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Assumable homes for sale in Watertown, TN

12 homesFHA & VA loansrates from 3.13% vs 7.40% today

Watertown assumption guide
7890 Poplar Hill Rd, Watertown, TN, 37184 — assumable VA mortgage at 3.13%
VA
Active
73
$699,900$268,056 equity gap
Rate
3.13%
7.40%today
Payment
$2,091/mo
$3,378today
  • 4beds
  • 3baths
  • 2,875sqft

7890 Poplar Hill Rd, Watertown

475 Edwards Rd, Lebanon, TN, 37090 — assumable FHA mortgage at 3.23%
FHA
Active
46
$625,000$424,625 equity gap
Rate
3.23%
7.40%today
Payment
$1,003/mo
$1,600today
  • 4beds
  • 2baths
  • 2,280sqft

475 Edwards Rd, Lebanon

2351 Linwood Rd, Watertown, TN, 37184 — assumable VA mortgage at 3.89%
VA
Active
48
$449,000$136,006 equity gap
Rate
3.89%
7.40%today
Payment
$1,611/mo
$2,368today
  • 1beds
  • 1baths
  • 1,430sqft

2351 Linwood Rd, Watertown

1305 Hill Lakes Ln, Lebanon, TN, 37090 — assumable FHA mortgage at 5.75%
FHA
Active
28
$499,900$27,216 equity gap
Rate
5.75%
7.40%today
Payment
$2,779/mo
$3,297today
  • 3beds
  • 3baths
  • 3,466sqft

1305 Hill Lakes Ln, Lebanon

464 Edgewood St, Alexandria, TN, 37012 — assumable FHA mortgage at 6.36%
FHA
Active
23
$310,000$21,429 equity gap
Rate
6.36%
7.40%today
Payment
$1,804/mo
$2,006today
  • 3beds
  • 2baths
  • 1,320sqft

464 Edgewood St, Alexandria

2258 Eastover Rd, Lebanon, TN, 37090 — assumable VA mortgage at 6.78%
VA
Active
81
$710,000$70,779 equity gap
Rate
6.78%
7.40%today
Payment
$4,252/mo
$4,525today
  • 5beds
  • 4baths
  • 2,725sqft

2258 Eastover Rd, Lebanon

1423 Sparta Pike, Lebanon, TN, 37090 — assumable FHA mortgage at 6.77%
FHA
Active
29
$489,900$73,111 equity gap
Rate
6.77%
7.40%today
Payment
$2,740/mo
$2,919today
  • 3beds
  • 3baths
  • 1,935sqft

1423 Sparta Pike, Lebanon

17 Switchboard Rd, Brush Creek, TN, 38547 — assumable FHA mortgage at 6.93%
FHA
Active
30
$183,900$19,603 equity gap
Rate
6.93%
7.40%today
Payment
$1,103/mo
$1,156today
  • 3beds
  • 1baths
  • 1,055sqft

17 Switchboard Rd, Brush Creek

681 W Main St, Alexandria, TN, 37012 — assumable VA mortgage at 7.23%
VA
Active
26
$373,900$40,288 equity gap
Rate
7.23%
7.40%today
Payment
$2,372/mo
$2,411today
  • 3beds
  • 2baths
  • 1,375sqft

681 W Main St, Alexandria

4629 SE Tater Peeler Rd, Lebanon, TN, 37090 — assumable FHA mortgage at 6.50%
FHA
Active
59
$569,900$160,073 equity gap
Rate
6.50%
7.40%today
Payment
$2,615/mo
$2,864today
  • 3beds
  • 1baths
  • 1,385sqft

4629 SE Tater Peeler Rd, Lebanon

100 Locust St, Alexandria, TN, 37012 — assumable FHA mortgage at 6.74%
FHA
Active
28
$299,000$74,274 equity gap
Rate
6.74%
7.40%today
Payment
$1,495/mo
$1,598today
  • 3beds
  • 2baths
  • 1,250sqft

100 Locust St, Alexandria

1246 Salem Rd, Lebanon, TN, 37090 — assumable FHA mortgage at 6.47%
FHA
Active
42
$575,000$382,460 equity gap
Rate
6.47%
7.40%today
Payment
$1,814/mo
$1,922today
  • 4beds
  • 2baths
  • 1,596sqft

1246 Salem Rd, Lebanon

Assuming a mortgage in Watertown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.13%
Lowest existing payment
$1,003 /mo
Median cash to assume
$73,693
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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