Assumable homes for sale in Waite Park, MN

5 homesVA & FHA loansrates from 3.76% vs 7.40% today

Waite Park assumption guide
443 Cedarwood Court, Waite Park, MN, 56387 — assumable VA mortgage at 3.76%
VA
Active
61
$344,900$70,330 equity gap
Rate
3.76%
7.40%today
Payment
$1,391/mo
$2,077today
  • 4beds
  • 3baths
  • 2,306sqft

443 Cedarwood Court, Waite Park

436 9th Street, Waite Park, MN, 56387 — assumable VA mortgage at 6.54%
VA
Active
44
$319,800$24,731 equity gap
Rate
6.54%
7.40%today
Payment
$1,949/mo
$2,126today
  • 4beds
  • 4baths
  • 3,004sqft

436 9th Street, Waite Park

288 Park Avenue, Saint Cloud, MN, 56301 — assumable VA mortgage at 6.50%
VA
Active
24
$275,000$28,307 equity gap
Rate
6.50%
7.40%today
Payment
$1,574/mo
$1,724today
  • 2beds
  • 2baths
  • 1,520sqft

288 Park Avenue, Saint Cloud

239 32nd Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.99%
FHA
Active
37
$169,900$19,781 equity gap
Rate
6.99%
7.40%today
Payment
$1,021/mo
$1,064today
  • 2beds
  • 1baths
  • 1,232sqft

239 32nd Avenue, Saint Cloud

141 36th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 5.25%
FHA
Active
25
$245,000$128,703 equity gap
Rate
5.25%
7.40%today
Payment
$688/mo
$863today
  • 3beds
  • 2baths
  • 1,152sqft

141 36th Avenue, Saint Cloud

Assuming a mortgage in Waite Park

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.76%
Lowest existing payment
$688 /mo
Median cash to assume
$28,307
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.