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Assumable homes for sale in Ventura, CA

16 homesVA & FHA loansrates from 2.72% vs 7.40% today

Ventura assumption guide
232 Bolero Lane, Oxnard, CA, 93036 — assumable VA mortgage at 2.85%
VA
Active
38
$729,900$235,464 equity gap
Rate
2.85%
7.40%today
Payment
$2,333/mo
$3,906today
  • 3beds
  • 3baths
  • 1,464sqft

232 Bolero Lane, Oxnard

1411 Seabridge Lane, Oxnard, CA, 93035 — assumable FHA mortgage at 2.72%
FHA
Active
52
$1,690,000$1,173,071 equity gap
Rate
2.72%
7.40%today
Payment
$2,416/mo
$4,114today
  • 4beds
  • 3baths
  • 2,820sqft

1411 Seabridge Lane, Oxnard

324 Kiawah River Drive, Oxnard, CA, 93036 — assumable VA mortgage at 2.83%
VA
Active
33
$874,000$382,533 equity gap
Rate
2.83%
7.40%today
Payment
$2,325/mo
$3,903today
  • 4beds
  • 4baths
  • 2,004sqft

324 Kiawah River Drive, Oxnard

11278 Tiger Lily Street, Ventura, CA, 93004 — assumable VA mortgage at 3.18%
VA
Active
33
$829,900$500,112 equity gap
Rate
3.18%
7.40%today
Payment
$1,642/mo
$2,636today
  • 3beds
  • 3baths
  • 1,885sqft

11278 Tiger Lily Street, Ventura

4340 Tradewinds Drive, Oxnard, CA, 93035 — assumable VA mortgage at 3.62%
VA
Active
65
$799,000$386,077 equity gap
Rate
3.62%
7.40%today
Payment
$2,172/mo
$3,299today
  • 2beds
  • 3baths
  • 1,442sqft

4340 Tradewinds Drive, Oxnard

900 Fitzgerald Avenue, Ventura, CA, 93003 — assumable VA mortgage at 3.80%
VA
Active
43
$799,900$485,109 equity gap
Rate
3.80%
7.40%today
Payment
$1,952/mo
$2,901today
  • 3beds
  • 3baths
  • 1,963sqft

900 Fitzgerald Avenue, Ventura

1315 Bayside Circle, Oxnard, CA, 93035 — assumable VA mortgage at 5.11%
VA
Active
47
$945,000$108,575 equity gap
Rate
5.11%
7.40%today
Payment
$4,865/mo
$6,197today
  • 3beds
  • 3baths
  • 1,950sqft

1315 Bayside Circle, Oxnard

1335 Edgewood Way, Oxnard, CA, 93030 — assumable VA mortgage at 6.99%
VA
Active
27
$369,000$10,714 equity gap
Rate
6.99%
7.40%today
Payment
$2,437/mo
$2,539today
  • 2beds
  • 1baths
  • 965sqft

1335 Edgewood Way, Oxnard

735 Garonne Street, Oxnard, CA, 93036 — assumable FHA mortgage at 5.52%
FHA
Active
23
$675,000$120,285 equity gap
Rate
5.52%
7.40%today
Payment
$3,352/mo
$4,079today
  • 3beds
  • 2baths
  • 1,449sqft

735 Garonne Street, Oxnard

1207 Chelan Lane, Ventura, CA, 93004 — assumable FHA mortgage at 6.81%
FHA
Active
28
$424,900$42,815 equity gap
Rate
6.81%
7.40%today
Payment
$2,604/mo
$2,763today
  • 1beds
  • 2baths
  • 817sqft

1207 Chelan Lane, Ventura

5105 Larkspur Drive, Ventura, CA, 93001 — assumable FHA mortgage at 6.43%
FHA
Active
50
$734,000$64,830 equity gap
Rate
6.43%
7.40%today
Payment
$4,367/mo
$4,819today
  • 3beds
  • 3baths
  • 1,600sqft

5105 Larkspur Drive, Ventura

405 Beverly Drive, Oxnard, CA, 93030 — assumable VA mortgage at 5.10%
VA
Active
37
$937,000$299,241 equity gap
Rate
5.10%
7.40%today
Payment
$3,706/mo
$4,725today
  • 4beds
  • 3baths
  • 2,441sqft

405 Beverly Drive, Oxnard

2725 Smokey Mountain Drive, Oxnard, CA, 93036 — assumable FHA mortgage at 5.00%
FHA
Active
18
$630,000$452,595 equity gap
Rate
5.00%
7.40%today
Payment
$1,528/mo
$1,971today
  • 3beds
  • 3baths
  • 1,336sqft

2725 Smokey Mountain Drive, Oxnard

1428 Beverly Drive, Oxnard, CA, 93030 — assumable VA mortgage at 6.00%
VA
Active
6
$730,000$260,000 equity gap
Rate
6.00%
7.40%today
Payment
$2,818/mo
$3,254today
  • 3beds
  • 2baths
  • 1,283sqft

1428 Beverly Drive, Oxnard

2930 Windward Way, Oxnard, CA, 93035 — assumable VA mortgage at 6.29%
VA
Active
57
$640,000Potential short sale
Rate
6.29%
7.40%today
Payment
$4,514/mo
$5,054today
  • 3beds
  • 2baths
  • 1,465sqft

2930 Windward Way, Oxnard

3943 Dean Drive, Ventura, CA, 93003 — assumable FHA mortgage at 7.19%
FHA
Active
15
$875,000$416,889 equity gap
Rate
7.19%
7.40%today
Payment
$3,202/mo
$3,269today
  • 3beds
  • 2baths
  • 1,353sqft

3943 Dean Drive, Ventura

Assuming a mortgage in Ventura

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,528 /mo
Median cash to assume
$299,241
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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