,950 equity gap
Rate
3.09%
7.40%today
Payment
$1,144/mo
$1,858today
  • 3beds
  • 3baths
  • 1,471sqft

27593 Marian Road, Temecula

42018 Avenida Vista Ladera, Temecula, CA, 92591 — assumable FHA mortgage at 3.45%
FHA
Active
42
$774,900$267,096 equity gap
Rate
3.45%
7.40%today
Payment
$2,497/mo
$3,875today
  • 4beds
  • 3baths
  • 2,473sqft

42018 Avenida Vista Ladera, Temecula

39600 Cardiff Ave., Murrieta, CA, 92563 — assumable VA mortgage at 3.24%
VA
Active
64
$814,900$612,258 equity gap
Rate
3.24%
7.40%today
Payment
$1,018/mo
$1,621today
  • 3beds
  • 3baths
  • 2,604sqft

39600 Cardiff Ave., Murrieta

41646 Avenida De La Reina, Temecula, CA, 92592 — assumable FHA mortgage at 3.47%
FHA
Active
34
$650,000$366,222 equity gap
Rate
3.47%
7.40%today
Payment
$1,623/mo
$2,512today
  • 3beds
  • 2baths
  • 1,514sqft

41646 Avenida De La Reina, Temecula

27035 Winchester Creek Avenue, Temecula, CA, 92591 — assumable FHA mortgage at 3.55%
FHA
Active
26
$600,000$256,453 equity gap
Rate
3.55%
7.40%today
Payment
$1,815/mo
$2,781today
  • 3beds
  • 3baths
  • 1,383sqft

27035 Winchester Creek Avenue, Temecula

38588 Members Club, Murrieta, CA, 92563 — assumable VA mortgage at 5.00%
VA
Active
49
$775,000$112,314 equity gap
Rate
5.00%
7.40%today
Payment
$3,811/mo
$4,916today
  • 4beds
  • 3baths
  • 3,113sqft

38588 Members Club, Murrieta

29148 Via Princesa, Murrieta, CA, 92563 — assumable FHA mortgage at 5.23%
FHA
Active
38
$389,000$38,236 equity gap
Rate
5.23%
7.40%today
Payment
$2,056/mo
$2,583today
  • 2beds
  • 2baths
  • 1,440sqft

29148 Via Princesa, Murrieta

26259 Douglass Union, Murrieta, CA, 92563 — assumable FHA mortgage at 5.51%
FHA
Active
$500,000$42,432 equity gap
Rate
5.51%
7.40%today
Payment
$2,763/mo
$3,365today
  • 3beds
  • 3baths
  • 2,601sqft

26259 Douglass Union, Murrieta

30916 Oakhill Dr, Temecula, CA, 92591 — assumable VA mortgage at 6.64%
VA
Active
49
$799,000$39,137 equity gap
Rate
6.64%
7.40%today
Payment
$5,011/mo
$5,410today
  • 4beds
  • 3baths
  • 2,422sqft

30916 Oakhill Dr, Temecula

31569 Corte Salinas, Temecula, CA, 92592 — assumable FHA mortgage at 6.26%
FHA
Active
18
$629,900$38,014 equity gap
Rate
6.26%
7.40%today
Payment
$3,813/mo
$4,283today
  • 3beds
  • 2baths
  • 1,235sqft

31569 Corte Salinas, Temecula

29344 Via Frontera, Murrieta, CA, 92563 — assumable VA mortgage at 6.64%
VA
Active
35
$490,000$30,544 equity gap
Rate
6.64%
7.40%today
Payment
$3,033/mo
$3,275today
  • 2beds
  • 2baths
  • 1,276sqft

29344 Via Frontera, Murrieta

39752 Oak Cliff Drive, Temecula, CA, 92591 — assumable VA mortgage at 6.75%
VA
Active
40
$700,000$67,356 equity gap
Rate
6.75%
7.40%today
Payment
$4,148/mo
$4,427today
  • 3beds
  • 3baths
  • 1,458sqft

39752 Oak Cliff Drive, Temecula

29118 Portland Court, Temecula, CA, 92591 — assumable VA mortgage at 6.82%
VA
Active
25
$624,999$53,125 equity gap
Rate
6.82%
7.40%today
Payment
$3,846/mo
$4,077today
  • 3beds
  • 3baths
  • 1,577sqft

29118 Portland Court, Temecula

30451 Red River Circle, Temecula, CA, 92591 — assumable FHA mortgage at 6.90%
FHA
Active
32
$678,000$68,082 equity gap
Rate
6.90%
7.40%today
Payment
$4,121/mo
$4,333today
  • 4beds
  • 2baths
  • 1,524sqft

30451 Red River Circle, Temecula

39779 Oak Cliff Drive, Temecula, CA, 92591 — assumable VA mortgage at 6.92%
VA
Active
34
$613,000$37,491 equity gap
Rate
6.92%
7.40%today
Payment
$3,885/mo
$4,076today
  • 3beds
  • 3baths
  • 1,245sqft

39779 Oak Cliff Drive, Temecula

30522 Iron Bark Court, Temecula, CA, 92591 — assumable VA mortgage at 7.03%
VA
Active
40
$589,999$39,600 equity gap
Rate
7.03%
7.40%today
Payment
$3,777/mo
$3,919today
  • 3beds
  • 2baths
  • 1,235sqft

30522 Iron Bark Court, Temecula

26275 Monticello Way, Murrieta, CA, 92563 — assumable FHA mortgage at 6.50%
FHA
Active
42
$619,900$110,443 equity gap
Rate
6.50%
7.40%today
Payment
$3,293/mo
$3,607today
  • 3beds
  • 3baths
  • 1,773sqft

26275 Monticello Way, Murrieta

38977 Lone Cir, Murrieta, CA, 92563 — assumable FHA mortgage at 5.66%
FHA
Active
58
$660,000$140,063 equity gap
Rate
5.66%
7.40%today
Payment
$3,177/mo
$3,807today
  • 4beds
  • 3baths
  • 2,091sqft

38977 Lone Cir, Murrieta

26242 Heritage Union Lane, Murrieta, CA, 92563 — assumable FHA mortgage at 6.35%
FHA
Active
27
$669,000$175,914 equity gap
Rate
6.35%
7.40%today
Payment
$3,136/mo
$3,490today
  • 4beds
  • 3baths
  • 2,411sqft

26242 Heritage Union Lane, Murrieta

31169 Nassau Court, Temecula, CA, 92591 — assumable VA mortgage at 6.50%
VA
Active
26
$869,995$202,075 equity gap
Rate
6.50%
7.40%today
Payment
$4,317/mo
$4,729today
  • 4beds
  • 3baths
  • 2,704sqft

31169 Nassau Court, Temecula

39315 Cardiff Ave, Murrieta, CA, 92563 — assumable VA mortgage at 6.58%
VA
Active
39
$699,900$220,822 equity gap
Rate
6.58%
7.40%today
Payment
$3,084/mo
$3,351today
  • 4beds
  • 3baths
  • 2,123sqft

39315 Cardiff Ave, Murrieta

Assuming a mortgage in Temecula

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$779 /mo
Median cash to assume
$157,988
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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